Under the current plan by the D66, VVD, and CDA parties, state pension ages could rise to as high as 72 years old. Let’s get into it.
Due to higher life expectancy among people currently under 60, the state pension age could increase if the new Dutch coalition gets what they want, NOS reports.
And if they do get the green light? Starting in 2033, the retirement age will begin increasing in line with the expectation that we young folks are going to live longer.
For youngsters already facing astronomical housing prices, climate catastrophes, and AI world domination, we can now add working into our 70s to the list.
Yippee.
So, what’s my estimated retirement age?
According to the coalition’s plans, the AOW retirement ages (starting from those born in 1979), would look like this:
| Birthdate | New AOW plan |
|---|---|
| July 1979 – March 1982 | 69 years, 3 months |
| April 1982 – December 1983 | 69 years, 9 months |
| January 1984 – September 1985 | 70 years |
| October 1985 – June 1988 | 70 years, 3 months |
| July 1988 – March 1990 | 70 years, 6 months |
| April 1990 – December 1992 | 70 years, 9 months |
| January 1993 – September 1995 | 71 |
| October 1995 – June 1997 | 71 years, 3 months |
| July 1997 – December 1998 | 71 years, 6 months |
If you’re born after 1998, our condolences. Who knows how long you could be working.
For a complete list of these estimations and an included comparison with the current AOW retirement ages, see this article by NOS.
Why are they doing this?
According to the coalition, pension-age requirements should more accurately reflect the one-to-one relationship between life expectancy and retirement age.
Currently, life expectancy is rising faster than the retirement age.
READ MORE | The ultimate guide to pensions in the Netherlands in 2026
Ultimately, these increases could enable the incoming cabinet to save €2.7 billion per year, according to NOS.
Of course, it’s not for certain: the coalition will have to get its plan through Dutch parliament first.
And not everyone is a fan of the proposal. Unions have responded negatively, reports NOS, arguing that those in more physically or mentally demanding jobs will be placed in an unfair and potentially harmful position.
They fear that people will be forced to work beyond their limits or capabilities to secure their pensions.
Working three extra years in a heavy construction job, for instance, is a dangerous way for a senior citizen to be spending their time.
Let’s just say it’s no surprise Gen Z is economically nihilistic.
What do you think of the coalition plans? Let us know in the comments!
born 1966, so I should be ok;
great article, very informative!