I am the furthest from handy. Though I’ve never touched a drill machine, moving to a whole new country requires you to whip out some handyman skills.
Luckily, I didn’t need to, because I chanced upon Fix That Now.
This Dutch platform is basically Tinder for people who need a professional handyman, contractor, cleaner, painter, electrician, plumber, and more.
It allows you to compare rates, find your match, and let someone else worry about how to install those bathroom shelves while you tackle life in the Netherlands.
Whether it’s the shock of learning that a lot of homes come without flooring or trying to unclog a tiny toilet, the struggle is real.
It can be a challenge to find a professional electrician, plumber, or general handyman when you’ve only just moved to the Netherlands. Image: Freepik
Add a language barrier to the mix, and you’re screwed.
Many online platforms take advantage of internationals by charging exorbitant rates for home services.
As a newbie in the Netherlands, I found myself in a dilemma. I refused to pay through my nose for odd jobs around the house, but I couldn’t do them myself either.
I posted my job (assemble a closet) on their website for free, included my budget, and within 24 hours, I had a freelancing handyman reach out to me through the website.
Here’s where it gets good: professionals willing to take on your job can send up to five quotes per listing.
These will all appear on your dashboard. No phone spam, just a clean overview where you can compare prices side by side.
Even better? Every professional is verified through the Chamber of Commerce, and you can see their badges and reviews.
Not sure if a handyman’s up to the task? You can review their badges and reviews. Image: Freepik
Although I was a bit suspicious of giving my phone number to Fix That Now, the platform only shared my digits once I accepted a professional’s quote.
After the job is done, you pay the professional directly. Just as agreed, no hidden fees.
A range of services
Fix That Now offers every service under the sun, from roofing, tiling, bathroom renovations, electrical work, plumbing, painting, deep cleaning, plastering, insulating, and more.
It’s especially handy for new internationals, as you can post multiple jobs at once.
Whether you need a freelancer for a quick job or a full company for a bigger project, this platform is for you.
Have you ever tried this service? Tell us your experience in the comments.
Strange as it sounds, the land of quaint canals, cosy cats, and colourful clogs isn’t always so cute.
In fact, the Dutch have some less-than-wonderful habits that are more popular than mice in the Randstad, and it’s time to shine a light on some of them.
Of course, these aren’t things ALL Dutch people do. That’d be like saying all Dutch people are as successful as Jutta Leerdam — and that isn’t true, is it? 😉
1. Leave dog poop lying about for people to step on
Wat leuk, a stinky surprise! 💩
A Dutch dog getting ready to leave a deposit. Image: Depositphotos
In the Netherlands, getting somewhere in a hurry usually involves the latest in urban warfare: dodging squishy landmines.
Persuading some people to pick up after their dogs seems nearly as impossible as seeing a Dutchman buying every stranger at the bar a biertje (beer). It’s probably happened at some point, but don’t bet your money on it.
2. Preach do as I say, not as I do
If you’ve been around for long enough to voice your opinion on anything, you’ve probably come across the charmingly Dutch phrase: if you don’t like it here, go back to your own country.
It really warms the heart, doesn’t it? 🥰
Given how direct Dutch people can be, it’s often shocking to see that some of them have skin thinner than a peach. Consider it a rite of passage if you’ve ever been on the receiving end of this phrase!
3. Treat traffic road rules like suggestions
When you’re talking to a Dutchie about annoying people on bikes, they’re probably going to blurt out “TOURISTS IN AMSTERDAM!!” at some point. It’s inevitable. Don’t fight it.
On my way to veer into the pavement and drive through some pedestrians! 😇 Image: Freepik
Here’s some info that may shock Dutchies and tourists alike: biking on the pavement is largely not allowed. There’s a whole other section of the road (the fietspad) exclusively for that purpose.
But, nee — using the pavement saves Henk and Ingrid an oh-so precious two minutes of travel time. How dare you walk where they’re cycling, stomme (stupid) tourist?!
4. Celebrate Sinterklaas with Zwarte Piet
Regardless of where you stand in the debate, I think we can all agree that some opinions raised are as far away from the Dutch ideal of tolerance as can be.
For the lucky ones that have never stepped into the fiery flames of a Zwarte Piet debate, an explanation might be in order.
Some say that Piet is based on Northern European pagan traditions. Others clutch their pearls and are shocked — shocked, I tell you! — that people think prancing about in blackface is racist.
And the rest think that Piet is…errr, racist.
5. Have cultural heritage that explodes in the night
The overwhelming response to criticism of Dutch pyromania is “het is een traditie 😡” (it’s a tradition).
You better brace yourself (and cover your ears) if you speak ill of the beloved traditie of blowing up rubbish bins, vehicles, and more on New Year’s Eve (or actually, any night).
6. Whine when foreigners don’t speak Dutch, yet switch to English all. The. Time.
Look, we get it — it’s annoying when internationals brag about not wanting to learn Dutch. Doubly so, if they’re planning on setting up shop in the country.
But switching to English when someone is attempting to learn your language is just adding to the problem…and actively looking for a reason to complain!
You can’t have your boterkoek and eat it too, you know!
7. Advertise accommodation as Dutch only — no internationals allowed here!
Geen internationals, maar (no internationals, but)… can we colonise you and holiday in your home country, please?
We’ve all seen this message before “Dutch only”. Image: Unsplash
And don’t you dare complain about living in a park, international students! We’re offering you the privilege of spending six times the price Dutch students pay to get an education. 🙄
Don’t laugh at the hypocrisy as though it’s a “Bassie en Adriaan” sketch, ok?
8. Use the silent carriage for everything but silence
You’d definitely be forgiven for thinking the stiltecoupé (silent carriage) means “a great place to have a brawl, and finish things off with a drunken rendition of an André Hazes song.”
Be sure to pack your noise-cancelling headphones if you have them. Your ears will thank you after you’ve sat through the tenth rendition of Concerto for Two Screeching Babies in B Flat.
9. Board trains with the attitude of every man, woman, and child for themselves!
And speaking of public transport, you’ll have to “train” the politeness out of you if you’re from a culture accustomed to queueing.
The Dutch sit als haringen in een ton (like herrings in a barrel), and most often, you’ll notice this cultural phenomenon when you’re waiting for public transport. In the summertime, this smells about as pleasant as you’d expect. 👃
Handige tip (handy tip): familiarising yourself with a game of rugby will help give you the skills to survive your daily commute.
10. Use Dutch directness as an excuse for anything and everything
Well known for speaking their mind (irrespective of the content within), the Dutch optimistically frame this as “directness.”
