Sick and tired of savings accounts that offer you barely any interest? Well, we’ve got exciting news for you, as this bank is offering the highest interest rates available in the Netherlands!
German financial organisation Trade Republic has now increased its already generous rates to 3% interest on unlimited cash balances.
With interest calculated daily, you can also set your own withdrawal ranges, whether that’s weekly, bi-weekly, or even monthly.
READ MORE | I wanted to earn more interest on my savings, so I tried Trade Republic: here’s my experience
Oh, and just in case you missed the best part: these are some of the highest interest rates available to people in the Netherlands who are looking for decent savings accounts.
This post might have affiliate links that help us write the articles you love, at no extra cost to you. Read our statement.
It’s time to start saving again
At a 3%, Trade Republic’s interest rates are several times higher than those of other large banks, such as ABN Amro and Rabobank.
READ MORE | The best banks in the Netherlands for internationals in 2026
To put things into perspective, if you save €10,000 in an ordinary Dutch savings account with interest rates at around 1.25%, you’ll earn a measly €125 in 12 months.
At Trade Republic? You’ll earn €300 in the same amount of time.
That sounds great, but is my money going to be safe?
You can rest easy knowing that even if your money is off enjoying a nice pilsner and jägerschnitzel in Germany (and accumulating some deliciously high interest), it won’t give you the slip.
READ MORE | Investing in the Netherlands: 7 great apps for getting into stocks in 2026
Any amount under €100,000 (or your equivalent local currency) per account holder per bank is protected by EU statutory deposit laws, irrespective of what happens to the bank that’s currently saving your money.
Which means, of course, that your deposits in Trade Republic are fiercely guarded by the law.
Will you be treating yourself to some fabulous interest rates at Trade Republic? Tell us all about it in the comments below!