ABN AMRO now gives you a very sad 1.25% on your savings; here are 4 options that make you more money

Starting August 1, 2023, ABN AMRO customers will receive a 1.25% interest rate on their savings. Guys, we gotta step in here: that’s a pretty terrible rate in this market, and you deserve better. 

First and foremost, if you don’t know what all this financial talk means, here’s a super short and sweet definition of interest rates on savings: savings interest is how much money a bank pays you when you keep your hard-earned cash in their bank.

It’s as if the bank is saying, “Hey, thanks so much for trusting us with your life’s savings. Here’s a treat!” 

That’s why 1% feels a bit condescending. Interest rates on mortgages have skyrocketed, so banks are earning more money — and only giving us a small slice of the pie. We deserve more!

READ MORE | Dutch savings accounts: banks with the best interest rates

ABN AMRO isn’t the only culprit. Rabobank offers only 1%, and ING only do 0.55%. We say, nee!

Want to earn more than double what ABN AMRO and the other big Dutch banks are offering? Here are four other options for fully-regulated, European banks. 

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1. Openbank


Want a 3% interest rate on your savings up to €200,000? Openbank is your go-to. 

Not only that but opening and having an account is free of charge! Hello, personal yacht and limousine! 💰

2. bunq


bunq is a 100% online bank and offers up to 2.01% on savings up to €100,000. The best part? You can have separate sub-accounts, each with its own budget. Set an account for home expenses, food, fun — in up to 25 accounts.

That way, you can make sure you never overspend on certain parts of your life. Hoera for financial responsibility!  🤑

3. Raisin


If you want the highest rates in Europe, look no further. Raisin will get you up to a 3.85% interest rate

How? Because technically, this isn’t a bank; it’s a platform that offers different accounts to get you the highest rates from banks across Europe. 💶

4. Bigbank


Finally, Bigbank is perfect if you’re a long-term thinker. On flexible account savings, you earn up to 2.3% on a maximum of €100,000. 

Want even more? For fixed-rate savings, you can get up to 3.5% starting at €1,000 for at least 12 months. Consider us interested! 💸

Do you use any of these bank accounts? What has been your experience with them? Tell us in the comments!

Editors Note: An earlier version of this article suggested that Revolut’s Metal account offered up to 3% interest. While this offer is advertised on their website, it is only applicable to UK tax residents. It has since been removed from this article.

Feature Image:Freepik
Julia de Oliveira Moritz
Julia de Oliveira Moritz
Júlia was born in Brazil, but she’s been away for more than half her life. At five years old, she moved to Nigeria, and at 14, she came to the Netherlands. She came for her education and stayed for… something. She’s not sure if that something is the vibrant springtime or the live music bars. All she knows is that this is her new home, at least for now.

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  1. Hey, is ir really Revolut giving back up to 3% of interest on your savings? I have metal and cannot find any of this information :s

    • Hey Christian. We’ve done some extra research and found that while Revolut does advertise earning interest on savings, they’re less upfront about the fact that this is only for UK tax residents. We’ve updated the article now to remove Revolut as an option. Thanks for bringing this to our attention!

  2. Your information is not accurate.

    Revolut doesn’t offer any interest on savings. I am a metal card user.

    • Hey Camilo, thanks for bringing this to our attention. You are correct: while Revolut does advertise earning interest on savings, they’re less upfront about the fact that this is only for UK tax residents. We’ve updated the article now to remove Revolut as an option. Thanks for reading!


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