Know someone who’s thinking of switching Dutch bank accounts? With ING’s latest deal, you could earn up to €500 for inviting your friends. 🥳💸
If a generous sign-up bonus for one of the Netherlands’ largest banks sounds too good to be true, you probably haven’t heard of ING’s “Connect a Friend” deal yet.
Here’s everything you need to know, and how you can cash in.
Meet ING: a solid choice for internationals
If you’re new to the Netherlands, ING’s patriotically orange lion is probably one of the first logos you’ll spot when you Google “opening a Dutch bank account”.
But, make no mistake: ING’s not just another traditional bank with endless bureaucratic hoops and financial services exclusively in Dutch. Their reach is global, with a strong European base, and retail and wholesale banking services in more than 100 countries.
READ MORE | 5 reasons why ING could be your bank of choice in the Netherlands
This cosmopolitan mindset enables them to understand what internationals in the Netherlands are looking for, from English-language support to a quick and straightforward sign-up process.

For example, many banks in the Netherlands require you to submit a BSN (citizen service number) prior to opening an account. At ING, on the other hand, you can open an account in just 10 minutes, with up to 90 days to hand over your BSN information.
What is ING’s current “Connect a Friend” deal?
Ahh, who doesn’t love the sweet scent of free money? 💸
If you’re an existing ING customer, their limited-time “Connect a Friend” deal is an easy-peasy way for you to share the benefits of banking with ING while earning some cash on the side.
The process is super simple: when you invite someone to join ING through your personal invite link, both you and your invitee receive a €50 bonus as soon as some basic criteria (more on this below!) are met.
With an invite valid for up to 10 new ING users, you could be looking at a cool €500 in bonuses.
Here’s how to claim your €50
Ready and raring to cash in? It’s a simple process, so let’s walk through it together. 🙌
First things first, you need to access that snazzy invite link of yours. You’ll find it in your ING banking app, provided you’ve been a customer for at least three months.

Next, it’s time to reach out to someone you know who’d like to open a Dutch bank account. This could be a friend, family member, or even a coworker who’s looking to switch banks, as long as they haven’t been an ING customer in the last 12 months.
The next steps are solely for your invitee (so be sure to send them this article 😉):
- Open a current, student, or joint account via the invite link
- Make at least five payments with your ING banking card, Google Pay, or Apple Pay
- Deposit at least €100 in your Orange Savings account
- Complete all the steps within 4 weeks to be eligible
Once all those steps are ticked off, just sit back and relax, because you can both expect €50 in your accounts within 8 weeks.
You can earn up to €500, but that’s not the best part
Oké, let’s say you’ve reached the referral limit of 10 friends and a cool €500 has just been deposited in your snazzy new ING account. What now?
Well, the real pot of gold is what you and your friends are walking away with: an affordable and international-friendly bank account from a world-renowned financial institution.
ING’s current accounts start at a super-low €3.45 per month. (Plus, this account won’t lock half its features behind a paywall to get you to opt for a premium tier. 👀)
And if you’re a student? Then your monthly costs are absolutely free!

But don’t let the sheer affordability fool you, because ING makes managing your money straightforward and stress-free. From making mobile payments to tracking spending and setting clear budgets, you can arrange everything from the comfort of your cheery orange banking app.
READ MORE | 7 cool features I use every day banking with ING in the Netherlands
And, if the Netherlands’ rising cost of living has you struggling to save money, ING has a little boost for you.
With an automated feature that rounds up your payments and stashes the spare change in a savings account, it’ll help you build an emergency fund without cutting into your monthly expenses.
So if you or a friend are in the market for an international-friendly Dutch bank account and want to earn some money on the side, checking out ING’s “Connect a Friend” deal is an absolute no-brainer. (Tip: Make sure you read the criteria carefully, to make sure you’re eligible!)
Have you banked with ING before? Tell us your experiences in the comments below!