So the next time Henk and Ingrid warn you about a dark man that looks like he’s probably in the mafia, they’re just being direct.
It’s only a matter of time before the little Wouts of the world get their hands on a missile launcher. 🔥 Image: Depositphotos
Unsatisfied with living in the shadow of Scheveningen’s glorious(ly crowded) beach, the Dutch city of Duindorp decided to put themselves on the map with a BANG.
And the chosen one to do the deed? A nine-year-old resident with a molotov cocktail.
The writer of this piece — whose German oma would’ve skinned her alive for being a pint-sized molotov mixer — finds this as sweet as a wasp sting.
12. Hate it when people stand out — doe maar normaal!
Rule number one of living in the Netherlands — don’t stand out. Don’t you dare.
If you want to fit in with the nette mensen (the “good people”), then be sure to get yourself a pair of these beloved inburgering (civic integration) tools. And make sure they’re whiter than Zwarte Piet without the facepaint!
If you’re used to marching to the beat of your own drum, you’ll find this far less leuk.
13. Tikkie people for tiny amounts
Don’t worry, this isn’t another round of Tikkie-bashing.
Sending a €1.40 Tikkie with the text “was gezellig!” must be the most Dutch thing ever.
Tikkie payment requests are honestly a blessing to those of us that like keeping track of our money and are hoping for some Dutch thriftiness to rub off on us. Or, well…most requests are.
Sending a €2 request for “oh well, you used my loo last night, so I guess you should pay me”, on the other hand? Ahem, rude. 👀
14. Be shamelessly loud
“I SAW YOU FLIRTING WITH THAT WAITRESS! THAT’S IT — I’M BREAKING UP WITH YOU, KOEN!”
Jahoor, you’ll be a witness to someone’s break-up, whether you like it or not. In many cases, you needn’t even leave your house! The street outside your window at 3 AM on a weekday usually provides the best acoustics for you to enjoy the conversation.
The cunning opportunists among you may even see this for what it is: free Dutch lessons and entertainment — grab the popcorn! 🍿
+10 points if you can guess where Famke said Koen can stick his frikandel!
15. Swear as if they’re talking to a real estate agent that only caters to internationals
Another easy way to learn Dutch is to be around an irritated Dutchie.
— G E K O L O N I S E E R D (@realdumbododge) May 12, 2020
Your vocabulary will grow faster than a sea of “GEKOLONISEERD!!” comments under a YouTube video that barely mentions the Netherlands.
The Dutch swear like you’ve murdered their maiden aunt and then plundered her bank account. The sky’s the limit with what one could swear with: cancer, pancakes, and…even having sex with ants! 🐜🥵
Before you light some fireworks, hand them to your little Wouts, and send them our way, we’d like to wrap up this article up by pointing out that for every not-so-cute thing Dutch people do, they do some pretty darn cute things too.
And dare we add smart things to that list (the flessenlikker says hello)? 😊
At DutchReview, we like to look at both sides of the stroopwafel (and trust us, we love stroopwafels!)
Do you have any to add to our list? Tell us all about it in the comments below!
Remember Thuisabortus, the online abortion pill platform? Launched barely a week ago, it has already shut its doors, after doctors couldn’t process an astonishing 30 requests a day.
The founder of the service, Peter Leusink, expected five to seven requests per working day. He was rather shocked to receive 150 requests over the course of one week, more than his team could handle alongside their regular practices.
There were about 40,000 abortions in the Netherlands in 2024 alone, according to NU.nl. Who would have thought that Thuisabortus would absorb almost half the volume on its own?
The idea was simple: women up to nine weeks pregnant fill out an online form, and doctors check for risk factors before sending a prescription to the pharmacy.
However, this sparked a massive controversy within the medical community.
Angry GPs weigh in
The no-consultation model has drawn sharp criticism from the General Practitioners’ Association (LHV), the Royal Dutch Medical Association (KNMG), and the Dutch Association of Abortion Doctors (NGvA).
Their concern, reports NU, is that a face-to-face conversation can reveal things a form cannot: a mental health struggle, an abusive relationship, financial hardship, or repeated procedures.
The LHV emphasises, “The online abortion pill can never replace this personal contact between patient and GP.”
Leusink calls this “patronising.” In a response to NU, he stresses, “A woman chooses the form of abortion that suits her.”
Is accessibility an issue?
Bernard Leenstra, a general practitioner and “opinion leader,” tells NRC: “Dismissing an abortion as if you can place the product next to the Snickers on the conveyor belt really goes too far for me.”
Meanwhile, he worries about the easy accessibility of abortion pills and the subsequent quality of healthcare, comparing them to the online frenzy behind weight loss medication.
In one breath, he acknowledges that those without a uterus shouldn’t volunteer an opinion on abortion. In another, he says, “I do not consider the argument that it is easier for women to be valid.” Yikes.
Another expert notes that online provision is already a standard in many countries, such as the UK, France, and Canada.
Moreover, a research study shows that 99% of women still support their decision years later.
When should you see a GP?
Just like any other treatment, abortion pills may lead to medical complications. Thuisabortus.nl advises people with a uterus to consult their general practitioner for any aftercare.
Although the site is now paused, four or five extra doctors are in training. Leusink is hoping to reopen after Easter, with someone manning the website each day.
What do you think of this debate? Are you for or against online-order abortion pills? Tell us in the comments.
Buying Bitcoin in the Netherlands used to mean navigating sketchy websites and praying your money actually turned into crypto. These days, you’ve got options — proper, regulated options — that won’t make your accountant cry.
Around 26% of people in the Netherlands hold some form of cryptocurrency. That’s already well over two million people who have decided that traditional savings accounts are not quite delivering the excitement (or returns) they are after.
The question isn’t whether you can buy crypto in the Netherlands; it’s where you should buy it. Do you want the cheapest fees? The most hand-holding for beginners? Or a platform with advanced features?
Here’s everything you need to know about crypto trading platforms in the Netherlands (without the crypto-bro jargon).
TIP: In a hurry? These are our top picks for a crypto exchange in the Netherlands. 👇
This post might have affiliate links that help us write the articles you love, at no extra cost to you. Read our statement.
How to buy crypto in the Netherlands
Buying crypto in the Netherlands is surprisingly simple these days. Here is the short version of how it works:
Choose a platform (more on those below).
Create an account and verify your identity. This is required by EU rules.
Deposit money via iDEAL or SEPA.
Pick your coin and place your order.
That’s it, no technical wizardry needed.
