Dubbed the “intelligent business bank account for freelancers”, the N26 Business Mastercard is our top pick for a ZZPer-approved free business banking card.
Though technically a debit Mastercard, this virtual card also comes with a free N26 Business bank account, giving powerful money-management features and savings options — from the comfort of your mobile phone.
With this handy business account, you also get access to N26’s full suite of banking tools: a German IBAN, free virtual cards, and a host of sub-accounts.
When it comes to ordering your virtual Mastercard, you can wave goodbye to endless paperwork and credit checks — the entire process can be done online, in a matter of minutes.
And for those who prefer a physical card, you’ll just need to pay a delivery cost of €10 to have your snazzy card whizzing through the post to you.
Even better? In addition to giving you an in-depth monthly overview of your incoming and outgoing payments, this N26 account also helps you file taxes and keep track of business invoices.
So, whether you’re a seasoned freelancer or just dipping your toes in the “be your own boss” life, the N26 Business Mastercard can give you the best financial tools for success.