Here’s what the new Dutch budget plan means for your wallet

More money? Technically, yes 👇

With Prinsjesdag (Budget Day) in the rearview mirror, the Dutch cabinet’s plans for you — and your money! — have finally been unveiled.

In a summary of the Budget Memorandum and tax plan for 2025, the Dutch government has outlined several important changes in taxation, rental allowance, and purchasing power (among others).

If you’re sick of feeling as poor as a church mouse, we’ve got some good news for you: Dutch purchasing power is set to increase in 2025. Here’s how:

Lower incomes pay less tax

With the addition of a new tax bracket, people with incomes of up to €38,000 will pay less tax.

Those earning minimum wage, meanwhile, are to get the maximum amount of tax credit.

Huurtoeslag will increase

In the realm of housing, renters may want to pop a bottle of bubbly as a sum of €500 million will be allocated towards increasing the rental allowance (huurtoeslag).

READ MORE | Huurtoeslag?! All you need to know about Dutch rental allowance in 2024

The government also hopes to increase individual allowances by €11.50 per month from 2026.

photo-of-Dutch-cityscape-with-houses-home-owners-to-receive-higher-rental-allowance
It’s not much, but higher rental allowance is a very welcome start! Image: Dreamstime

More help towards your energy bill

“And what about rising energy costs?” you might ask.

Well, with a budget of €60 million set aside for helping those who cannot pay their skyrocketing energy bills, it looks like many of us will be less afraid of turning on the heating this winter.

Sustainable subsidies

Even better? People who make their homes more sustainable (and thus, less of a drain on the energy grid) will enjoy a share of the €578 million the government has set aside in subsidies.

More affordable healthcare

In a bid to curb fears of rising healthcare costs, the Dutch government will be lowering healthcare deductibles to €165 from 2027 onwards.

(Helaas, that figure is set to remain at €385 through 2025 and 2026.)

READ MORE | All you need to know about going to the hospital in the Netherlands

Lower income individuals will also benefit from a higher healthcare allowance, with the figure increasing by €6.50 per month in 2025.

The Dutch government also intends to shorten the infamously long waiting lists for mental healthcare, with an additional €30 million set aside for this. (They plan to publish an extra agenda for mental healthcare in 2025, so keep your eyes peeled!)

More allowance for parents

With an increase in the child budget scheduled for 2025, child allowances are set to increase by a maximum of €75 per month.

Childcare is also likely to get cheaper

This change is part of the government’s plan to allocate an additional €425 million on childcare allowance in the hopes of establishing a system that drastically reduces the cost of childcare.

babysitter-in-the-netherlands-taking-care-of-little-girl-in-living-room-as-dutch-childcare-costs-reduce
With reducing childcare costs, the Dutch government is looking to offer wearied parents some relief. Image: Depositphotos

Also on the cards is a €135 million budget for free school meals. Lekker!


It’s worth noting that none of these changes are cast in stone and still have to be officially approved by the Tweede Kamer (Dutch lower house of parliament) this autumn.

All in all, this plan is intended to increase the purchasing power of the average household by 0.7% and by 1% for those already living on benefits.

Is this less than we expected? Yes. Will we take it? Yes.

What do you think of the proposed changes? Tell us your thoughts in the comments below!

Feature Image:Dreamstime
Liana Pereira 🇱🇰
Liana Pereira 🇱🇰
Liana juggles her role as an Editor with wrapping up a degree in cognitive linguistics and assisting with DutchReview's affiliate portfolio. Since arriving in the Netherlands for her studies in 2018, she's thrilled to have the 'write' opportunity to help other internationals feel more at home here — whether that's by penning an article on the best SIMs to buy in NL, the latest banking features, or important things to know about Dutch health insurance.

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