Disclaimer: Cryptocurrency investments are highly volatile and risky. You can lose some or all of your investment. This article is for informational purposes only and does not constitute financial advice.
What to look for in a crypto exchange
Before we dive into the individual platforms, let’s talk about what actually matters when choosing where to buy your Bitcoin.
Regulation and safety: All the exchanges on this list are properly regulated in the Netherlands or across the EU. This means consumer protection, proper audits, and someone to complain to if things go sideways.
Fees: This is where platforms can differ dramatically. Some charge 0.15% per trade, others charge 1.49%. Over time, those differences add up faster than you’d think, especially when you consider spreads.
Payment methods: If your exchange doesn’t support iDEAL, you’re stuck waiting 1-3 business days for bank transfers. In crypto, where prices can swing overnight, that matters.
Available cryptocurrencies: Some platforms offer just Bitcoin and Ethereum. Others have 500+ coins, including ones you’ve never heard of and probably shouldn’t buy.
It’s important to review your personal requirements and circumstances before choosing a crypto exchange. Image: Freepik
The good news? There’s genuinely no single “best” exchange. There’s just the best one for what you need. Let’s break it down.
What are spreads?
Spreads are the hidden cost in a trade — the small gap between the price you buy at and the price you could sell at instantly.
You pay slightly above market when buying, and get slightly below when selling. Some platforms charge low fees but higher spreads, so it’s worth checking both.
The best crypto exchanges in the Netherlands in 2026
All platforms in this guide operate legally in the Netherlands. Under the EU’s new MiCA framework, a licence in one EU country (for example, Germany, Austria or Ireland) allows a crypto platform to offer its services across the entire European Union.
This means that Dutch users can safely use any platform listed here, provided they meet standard verification requirements.
Trade Republic gives Dutch users an easy way to combine savings, stocks and crypto in one app, while funding your account seamlessly through iDEAL. The 2% interest on uninvested cash makes the app appealing if you like to keep part of your portfolio liquid.
The platform holds a European MiCA licence and is supervised in Germany. You can withdraw some coins to a private wallet, although not every asset supports this yet.
DEGIRO is one of the largest online brokers in Europe, and now allows you to buy major cryptocurrencies in the same account where you hold your stocks. Crypto trades cost up to 0.5% (plus a small spread), which puts most trades around 0.4 to 0.7%.
Your crypto stays inside DEGIRO’s system, so you cannot withdraw to your own wallet. It is convenient for investors who want a simple way to add a little crypto without switching apps.
Scalable Capital offers crypto exposure through ETPs rather than real coins. You trade them like stocks, which feels familiar if you are a traditional investor. You typically pay around €0.99 per trade (or €0 from €250 on PRIME+), plus a 0.69 to 0.99% product spread.
Because you are buying ETPs, you cannot move your holdings to a private wallet. It suits long-term investors who prefer a regulated, hands-off approach.
Coinbase is one of the most trusted crypto platforms worldwide. Simple buys cost around 1% (plus fees), while the Advanced Trade interface offers lower rates. Dutch users can deposit instantly with iDEAL.
The platform holds a European MiCA licence and is registered with the Dutch central bank. It has experienced some data security incidents, but without any loss of customer funds.
Kraken suits serious traders who want more control, especially via its Kraken Pro interface, which offers advanced tools and order types. Fees on Kraken Pro start at about 0.25% maker/0.40% taker, depending on your volume.
Kraken holds a MiCA licence in Europe and is known for strong security practices. Dutch users can deposit euros quickly via iDEAL, but the platform can look complex if you are brand new to crypto.
✅ Pros:
• Low fees on Kraken Pro • Advanced tools for traders • iDEAL deposits supported
❌ Cons:
• Interface can overwhelm beginners • Higher fees on Instant Buy • Less user-friendly than Coinbase
eToro lets you copy experienced traders, which makes crypto less intimidating for beginners. You buy crypto via spreads that average around 0.75 to 1% for Bitcoin. Deposits can be made with iDEAL, card or PayPal.
The platform is MiCA-authorised in Europe. Wallet withdrawals are possible but require an extra step using the eToro Money app.
• Social trading helps you learn • iDEAL, PayPal and card deposits • Simple interface
❌ Cons:
• Not the cheapest for active traders • Charts and indicators are basic compared to pro tools
Choosing your crypto exchange in the Netherlands
Still overwhelmed by the choice of crypto exchanges in the Netherlands? Here’s how to decide:
Choose Trade Republic if: You want an affordable, user-friendly experience that combines stocks, ETFs, and crypto in one app.
Choose DEGIRO if: You already use them for stocks and want simple crypto exposure without learning new platforms.
Choose Scalable Capital if: You want crypto exposure but prefer traditional securities regulation and don’t need to actually own the coins.
Choose Coinbase if: You’re an international or prioritise maximum security and institutional trust over cost savings.
Choose Kraken if: You’re an experienced trader wanting advanced features, staking, and futures trading.
Choose eToro if: You’re a complete beginner wanting to learn by copying successful traders.
Platform
Fees
Best for
Trade Republic
Low
Cost-conscious investors
DEGIRO
Medium (spread-based)
Stock investors
Scalable Capital
Medium (ETPs)
Conservative investors
Coinbase
High
Beginners, internationals
Kraken
Low-Medium
Advanced traders
eToro
High (spread-based)
Beginners who want social features
Understanding Dutch tax implications
Here’s the bit nobody wants to hear about but everyone needs to understand when it comes to trading crypto in the Netherlands: the taxes.
In the Netherlands, cryptocurrency falls under the Box 3 wealth tax, not capital gains. This is different from most countries and catches many people off guard.
How it works
On January 1 of each year, the tax office looks at your total assets (including crypto holdings). You pay tax on a deemed 5.88% return, at a rate of 36%, regardless of your actual gains. Assets below the tax-free allowance are exempt.
Paying taxes on crypto? Ja, be prepared to declare your investments under your total assets. Image: Freepik
So if you held €10,000 in Bitcoin on January 1, 2025, you would pay tax on €588 (5.88% of €10,000), which equals €212 in tax, whether your Bitcoin went up, down, or sideways that year.
The tax-free threshold
Everyone in the Netherlands gets a basic tax-free allowance, i.e. a fixed amount of assets (assets minus debts) that is exempt from tax.
In 2026, the first €59,357 per person (or €118,714 for couples) is tax-free. That threshold includes all your savings, investments, and crypto combined.
Why your exchange choice matters
Some exchanges offer better tax reporting than others, and international platforms might require more manual work assembling transaction histories.
