Handling your business’s finances with just a Dutch bank account works well when your business is small, and your payments stay with the Netherlands. However, things quickly begin to change once you start working with international clients.
As your business grows, it almost always needs to pay overseas suppliers or hire staff based in other countries. At that point, a domestic account is no longer enough.
Many business owners try to solve this by opening additional accounts abroad, but this often creates a messy mix of logins, statements, and financial data.
The solution? Choosing an international business account early helps keep your finances organised as your company grows.
Meet Airwallex, your go-to for global business banking
Airwallex is a modern financial platform designed for businesses that work globally. It brings together international payments, currency exchange, multi-currency wallets, and everyday financial operations to make your life far easier.
By letting Airwallex handle the money side, you get to do what matters the most: run your business.
How Airwallex makes your life easier
Curious how Airwallex can help your business? Let’s talk about it.
💻 For freelancers and remote workers
Freelancers often work with foreign clients, but getting paid in multiple currencies can be messy, expensive, and slow.
Airwallex solves this problem by letting you receive money in multiple currencies, including USD, AUD, CHF, and GBP at competitive exchange rates (without the usual bank mark-ups!).
You can also use multi-currency corporate or virtual Visa cards for international subscriptions, payments, or project expenses — all managed from a single dashboard.
💼 For small business owners & startups
Small businesses and startups need financial tools that move as fast as they do.
Airwallex offers borderless multiple-currency wallets, fast global payouts, and transparent fees, helping you scale your business without a complicated banking setup.
This is especially useful for e-commerce shops with customers around the world, as you can collect payments in different currencies and convert only when the rate works best for you.
Airwallex vs. traditional banks: what’s the difference?
Traditional banks are great for local and personal banking needs, but they’re not always the best choice for a modern business that earns and spends across borders.
Airwallex takes a different approach. It offers fast transfers, low FX (foreign exchange) rates, transparent pricing, and more, making it far easier to manage global finances without extra admin.
| Feature | Traditional banks | Airwallex |
|---|---|---|
| International transfers | Slow processing and limited currencies | Fast payouts in 70+ currencies |
| FX rates | Higher mark-ups and unclear fees | Competitive rates with full transparency |
| Account setup | Extra steps for cross-border accounts | Multi-currency accounts created in minutes |
| Fees | Hidden charges and maintenance costs | Clear pricing with no surprises |
| Global suitability | Designed for local use | Built for international businesses and lifestyles |
In short, Airwallex gives you the tools to operate globally, without bureaucratic headaches or hidden fees. This makes it a strong choice for anyone managing money across multiple countries and currencies.
Ready to take your finances to another level?
Airwallex offers different account types depending on your needs. Each option gives you access to multi-currency tools, with more features to unlock as your business grows.
| Plan | What’s included? | Best for |
|---|---|---|
| Explore (€0 or €19/month) | • Multi-currency accounts with local details • Local and international transfers • Interbank FX (foreign exchange) rates • Up to 10 company cards and virtual cards • Basic bill payments and spend management • Online payments and accounting integrations | Freelancers, early-stage businesses, and global beginners |
| Grow (€49/month) | Everything in Explore, plus: • Up to 50 company cards • Advanced approvals for spend and bills • Rules-based bill automation and vendor workflows | SMEs and e-commerce shops handling regular global transactions |
| Accelerate (From €999/month) | Everything in Grow, plus: • Multi-entity money management • Advanced expense automation • Custom integrations and dedicated support | Larger companies operating across several markets |
Once you sign up online and choose the plan that fits your business, you can open multi-currency accounts for markets such as the US, the UK, Australia, and beyond.
You can receive and send money in these currencies, convert when needed, and spend with virtual cards linked to your account.
If you’re ready to effectively manage your company’s finances and simplify your cross-border transactions, it might be the right time to give Airwallex a try.
How do you manage your business finances in the Netherlands? Let us know in the comments!