Investing in the Netherlands: 6 great apps for getting into stocks in 2024

It's easier than you think 🚀

There are heaps of great investment apps in the Netherlands, ready to give you a head start on your financial goals.

We get it, investment can sound daunting, and it might not be for everyone.

Thankfully, investment apps can make it just a little bit easier, so you can give your wallet (and perhaps yourself) a well-deserved confidence boost.

We’ve found the best investment apps in the Netherlands that are available in English, super-easy to use, and have great options for returns on your cash.


1. Scalable: Enjoy a good savings rate and easy to get started with

graphic-of-investment-app-Scalable-in-Netherlands
Enjoy a 4% interest rate with Scalable. Image: DutchReview

With its clean aesthetic, 4% interest rate, and multiple smart tools, Scalable is the perfect investment app for someone who is looking to do a lot with their savings. Think of it as the Swiss knife of investment apps.

One feature of Scalable that really shines is its Prime+ Broker account.

With this, you can enjoy commission-free trading for orders over €250 and trade as much as you want for just €4.99 per month — meaning you’re free to do whatever your heart desires with your money (responsibly, of course).

Sign up now and start trading 👇

✅ Pros:

  • Enjoy a 4% savings interest rate
  • Investing explained in a smooth and easy way
  • Helpful tools to monitor your investments
  • Offers commission-free trading from €250 order volume with PRIME package

❌ Cons:

  • App uses a lot of investment lingo that may not be beginner-friendly
  • 4% interest rate drops to 2.6% after four months

Disclaimer: There are risks associated with investing.


2. DEGIRO: Known, trusted, and broadly used

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DEGIRO is one of the most popular investment apps in the Netherlands. Image: DutchReview

With handy instruction videos and other educational tools to help you get started, DEGIRO is perfect for anyone new to investing. 

The platform has been praised for being very easy to use, and the low fees and good customer service make DEGIRO stand out in the crowd of Dutch investment apps. 

DEGIRO is ideal for those who are testing the waters of investment. You can invest in ETFs (exchange-traded funds) for lower risk or choose specific companies to put your money into if you’re feeling confident. 

✅ Pros:

  • Low fees
  • Easy to use
  • Commission-free ETFs (conditions apply)

❌ Cons:

  • Forex, CFDs, and crypto not available for investment
  • No demo account possible
  • No fractional stocks possible

3. Peaks: Invest easily in an app that’s built to please

graphic of peaks logo and screenshot showing dutch investment app
Peaks makes it easy to look at your investments. Image: DutchReview

Peaks is a beautifully designed Dutch investment app with a reputation for being beginner-friendly, and a focus on sustainable investment. 

You can invest as much or as little as you like — anything from life savings to spare change is allowed, and you can even invest automatically. 

We especially liked their round-up feature: bought a coffee for €3.25? Congrats, your purchase is now €4.00, and €0.75 was just added to your investment portfolio. What a win! 

✅ Pros:

  • Easy to invest in sustainable index funds
  • The platform has a reputation for being accessible and beginner-friendly 
  • No transaction costs
  • Automatic investment 

❌ Cons:

  • More expensive than some competitors, especially for smaller investments
  • Not possible to invest in individual shares

4. eToro: Make friends while you invest

graphic of etoro logo and screenshot showing dutch investment app
eToro is an ultra-international investment platform. Image: DutchReview

Although eToro’s non-trading fees are somewhat higher than other investment apps in the Netherlands, this app also lets you buy stocks commission-free (with some exceptions), making it a worthy competitor in the world of Dutch investment apps. 

On the more unique side of things, eToro brands itself as the world’s most social investment platform, and they might just be right. 

The interactive community platform gives investing a whole new feel and makes it easy to seek, give, and apply good advice from other investors. Think; social media meets investing. 

✅ Pros:

  • Social trading
  • Demo account possible
  • Comprehensive educational resources available 

❌ Cons:

  • High non-trading fees
  • No crypto-to-crypto trading pairs
  • Limited selection of cryptocurrencies

Disclaimer: Investing involves risk.