Also, remember that if your crypto isn’t in a Dutch bank account, the tax office can’t see it directly, but you’re legally required to report it. Don’t be that person who gets an audit notice three years later.
The iDEAL advantage
Instant deposits matter when crypto prices move fast.
Most of the platforms in this guide support iDEAL or near-instant euro payments, including Coinbase, Kraken, DEGIRO, and eToro. These deposits usually arrive within seconds, so you can buy at the price you see.
With the option to pay via iDEAL, your crypto payments are quick and seamless. Image: Freepik
Only one platform in this list does not offer iDEAL: Scalable Capital. It relies on SEPA transfers or direct debit instead, which can take one to three working days.
If your platform does not support iDEAL, the easiest workaround is to deposit funds in advance. It is less flexible, but it means your euros are ready the moment you want to buy crypto.
How secure are crypto exchanges in the Netherlands?
Let’s cut through the technical jargon. Here’s what actually keeps your crypto safe, a.k.a. what you want to pay attention to when choosing your platform:
Regulatory compliance: All platforms on this list are properly regulated in the Netherlands or across the EU. This means proper audits, capital requirements, and consumer protection standards that are actually enforced.
Where coins are stored: Modern crypto platforms use a combination of storage methods. Most keep the majority of funds in “cold storage,” i.e. offline storage that protects from hacking and malware. A smaller portion stays in “hot wallets” for day-to-day transactions.
Insurance and protection: Many major platforms offer some form of protection, whether that’s traditional insurance, guarantee schemes, or emergency funds. The coverage varies, so it’s worth checking what specific protection each platform offers.
Your own security: Most crypto losses happen because of user error. Enable two-factor authentication, use a strong password, and don’t click suspicious links in emails or messages claiming to be from your platform.
What’s new for crypto investors in 2026
Crypto in the Netherlands became noticeably more mature in 2026, and here are the changes that mattered most. 👇
EU MiCA rules started coming into force. Major exchanges operating in Europe now face tighter supervision, clearer disclosure rules, and higher consumer-protection standards. For Dutch users, this means a more stable and better-regulated market.
More exchanges added instant payments for Dutch users. iDEAL support expanded across several platforms, making deposits almost instant and removing one of the biggest pain points for beginners.
DEGIRO entered the crypto space. DEGIRO launched direct crypto trading in the Netherlands in September 2025, allowing millions of Dutch stock investors to add Bitcoin and Ethereum to their existing portfolios without using a separate app.
Staying up-to-date with the latest developments helps you make smarter crypto investments. Image: Freepik
Together, these changes made 2025 the year crypto in the Netherlands shifted from a niche hobby to a more regulated and accessible investment category.
The bottom line? The best crypto exchange in the Netherlands depends entirely on what you need.
If you’re already investing in stocks through a specific platform, checking their crypto offering can make adding Bitcoin to your portfolio remarkably simple.
But if you want to dive deeper into the world of crypto, specialised platforms often offer the best combination of low fees, local support, and ease of use.
Which crypto exchange do you use? Have you tried any of these platforms? Share your experience in the comments.
Disclaimer: Investing involves risk of loss.
Best crypto exchanges in the Netherlands: Frequently asked questions
Is buying crypto legal in the Netherlands?
Yes. Buying, selling, and holding cryptocurrency is fully legal in the Netherlands. You just need to use a platform that is registered or licensed to operate in the EU.
Do I need to pay tax on crypto in the Netherlands?
You do, but not in the way you might think.
Crypto falls under Box 3 (wealth tax). You pay tax on a deemed return of 5.88% in 2025, regardless of your actual profit or loss, at a rate of 36%. The tax-free allowance is €57,684 per person (€115,368 for fiscal partners).
What’s the cheapest exchange for Dutch users?
For most people, Trade Republic and Kraken are the cheapest crypto exchanges in the Netherlands.
Which exchange is best for beginners?
Coinbase offers the simplest user experience on the app, but eToro also offers handy training wheels in the form of social trading.
Can I buy crypto with iDEAL?
Most platforms available in the Netherlands offer you the option of buying crypto with iDEAL, including Coinbase, Kraken, and eToro.
Unfortunately not. Binance is not available to Dutch residents after failing to obtain registration with De Nederlandsche Bank. Dutch users cannot legally trade or deposit there.
What happens if I don’t report my crypto to the Belastingdienst?
Crypto stored on foreign or international platforms is not automatically visible to the tax office, but you are still legally required to report it.
The Belastingdienst has been increasingly active in cross-border data exchange, and audits often occur years later. It’s simply not worth the risk.
Do I need to verify my identity to use a Dutch crypto exchange?
Yes. EU anti-money-laundering laws require ID verification. Every legal platform serving Dutch residents must verify your identity before you can trade or withdraw.
✍️ Written by Seliz Demirci, employment lawyer at GMW lawyers.
Receiving a job offer in the Netherlands is exciting, and it can be tempting to sign the employment contract right away. However, the best thing you can do is resist this urge.
Why’s that? Because once signed, many of the agreements in an employment contract become legally binding.
While some may be overridden by statutory law, most will hold up, and you could find yourself committed to terms you didn’t fully agree with.
That’s why it’s important to be critical not only of the most obvious terms of employment, such as your salary but also of the other clauses.
So, let’s talk about the most important things to check on your Dutch employment contract. 👇
Starting a job in a foreign country is as exciting as it is intimidating. To make sure you get everything right, don’t hesitate to reach out to GMW lawyers to get help from one of their expert employment lawyers.
1. What is the type and duration of your contract?
Usually, employers first offer a fixed-term employment contract, but with the current tight labour market, many choose to immediately offer indefinite-term contracts to secure talent.
Feel free to take your time to read and re-read the contract that was offered to you. Image: Depositphotos
So, what’s the difference? For one, a fixed-term contract (which can also be referred to as a temporary employment contract) ends automatically on a pre-determined date.
An indefinite employment contract (also known as a permanent contract) expires only when the employee resigns or when the employer terminates the contract.
However, the two types of contracts also differ in other ways, such as the probationary period and the validity of a non-compete clause.
For example, a fixed-term contract lasting between six months and two years can only include a probationary period of up to 1 month. In contrast, a probationary period of up to 2 months can be agreed upon in an indefinite-term contract.
When it comes to non-compete clauses, these are generally prohibited in fixed-term contracts unless the employer provides written justification.
Good to know: In the Netherlands, the ketenregeling limits how many consecutive fixed-term contracts an employer can offer before the relationship automatically converts to an indefinite contract. The current rule is a maximum of three consecutive fixed-term contracts, or a total duration of 36 months, whichever comes first.
