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The most exclusive Mastercard, Mastercard Black, is a great option for those who like to travel in style.

With access to more than 1500 VIP lounges in large airports across 90 different countries, you’ll be sure to enjoy some extra pampering before you fly back home to visit your family or to a well-deserved vacation.

Naturally, a continuous travel insurance is part of the package. Just like with any good credit card, every purchase you make with Mastercard Black is protected against theft, loss or damage for up to one year.

To top it all off, you get your personal assistant who is available to you six days a week. Need to quickly book a hotel or flight tickets? Looking for tickets for a specific event? Need to book a place in a restaurant abroad? They’re just one call away to help with all that.

Of course, these perks come at a price — and for this card, that’s €204 per year. However, we think it’s a good middle ground between more affordable cards without travel benefits and high-end cards with awesome perks but a high monthly fee.

To be eligible, you must have a minimum income of €1,150 net per month, and you must not have a negative BKR assessment — simple!

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