Here’s how much your Dutch health insurance premium is about to increase by

Some wallets will hurt more than others 💳

It’s that time of year again folks, and we’re not talking about Sinterklaas. Health insurance providers have officially announced their premiums for next year’s basic insurance packages.

Much like the cost of your weekly cappuccino, prices are going up. 

By how much exactly? Prices are increasing by €8 to €14 per month, bringing the average premium to €156 per month. 

Ok, give me the specifics

According to NOS, here’s how much you can expect your premium to increase by if you are insured with the following providers: 

  • Zilveren Kruis will increase by €8.80 and cost €156.25 per month
  • VGZ will increase by €12 and cost €157.90 per month
  • CZ will increase by €14 and cost almost €160 per month
  • Menzis will increase by €9.50 and cost €156.25 per month and
  • DSW will increase by €9.50 and cost €158.50 per month
  • Geweldig news to start the new year with! 🎉😣

But, waarom?

Premiums must increase due to higher wage costs and expenses in healthcare, the government announced as part of their budget for next year. Health insurers also point to higher costs on their websites.

At least the providers are self-aware. Speaking with NOS, Aad de Groot, director of DSW, admits “We notice that the limit of what people in the Netherlands want and can pay for care has been reached.”  

READ MORE | Brace yourselves: Dutch health insurance premiums are rising 

While pockets will hurt, there’s some good news! 

The healthcare allowance will increase by €6.50 per month next year. Although the deductible will remain at €385, the government states that they want to reduce the amount to €165 in 2027. 

How do you feel about these increases? Let us know in the comments below!

Ada Dolanay
Ada Dolanay
Ada was born in Turkey, but spent almost all her life growing up in Amsterdam. As a third year Literary and Cultural Analysis student, she’s consistently observing, analysing and writing about people and places. After years of experiencing Dutch culture, she remains frustrated at Dutch cuisine, and continues to discover new benches in narrow streets to sit and read on (when the weather decides to be kind).

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