2. What are the terms for your working hours?
Your Dutch employment contract has to adhere to the Working Hours Act, which, among other things, regulates the maximum number of hours your employer can require you to work over a given period of time.
According to the Act, employees aged 18 and over can work a maximum of 12 hours per day and 60 hours per week.
No matter how much you love your job, there comes a time when you have to go home. Image: Freepik
However, this isn’t allowed permanently, and there are specific limits based on longer periods:
Over a 4-week period, you may work an average of 55 hours per week, though collective agreements or company policies can offer some flexibility. You can never work more than 60 hours in one week.
Over a 16-week period, you may work a maximum of 48 hours per week on average.
When it comes to your working hours and the terms surrounding them, it’s also important to check your employer’s policies around remote working.
Contrary to what many people think, there is no legal right to work remotely in the Netherlands — but you and your employer can make agreements in this regard.
3. Are you covered by a Collective Labour Agreement (CAO)?
Your employment contract may be governed by a Collective Labour Agreement (CAO, collectieve arbeidsovereenkomst), which outlines rules regarding various employment conditions.
This includes regulations on minimum salaries for specific positions, notice periods, and working hours.
These rules are negotiated between employers and unions or workers’ representatives, and your employer cannot modify them in a way that negatively impacts you as an employee.
You can also ask about the Collective Labour Agreement while you’re still interviewing. Image: Freepik
Your employment contract will usually indicate whether it falls under a Collective Labour Agreement and, if so, which one.
Your employer is obligated to follow a Collective Labour Agreement if:
They have established a company-specific agreement (company collective agreement);
They are a member of an employers’ organisation that has concluded one for them (sectoral collective agreement);
There is an industry-wide collective agreement that has been declared generally binding to all employers in the sector.
4. Make sure you understand your base salary, incentives, and benefits
If your employment contract falls under a Collective Labour Agreement, it’s a good idea to consult this for any guidelines regarding your base salary.
If this is not the case, you and your employer are free to determine your base salary by mutual agreement.
On top of your base salary, you are legally entitled to holiday allowance — unless otherwise agreed in a Collective Labour Agreement. Additionally, your employer might offer a year-end bonus as an extra incentive.
If you’re part of a bonus or incentive scheme, it’s important to make sure that the eligibility criteria are clearly defined.
If these are too vague, it is wise to clarify them in advance to avoid your employer being too arbitrary with them.
5. How are your travel expenses reimbursed?
Speaking of benefits, it’s important to determine how (if at all) your travel expenses are reimbursed by your company.
Although public transport costs are quite high in the Netherlands, it’s important to know that your employer is not legally obliged to reimburse your commuting expenses. Many do, but they’re not required to.
Luckily, trains in the Netherlands run very regularly. Image: Freepik
If your employer does reimburse travel costs, the typical amount is up to €0.23 per kilometre, which is the maximum that remains tax-free. If they provide a higher reimbursement, the excess amount is considered part of your salary, meaning taxes must be withheld on it.
If you have a public transport OV card or a (lease) car through your employer, travel expenses are, in principle, not reimbursed separately.
Not sure whether all is in order with your Dutch employment contract? Get a professional involved! GMW’s employment lawyers are here to help you out with advice tailored to your situation.
6. Are there any non-compete and confidentiality clauses in your contract?
When signing your Dutch employment contract, you might find that it includes a non-compete or a confidentiality clause. It’s crucial to understand these, along with the impact they could have on your future career opportunities.
While non-compete clauses may not be the first items you consider in an employment contract, they hold significant importance. These clauses are legally valid if they are agreed upon in writing within an indefinite employment contract, even if their wording is vague.
In contrast, non-competition clauses in fixed-term contracts are often not legally enforceable unless there are compelling business interests that are clearly specified in the contract.
You shouldn’t sign an employment contract until you’re happy with all the clauses in it. Image: Freepik
It’s good to know that a non-compete clause can often be negotiated at the start of the employment contract, for example, by not including the clause in the contract at all or by limiting its duration or scope.
If you don’t do this when entering the employment contract, it is difficult to negotiate its waiver or adjustment upon termination.
Hence, it is smart to discuss with your future employer if and to what extent such a clause may be too restrictive for you and whether it is necessary to include it.
7. What are the terms and notice period for termination?
Naturally, there aren’t only things to look out for when you first start your job, but also for later down the line when you may want to quit it. That’s why it’s important to check the terms of termination in your Dutch employment contract.
There are different ways in which an employment contract can be terminated in the Netherlands. They are:
By the employee: The employee can initiate the termination.
By a termination procedure through the court or the UWV: This involves formal proceedings for dismissal.
By summary dismissal: This is an immediate termination due to serious misconduct.
By mutual agreement: Both parties can agree to end the contract, resulting in a termination agreement.
By law, employees must give a notice period of one month. However, this can be extended by mutual agreement in your contract.
In such cases, the employer’s notice period must be double the employee’s, meaning a clause specifying a two-month notice period for both parties is not legally valid.
Have the statutory notice periods been declared applicable to your contract? If so, your employer’s notice period depends on how long your employment contract has lasted. The following notice periods for the employer then apply:
Less than 5 years: 1 month
Between 5 and 10 years: 2 months
Between 10 and 15 years: 3 months
15 years or longer: 4 months
Going through your Dutch employment contract can be tedious, but it’s crucial to make sure you fully understand all the terms and conditions that could impact your rights and obligations as an employee.
Success! 💪
Do you have experience working in the Netherlands? Share your thoughts in the comments!
The Netherlands has begun opening archaeological artefacts found decades ago. In the very first batch, they found a 20-centimetre penis statue made of bone.
Due to a change in the Erfgoedwet (Heritage Act), provinces are now the official owners of archaeological findings. This is why 16,000 unopened boxes discovered up to 70 years ago were moved to the Province of Gelderland, which was once a part of the Roman Empire.
It will take six years and €8 million until all boxes are opened, catalogued, and repacked. The first 300 boxes have already shown some intriguing results, according to the Valkhof Museum in Nijmegen, which is in charge of the project.
An old penis
Among many artefacts is the penisbeeld (penis statue). This is a 20-centimetre, or almost 8-inch, object carved from bone.
“Romans felt no shame regarding genitals,” explained Ilse Schuuring, an archaeologist for the Province of Gelderland.
Representations of sex organs were commonly made as amulets that symbolised fertility, or hung near doorways to keep evil spirits at bay. Not far off from the penis keychains in Amsterdam’s Red Light District. The only difference is that those are probably made in China.