5. bunq: Tick the green box

graphic of bunq logo and screenshot showing dutch investment app
Bank disruptor, bunq, has turned its hand to investing — all in the same app. Image: DutchReview

Self-labelled “bank of the free”, bunq is all about making your financial life as straightforward and sustainable as possible. Best of both worlds much? 

With both your mobile bank and your investment dealings in one app, bunq is great for keeping a neat overview of your cash flow. 

The Easy (automatic) investment function is directly connected to Birdee, allowing you to put your money into sustainable portfolios without lifting a finger.

✅ Pros:

  • Automatic sustainable investment
  • Mobile bank and investment bank in one
  • Highly regarded user experience

❌ Cons:

  • Only subscription-based packages are possible
  • Investment only possible through the mobile bank app

6. Revolut: The whole package

graphic of revolut logo and screenshot showing dutch investment app
Revolut offers easy investing options alongside your everyday banking. Image: DutchReview

Revolut is truly the full package when it comes to mobile finances. In just one little app, you can save, spend, track, send, and, most importantly, invest your cash however you like.

With its sleek design, real-time performance updates, commission-free trading, and (fractional) investment opportunities at as low as $1, Revolut stands out as a beginner-friendly platform in the world of finance apps. 

✅ Pros:

  • Commission-free investment available
  • Banking, investment, and many other products in one app
  • Highly regarded user experience

❌ Cons:

  • Only subscription-based packages possible
  • Investment only possible through the mobile bank app

What are the benefits of using an investment app?

Investing using an app is way more convenient than traditional investment methods. With a tap on your phone screen, your brand-new investment portfolio is in your pocket. 

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There are tons of advantages to using a Dutch investment app. Image: Depositphotos

Commuting to work? Eating lunch? Watching Netflix in bed? There are no limits to when, how, and in what you can invest when you have it all on your phone.

Oh, and transactions tend to happen faster through apps than with conventional methods, which means more precious time and money saved for you. 

Most investment apps also make an effort to provide a good visual overview of all your investments, which is especially great if you’re a beginner who doesn’t quite know how to keep track of everything. 

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The app format can make the whole investment thing more streamlined and efficient. Image: Depositphotos

Plus, apps are cheaper than running a brick-and-mortar operation, so that can even keep the internal costs of the brokerage down.

That means more focus on the things that really matter (paying for good customer service, for example, rather than heating up an office building) and better returns for you.

What about savings apps? 

Investment is lovely and all, but sometimes we also need a good way to put aside money in a savings account to keep some cash liquid (like for emergencies) or if we want to access our money in the near future without taking a risk on the market.

The unfortunate thing is that Dutch banks tend to have ridiculously low (and sometimes even negative) interest rates, making saving in the Netherlands a foolproof way to lose money. 

Enter: border-crossing savings apps like Raisin! Raisin lets you shop around for whichever European bank has the best terms so that you can get the most out of your savings. 


Have you tried any Dutch investment apps? What are your top tips for a good investment journey? Tell us in the comments below!

Disclaimer: Investing involves risks and you can lose your investment. DutchReview is not a financial consultancy. The content shared on the website and on DutchReview’s social accounts does not contain any financially binding advice.

Investment apps in the Netherlands: Frequently asked questions

What are the best investment apps in the Netherlands? 

How can I invest in the Netherlands? 

Can I use a Dutch investment app if I don’t speak Dutch?

How do I know a Dutch investment app is safe?

Is it smart to invest in the current Dutch economy?

Can I invest ethically and sustainably in the Netherlands?

What are some useful resources for someone getting into investing?

Are Dutch trading apps regulated? 

Feature Image:Freepik
Juni Moltubak
Juni Moltubak
Juni moved to the Netherlands after realizing how expensive tuition fees in the UK are, and never regretted her choice of studying in The Hague. After three years of Political Science, she is ready for a new adventure — an internship at DutchReview! When you don’t see her typing on her laptop she can be found strolling around Haagse Bos or sitting in her lovely garden scrolling through interior design TikToks.

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What do you think?

5 COMMENTS

  1. What do you think about Trade Republic? You can buy Individual stocks, etf’s and you’ll get 4% I terest on your non invested cash.

  2. IKBR is far better that all of them, probably number 1 in Europe with no tricks like mosto of this, with this packages.!!

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