Dutch people now have more savings and investments than ever: here’s how they did it

Stingy or straight-up smart 🤑

Everyone likes to tease about Tikkie, but now Dutch stinginess is finally paying off. Thanks to record-high investments this year, they have officially put aside more money than ever.

Their smart money moves mean Dutch consumers owned a record amount of shares and bonds in June this year, as De Nederlandsche Bank reveals.

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Intelligent investors

The record-high number of Dutch investments totals an eye-watering 185 billion euros. WOAH. 🤯

Investing has become an increasingly popular Dutch hobby, mainly thanks to a peak in the Amsterdam Exchange index earlier this summer.

This means their investments were worth more not necessarily because the Dutch put more money into investments, but because stock prices have risen. 📈

Want to start investing yourself? Platforms like Trade Republic and Scalable Capital are a great place to get started. If you want to learn more about investing in the Netherlands, check out our article on the topic here.💡

Tech is the top choice

Currently, there’s one industry ruling the roost when it comes to where the Netherlands buys its stock.

Dutch tech companies like ASML and ASMI are popular among Dutch investors, as well as American firms like Alphabet, Apple and Nvidia.

The oil giant Shell remains the unmoved favourite and most popular stock in the Netherlands.

Note: It goes without saying there are risks associated with investing.

Stinginess pays off

But the Dutch don’t only know how to invest wisely, they also know how to build their savings.

READ MORE | I wanted to earn more interest on my savings, so I tried Trade Republic: here’s my experience

That’s right, their savings hit 480.8 billion euros in 2024, in addition to the 116.4 billion euros sitting comfortably in Dutch current accounts. 🤯

Keep it up, Dutchies (and maybe treat yourselves to a biertje to celebrate 🍻).

Do you invest in the Netherlands? Let us know in the comments below.

Feature Image:Depositphotos
Lottie Gale 🇬🇧
Lottie Gale 🇬🇧
Lottie joins DutchReview as an editorial intern after gaining a Bachelor’s in English from her native England. She continues to pursue all things literature in her MA Literature Today at Utrecht University. She is loving life here, and the ever-looming rainclouds often make it feel like a home from home. Lottie arrived to complete her studies and hone her writing skills — she’ll stay for the Dutch tranquility, tulips and tompouce.

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