The Roman penis, however, was unearthed from the ground beneath Canisius College (a former boarding school) in Nijmegen. This lot of boxes is 1,800 to 2,000 years old.
There’s more
Also found among the early finds: Roman-era tableware that is nearly fully intact. Schuuring claims that the cups and bowls are unmarked: “You could eat from it straight away.”
Romans pressed patterns onto the reddish tableware using a mould. These cups show a deer leaping through a forest.
The kind of cutlery that goes on sale around Christmas time — except the Romans did it first. Image: Supplied/Provincie Gelderland
Found near a Roman army camp was a drinking cup with a happy face on it. Although it lay in a dark warehouse for most of the century, it will soon find its very own shelf in the Valkhof Museum.
Peter Drenth, Provincial Executive Member, is understandably excited. He called the collection an “enormous treasure trove,” adding that even these first results show just how rich and varied Roman life in Gelderland once was.
Dutch supermarket giant Albert Heijn has launched a blue phone case with a built-in eierdopje (egg cup) on the back — and no, before you ask, it is absolutely not an April Fools’ joke.
When the supermarket posted a slick promotional video for the gadget, followers were unconvinced. “This can’t be real,” came the replies, alongside “April 1st is early this year.”
However, an Albert Heijn spokesperson confirmed to AD that it’s the real deal: “We understand people think that, but it isn’t the case.”
Breakfast tech, apparently
The video’s mysterious voiceover laments that technology has long tried to bring people together, but keeps driving them apart — especially at the breakfast table.
The solution? Strapping an egg cup to your phone. Perfectly normal.
Commenters seemed genuinely won over, with egg puns flying fast: “Egg-cellent,” “Finally the innovation we needed.”
We’re not sure the Nobel Prize committee is ready, but we respect the hustle.
More than just an egg cup
Buyers have already found creative uses beyond balancing a soft-boiled egg on their handset.
The little cup reportedly doubles as a sauce dish, a shot glass, and even a suction mount for the car — making it the most versatile piece of technology since the Swiss Army knife — if Swiss Army knives were blue and smelled faintly of breakfast.
So, if you’re planning a shorter visit or are unsure of how long you’ll be staying, it’s good to choose a more flexible option like a prepaid SIM plan or a monthly terminable SIM-only package.
Good to know: Certain Dutch providers like Simyo and KPN offer monthly terminable SIM-only plans — typically for a few extra euros a month.
Are you ready to commit to Dutch weather? Image: Depositphotos
Additionally, if your phone subscription automatically renews, remember to cancel it in time if you’re saying doei (bye) to the lowlands earlier than expected.
2. Plan ahead to maximise your savings
Once you’ve figured out how committed to a life of cycling and raw herring you can be, it’s essential that you choose the right SIM plan for you. 👇
SIM-only subscription
If you’re looking for a steady and reliable plan that includes a set amount of minutes, texts, and data, a Dutch SIM-only subscription is probably best.
SIM-only options are also ideal if you want access to unlimited data and the freedom to watch your favourite Netflix show whenever and wherever you want.
These typically come in the form of a one or two-year plan, though some providers also offer monthly terminable plans.
Though monthly plans have slightly higher fees than long-term plans, they’re a good choice for internationals who are new to Dutch phone plans and want to test the waters first.
Prepaid SIM
If you prefer flexibility and only want to pay for what you use, a prepaid SIM would be the perfect choice.
Not all phone plans are created equal. Image: Depositphotos
With a prepaid plan, you’re only charged for the minutes, messages, and data you load — ensuring there are no costly surprises at the end of the month!
It’s a handy option if you want a solid overview of your costs or if your monthly data usage tends to fluctuate quite a bit.
On the other hand, if you’re someone who consistently uses a lot of data and wants high internet speeds, prepaid SIMs may not be as cost-effective or feature-rich as SIM-only plans.
3. Combine your mobile plan for bigger benefits
Alternatively, your phone plan can be combined with other products to maximise your overall savings.
Combining with a phone
Maybe you want to start your brand-new life in the Netherlands with a brand-new phone. But, with how expensive phones tend to be these days, that can cause a bit of a headache.
Luckily, there are plenty of options to combine your phone purchase with your phone plan and pay for both in monthly instalments.
Sometimes getting a phone plan just isn’t enough. Image: Depositphotos
This means you needn’t opt for an old model just to save some money — with payments spread over time, that snazzy iPhone 16 could very well be yours!
Some providers also include a discount if you buy both in a bundle, maximising your savings.
Combining with an internet subscription
The same applies if you’re getting Wi-Fi at the same time as a new phone.
If you opt for a package that includes a new phone, Wi-Fi, and a SIM plan, you can save on all three and pay in monthly instalments.
Some providers go all out and include additional benefits, such as discounted access to streaming services in combo packages.
If you’re a fresh-faced international who’s just landed in the Netherlands, this is a cheap and easy way to get all your necessities set up.
And, as a bonus, if your Wi-Fi works well, you can limit your data usage. 😉
4. Watch out for hidden fees
One major downside of combining your Dutch phone plan with another product is that you can fall victim to some pesky hidden fees.
For example, paying for a phone in monthly instalments often comes with extra charges, like a monthly fee.
That means that a phone that costs €800 upfront can end up costing €900 when all the monthly payments are added up.
No one likes an expensive surprise. Image: Depositphotos
Hidden fees are not only an issue in combo deals, though. Some providers don’t disclose when you’ve used up your minutes or data.
Linger on a call for a few minutes too long, and boom — your phone bill is already several euros more expensive.
To avoid any unpleasant surprises, always double-check what you’re actually paying for before signing a contract and make sure you choose a transparent provider.
5. Set a data limit
Are you prone to scrolling on Instagram while waiting for the bus? We’ve all been there, but it’s situations like these that often end up costing us money when it’s time to pay our phone bill.
Exceeding your mobile plan’s data limit can be expensive, with costs as high as €0.10-0.15 per MB.
The Netflix shows have to wait till you’re home, sorry. Image: Depositphotos
While that might not sound like a lot, keep in mind that simply browsing the web for 10 minutes already uses up a whole MB of data.
Some providers also offer a data cap, which costs a little extra (usually around €0.10 per month), but this extra charge can be well worth it if you’re prone to exceeding the data limit.
To save even more on data usage, connect to Wi-Fi whenever the option is available.
6. Check if ‘roam like at home’ applies to you
If you’re moving to the Netherlands from another EU country, chances are you’ll be heading home for the holidays or exploring nearby countries whenever you can.
