You can now get €100 for opening a bank account with ING: Here’s how

And you'll get a great bank account too 🙌

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If opening a new (Dutch) bank account is high on your list of priorities, you’ll love this new welcome bonus for ING’s stellar banking services. 💸

New ING customers can now score a €100 welcome bonus, simply for opening a bank account and depositing €250 in their Orange Savings account.

You’ve also got a generous period to get your new account sorted, with the promotion running all the way to February 28, 2027.


Here’s how to claim your €100

Rest assured, scoring that sweet cash bonus is a surprisingly straightforward process. Let’s run through these five easy steps so we can help your bank account go ka-ching! 💰

1. Sign up via the ING mobile banking app

To kickstart the sign-up process, you’ll need to download ING’s mobile banking app.

It doesn’t matter whether you’re an Android user or an Apple fan; this patriotically orange app is available on both the Google Play Store and the App Store, in addition to ING’s website.

Tip: While ING has released several mobile apps, “ING Bankieren” is the one you’ll need to download.

2. Open an ING current account

First step done and dusted? Now it’s time to open a standard transaction account or “betaalrekening”.

Once inside the app, you should be able to select “Betaalrekening” from the list of accounts available.

Next, ING will ask you for some additional details. This typically involves answering a few questions and providing some form of identification (a passport or EU ID card will do).

photo-of-a-man-sitting-behind-a-desk-and-laptop-on-his-phone-opening-ing-bank-account-via-mobile-app
It’s best to have this info on hand, so you can breeze through these requirements. Image: Magnific

If you come from a non-EEA country, be sure to have your Dutch residence permit card with you. However, if you haven’t landed in the Netherlands yet, you can also sign up with your MVV (provisional residence permit or entry visa).

3. Don’t forget to opt in

Just as the Dutch need a heads-up before you announce yourself as a surprise dinner guest, ING needs a little confirmation that you’re actually participating in this promotion.

After you’ve finished signing up for your ING account in the app, return to ING’s Newcomer Welcome Bonus page, and you’ll spot a button asking if you want to participate.

All you have to do is click “Sign up to receive your €100 bonus” and boom, you’re in!

4. Save at least €250 in your (free!) ING Orange Savings account

Naturally, you’ve got to give a little to get a little.

And a “little”, in this case, means saving €250 in your brand-new ING Orange Savings account.

The amount must stay untouched for the duration of this challenge (eight weeks), so just pretend you’re Jeff Bezos and that €250 is the key to your billion-dollar fortune. 😉

5. Make five payments in the first 8 weeks

Did we mention that part of the challenge is treating yourself?

Put your new account to work, whether you’re opting for some mid-week retail therapy or need to grab your weekly set of stroopwafels at Albert Heijn. Your choice of what to spend on (or how much to spend) is entirely up to you.

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Treat yourself — and your friends! Image: Magnific

If you don’t have an ING debit card yet, don’t worry. These purchases can also be made from Google Pay, Apple Pay, or even the payment feature on your Garmin smartwatch.

Just remember, you’ll have to make at least five individual payments within eight weeks before your reward appears in your bank account.

Ticked all the boxes? Time to sit back and relax, while ING transfers €100 to your account within eight weeks of you meeting all the conditions.


Who’s eligible for ING’s €100 sign-up deal?

If you’re ready and raring to hop aboard the free €100 train, it’s high time we discussed the eligibility requirements. 👇

This one’s a biggie: the current offer is only valid for new ING customers. In other words, anyone “who has not held any ING product in the 12 months prior to opening the account”.

If you’re an existing user, or you just recently closed an ING account, well… helaas pindakaas, but it looks like you’ll be missing out on some free cash.

ING also stresses that you can’t combine this promotion with their other welcome bonus. So, while you might be tempted by new offers that crop up, you can only pick one.

And, last but certainly not least, all five steps outlined in the previous section need to be completed within 8 weeks. So be sure to bookmark this article and go through all the steps if you want your free €100.


Sure, €100 is sweet… but is ING the right bank for me?

If your only exposure to ING is this article, it’s only natural to wonder if this bank really is the right choice for you.

As a team of internationals, we’re big fans of services that combine accessibility with affordability. ING offers a great blend of the two, with current accounts starting at a mere €4 per month and a sign-up process that can be completed in a matter of minutes.

READ MORE | 7 cool features I use every day banking with ING in the Netherlands

We also love the convenience of their highly-rated mobile app, which gives you the option to handle all your banking transactions securely while on the go.

However, you don’t forego the benefit of in-person banking, either. ING has brick-and-mortar outlets in various Dutch cities, so you can always hop on a bike or train and get your questions answered.


Whether you’re new to the Netherlands or a Dutch person looking to switch bank accounts, ING has a wealth of financial benefits on offer. (Yes, the €100 bonus is just the cherry on top!)

Will you be signing up for this new welcome bonus? Tell us your thoughts in the comments below! 

Feature Image:Magnific
Liana Risseeuw 🇱🇰
Liana Risseeuw 🇱🇰
Liana juggles her role as an Editor with wrapping up a degree in cognitive linguistics and assisting with DutchReview's affiliate portfolio. Since arriving in the Netherlands for her studies in 2018, she's thrilled to have the 'write' opportunity to help other internationals feel more at home here — whether that's by penning an article on the best SIMs to buy in NL, the latest banking features, or important things to know about Dutch health insurance.

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