Dutch banks block accounts of dozens of American account holders

Are you an American in the Netherlands? Time to consider stashing cash under your mattress. Reports are emerging that multiple Dutch banks are blocking the accounts of dozens of American account holders. 

Customers of ABN AMRO, ING, and Rabobank say that they have been blocked from accessing their funds until they provide a US taxation number to the banks, De Telegraaf reports.

The latest move from the banks is an attempt to fall in line with the American rules of providing financial information for tax purposes. But, it’s leaving stacks of American-Dutchie’s without access to their hard-earned euros.

The information comes from Reporter Radio, where Daan Durlacher of the Americans Overseas interest group said he has received multiple reports of the extreme action.

“This is blackmail with your own money,” Durlacher said in the broadcast. “It is outrageous that a bank can, and must, do this to come into contact with customers.”

Why are the banks blocking funds?

A spokesperson for ABN Amro confirmed that in an attempt to receive US tax numbers from account holders, accounts have been frozen. It is a requirement of banks to comply with the US law of providing the numbers. However, many customers don’t give the banks the information.

American citizens really get the raw end of the stick when it comes to taxation. US tax rules say that they have to pay tax to Uncle Sam regardless of where they live and work. The only way around the rule is to give up their US citizenship.

Do you think this is fair action for the banks to take? Have you been affected? Let us know in the comments below!

Feature Image: Dom J/Pexels

Samantha Dixon 🇦🇺
Samantha Dixon 🇦🇺https://gallivantations.com
Sam has over six years experience writing about life in the Netherlands and leads the content team at DutchReview. She originally came to the Netherlands to study in 2016 and now holds a BA (Hons.) in Arts, a BA (Hons) in Journalism, and (almost) a Masters in Teaching. She loves to write about settling into life in the Netherlands, her city of Utrecht, learning Dutch, and jobs in the Netherlands — and she still can’t jump on the back of a moving bike (she's learning!).

5 COMMENTS

  1. It seems that the fuss is caused by the US Tres. Dept., and not the Dutch banks. They simply comply to the international rules. And “The only way around the rule is to give up their US citizenship.” 😉

  2. They know the rules, they got caught trying to avoid them. They cry? Then the can drop their citizenship.
    Just deserts.

  3. giving up US citizenship also requires you to continue to pay taxes to the US for another 10 years, so actually you don’t know much Joseph. Dutch banks should not be able to freeze an account without warning.

  4. The hundred-plus countries which signed the FATCA agreement should have told the U.S. government, “Screw you.”

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