The good news? Under the EU’s ‘roam like at home’ policy, you can use your Dutch mobile plan’s data and minutes without any additional charges — though your provider may apply a limit on data usage while you’re abroad.
It’s always a good idea to check which countries your provider includes in its ‘roam like at home’ policy and how generous their EU data limit is.
That way, your weekend getaway to Belgium can be full of waffles and holiday snapshots, not surprise roaming fees. 😋
7. Limit your international calls
If your country of origin isn’t covered by EU policies on data roaming, you definitely won’t want to be calling home every day. (Sorry, Mom!)
International calling tends to be very expensive, so even costs for relatively short chats can quickly add up — leaving you with a sky-high phone bill at the end of the month.
Good to know: Calling your friends and family back home needn’t cost an arm and a leg. Providers like Lebara and Lyca offer affordable international calling plans in their prepaid bundles.
Instead, try to limit your international calls as much as possible or choose more affordable options (like calling through WhatsApp).
Want to save even more data? Try an old-school e-mail when a call isn’t absolutely necessary.
Do you have any other tips on how to save money on your mobile bill? Leave them in the comments!
✍️ Written by Seliz Demirci, employment lawyer at GMW lawyers.
Getting fired from your job is a challenge in itself, no matter what. But it’s even worse if you think you’ve been let go without a valid reason, and also live in a foreign country where you don’t fully know the law.
But don’t worry: it will all be alright. Let’s have a look at everything you need to know about unfair dismissal in the Netherlands — and where to go from here.
Losing your job is a serious matter, so let’s treat it as one. We’ve teamed up with the experts from GMW lawyers to bring you everything you need to know about unfair dismissal in the Netherlands. Their employment lawyers will navigate you through your unfair dismissal process with care, attention, and expert advice.
What is dismissal under Dutch employment law?
Under Dutch employment law, dismissal refers to the one-sided termination of an employment contract by the employer.
This termination can occur for various reasons, such as unsatisfactory performance, misconduct, or economic reasons like company restructuring.
You’ve just been dismissed — now what? Image: Depositphotos
Dutch law provides specific procedures and criteria that employers must follow when dismissing an employee in order for it to be considered valid.
These include providing adequate notice periods, offering severance pay (if applicable), and ensuring the dismissal is based on valid grounds. More on that later.
If those measures are not met, you’re dealing with unfair dismissal.
Dismissal by UWV vs by subdistrict court
Under the Dutch dismissal system, there is a so-called “preventive dismissal test”, meaning an employer needs to get permission to terminate an employee’s employment contract.
To do so, they must submit a formal request to the responsible subdistrict court or request a dismissal permit from the UWV (Uitvoeringsinstituut Werknemersverzekeringen,Employment Insurance Agency).
What does Dutch employment law consider unfair dismissal?
Unfair dismissal occurs in the Netherlands if an employer fires an employee without standing on any of the grounds for dismissal listed in Dutch employment law.
An employer has valid grounds for dismissal in the Netherlands if:
The employee’s position becomes redundant due to business economic or organisational reasons;
The employee has been ill for 104 weeks (two years) and no recovery is expected in the next six months;
The employee frequently misses work due to illness, which harms the company;
Their performance is not satisfactory after being given a thorough chance to improve;
They are involved in serious misconduct like theft or breaching confidentiality;
They refuse to work for a significant ethical reason, and adjusting the work isn’t possible;
There is irreconcilable damage in the relationship between the employer and the employee;
Other serious circumstances, like not having a work permit, make it impossible to continue the employment;
There’s a combination of the above-mentioned reasons (“cumulation ground”).
Any dismissal that is not based on one of the grounds mentioned above is considered unfair.
Not sure whether the reasoning behind your dismissal is valid? Then it’s time to get the professionals involved. GMW’s employment lawyers are here to help you out with advice tailored to your situation.
What’s more, no matter what the cause for dismissal may be, the employer must always properly substantiate the dismissal for it to be valid.
For example, if an employee’s performance isn’t up to par, the employer must give them a chance to improve, usually through a performance improvement plan (PIP) that lasts a few months.
Often, but not always, points for improvement are summarised in a formal document. Image: Depositphotos
Even if the employee doesn’t meet the requirements of the plan, they can only be let go if it’s clear they cannot be redeployed within the organisation.
In addition to dismissals not based on one of the above-mentioned reasons, unfair dismissal occurs when the employer gives dismissal on the spot (“summary dismissal”) without stating an urgent cause.
Note: A truly “urgent” reason justifying summary dismissal rarely exists, and so is a high threshold. Thus it’s almost always a good idea to have a legal professional check your case.
What is ‘dismissal on the spot’ (ontslag op staande voet) in the Netherlands?
If there truly are causes urgent enough to justify firing an employee on the spot, then this is called ontslag op staande voet (dismissal on the spot) in Dutch — that is, summary dismissal.
Summary dismissal is the most drastic form of dismissal, as it causes an employee to lose all entitlement to salary during the notice period and the right to unemployment benefits.
It can only be imposed in exceptional situations where continuation of the employment contract is simply not possible or desirable.
Summary dismissal has to be given on the spot in the Netherlands. Image: Depositphotos
For summary dismissal to be granted, a dismissal must fulfil the following three requirements:
There must be an urgent reason;
The dismissal must take place without delay; and
The employer must immediately communicate the urgent reason.
It is key that the employer lets you go on the spot. For instance, if you’re fired immediately after being caught stealing, then it can be valid — but you can’t be fired for it two years after the theft was found out.
Severance pay and notice periods in the Netherlands
If your employer has a valid ground for dismissal and succeeds via UWV or in court, then standard measures apply — meaning the employee receives a so-called transition payment and they are given an adequate notice period.
In the Netherlands, the required length of a notice period given by the employer depends on how long the employee has worked for the company:
Duration of employment
Legally required notice period
Less than five years
One month
Between five and ten years
Two months
Between ten and 15 years
Three months
More than 15 years
Four months
The so-called statutory transition payment, which dismissed employees are entitled to, is roughly one-third of their monthly salary per year worked, prorated for partial years.
However, if you and your employer reach a settlement agreement (vaststellingsovereenkomst), the statutory transition payment doesn’t automatically apply. The terms can be freely negotiated between both parties.
That said, the statutory transition payment is typically used as a starting point in those negotiations. If your employer has weak grounds for letting you go, you may well be able to push for more. If their case is stronger, they may offer less — and there’s no legal rule that says they can’t.
How much you ultimately receive depends on the specific circumstances, which is why having an employment lawyer in your corner during these negotiations can make a real difference.
So you think you’ve been unfairly dismissed in the Netherlands: now what?
Think you’ve been unfairly dismissed? Then it’s crucial to take action promptly. Here’s how.
First off: it is up to the employer to demonstrate that there is a ground for dismissal
The burden of proving valid reasons for dismissal always lies with the employer, and judges are very strict about this.
Only if you, as an employee, challenge your dismissal, you must argue why you believe you should be able to keep your job, and provide substantiated evidence.
In that case, it depends on whether your employer has sufficient proof for your dismissal or not. Do they? Then you’re dismissed. If not, you may keep your job.
Challenging unfair dismissal in the Netherlands
To challenge your unfair dismissal, you should first formally express your disagreement with it in writing to your employer.
If they refuse to reconsider their decision, you should initiate legal proceedings in the subdistrict court within two months of your dismissal. Here, you can request that your dismissal be annulled and your employment contract restored.
Let op! Missing the two-month deadline means forfeiting your right to challenge the dismissal.
Hated your boss and secretly happy to leave? Then you can opt to negotiate a fair severance payment as part of a dismissal agreement.
Do note that the formal initiative for this should come from your employer; they are not obliged to offer you a termination agreement.
Getting professional help
If you’re dealing with unfair dismissal in the Netherlands, it’s always advised to seek legal help from a specialised employment lawyer or a legal advisor.
Talking to a professional will help you get some clarity about your dismissal in the Netherlands. Image: Depositphotos
They will evaluate the details of your dismissal to determine if there are grounds for a claim.
If so, they’ll help you develop a legal strategy tailored to your situation, which may involve negotiation or litigation.
If necessary, they can help you try to reach a resolution through negotiation or mediation. If a resolution cannot be reached, your lawyer will file a formal claim or initiate legal proceedings.
Compensation for unfair dismissal in the Netherlands
In some situations of wrongful dismissal, employees may be eligible for additional compensation on top of the required transitional payment that they’re already entitled to.
This could apply if the termination resulted from serious misconduct by the employer, even if the employment contract was technically validly terminated.
The amount of such compensation depends heavily on the circumstances of the case, and is influenced by the seriousness of the employer’s misconduct and how long the employment contract might have lasted without that serious misconduct.
Unemployment following unfair dismissal in the Netherlands
After being let go from your job — no matter the reason — take a moment to process your dismissal and to reassess your options.
It’s okay to take a moment for yourself. Image: Depositphotos
It’s good to know that if you lost your job due to circumstances that are beyond your control, you may qualify for government-provided unemployment benefits.
These can be applied for through the UWV, which will assess whether and for how long you’re entitled to the benefits based on your employment history.
However, in cases of summary dismissal or dismissal due to severe misconduct by the employee, unemployment benefits are typically not granted. In such instances, the employee is considered to be at fault for their unemployment.
Whether you have a bad feeling about what’s about to come, have just been dismissed, or are in the midst of appealing your unfair dismissal, know that with the right legal guidance, it will sort itself out.
And hey, a new exciting opportunity might be just around the corner!
Have you ever dealt with unfair dismissal in the Netherlands? Share your experience in the comments!
Gefeliciteerd, you’ve landed a job in the Netherlands! But before you celebrate that coming paycheck, there’s one important question: can your employer actually pay you without a Dutch bank account?
Let’s break down what an IBAN is, what it does, and whether you really need one if you’re working in the Netherlands. 👇
What is an IBAN, and why do you need one in the Netherlands?
An IBAN (or International Bank Account Number) is a standardised code that identifies your bank account.
You can think of it as your bank account’s passport: an essential part of sending and receiving money in the Netherlands. It’s necessary for transactions like direct debit, international money transfers, and even some domestic transfers.
If you use a banking app, your IBAN will be a string of alphanumeric code linked to your account. Typically, your IBAN will have 18 characters, which include:
your country code (such as NL for the Netherlands),
two check digits (which help validate your IBAN),
your four-letter bank code (such as INGB for ING, RABO for Rabobank, and ABNA for ABN AMRO), and
your ten-digit account number.
Not sure where to find your IBAN? It’ll typically be in your mobile banking app. Image: Freepik
Here’s what a typical Dutch IBAN might look like: NL42 ABCD 2468 1236 94. While these are generally written in blocks of text for ease of reading, you’ll need to input your IBAN as a continuous string of characters, with no spaces.
Just signed your Dutch employment contract? Hoera! Now it’s time to focus on practical matters, such as arranging a local bank account to ensure you can get paid on time.
Thanks to their quick, easy sign-up process and powerful money-management features, ING makes the process of getting a Dutch business bank account simple and stress-free.
According to European regulations, companies shouldn’t discriminate against EU IBANs. However, in practice, many employers in the Netherlands will strongly prefer (or outright require) a Dutch bank account.
But why exactly are employers in the Netherlands hesitant about dealing with non-Dutch IBANs? A multitude of factors affect the ease of dealing with foreign bank accounts.
The most common complaints include:
Extra costs, as international transactions often come with transfer fees and (often) a currency exchange markup.
Processing delays may result in your salary taking much longer to arrive. Needless to say, this isn’t ideal when you’ve got rent to pay and groceries to buy.
Administrative headaches, because certain payroll systems are set up to work with Dutch IBANs only.
Here’s why a Dutch IBAN is much easier
Some Dutch companies have strict policies requiring employees to have Dutch bank accounts. This is largely for their own security, as they want to ensure that payments go through verified, local accounts.
To ensure that you’re paid promptly (and don’t incur any processing fees or transfer costs), having a Dutch IBAN is essential.
With a Dutch IBAN, you can ensure prompt payment (which is ideal if you’ve got rent to pay and groceries to buy). Image: Freepik
Meanwhile, if you’re expecting a tax refund from the Belastingdienst (Dutch Tax Authority) or applying for benefits like zorgtoeslag (healthcare allowance), the process is far less of a headache with a local IBAN.
Beyond collecting your paycheck and paying your taxes, you’ll likely need a Dutch IBAN for everyday expenses and utilities.
This is because certain public transport services may not accept foreign bank cards, rental agreements may require a local bank account, and some direct debit systems require a Dutch IBAN.
All in all, if you’ll be living and working in the Netherlands, a Dutch IBAN will probably make your life much easier.
Have you managed to survive in the Netherlands with a foreign IBAN? Share your experience in the comments below.
This article was sponsored by ING and written by DutchReview.
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