Choosing the right bank as an expat in the Netherlands isn’t just about having a place to put your money; it can shape your finances and even your day-to-day life.
A good bank can make money management faster and more reliable, keep your hard-earned cash safe, and, in the meantime, make your life easier.
With a reputation for being one of the most expat-friendly Dutch banks in the Netherlands, ING is an excellent choice for anyone looking to make their financial life easier. Here’s why.
1. All your financial products in one place
Let’s start with the basics: ING makes managing your finances easy by being your one-stop shop for all things finance.
From your daily spending and saving to long-term goals like investing, getting a mortgage, or protecting what matters with insurance, ING has it all under one roof.
Even better, you can manage your money and policies easily through ING’s highly-rated banking app, meaning you no longer have to juggle apps, logins, or confusing paperwork across providers. Win-win-win!
2. Flexible payment solutions for everyday spending
If you’ve spent any time in the Netherlands, you have probably already discovered that using your foreign bank card isn’t quite as easy as you had imagined. The simplest option? Getting a Dutch bank account.
Rated the best Dutch bank in 2024, ING has you covered with a variety of credit and debit card options, all of which work seamlessly across the Netherlands.
Whether you’re grabbing a coffee or booking a flight home, ING makes it easy for you with solutions like contactless payments, easy cash withdrawals, and a points system that rewards you as you spend.
3. High-tech tools to take your savings to the next level
No matter where you are in life, you’re always saving up for something — whether that’s a car, a home, or your retirement.
READ MORE | 11 money-saving hacks for life in the Netherlands
But saving isn’t always the easiest thing in the world, especially with the high cost of living and temptation everywhere we look. ✨👀
That’s why ING helps customers make saving effortless, with heaps of features to help you reach your goals faster, for example:
- Round up and save: Rounds up every purchase you make to the nearest euro and transfers the difference into your savings account.
- Savings goals: Allows you to create individual savings accounts for each of your financial targets, and helps keep track of your progress.
- Look ahead: Helps you be prepared for the month ahead and avoid unexpected expenses by analysing past transactions and forecasting your future expenses.
- Financial insights: Analyses your transactions and gives you a detailed breakdown of your spending habits.
4. A bank that meets you where you’re at
Life is a wild ride, and one of the last things you want to worry about is switching banks once your old one no longer fits your life. Well, no matter where your life takes you, ING’s offer is designed to grow with you.
From your child’s first savings account to managing a business, ING offers tailored solutions for every stage.
READ MORE | 7 ways to teach your children about money in the Netherlands
Students can enjoy free accounts and low-fee insurance, expats get English-language support and international-friendly banking, and couples can open joint accounts to manage shared finances.
Business owner? Or thinking of becoming one? Or looking to buy a home? ING offers expert advice on mortgages, business banking, and much more, along with all the best tools to help you manage them.
5. High-level security you can trust
Your hard-earned euros deserve top-notch protection, so how does ING deliver?
Easy: With advanced security features like two-factor authentication (2FA), secure PIN codes, and in-app confirmation for sensitive transactions, your account (and money) stays safe.
Plus, ING encourages smart banking habits with tools like Check het gesprek. This feature lets you double-check if you’re really talking to an ING representative before sharing any personal details.
If something looks fishy, ING is also always available to help you, with dedicated support and fraud reporting options ready to help.
6. Easy-to-use digital banking
Natuurlijk, ING is up-to-date with the latest developments in our digital world, so their mobile app is highly intuitive and easy to use.
The result? Managing your finances is as easy as checking your phone with ING.
Whether you’re opening an account, moving money between accounts, tracking your spending, managing savings, applying for a personal loan, or exploring investment options, it’s all just a few taps away.
7. Top-notch customer service (in English!)
What’s one thing a non-Dutch-speaking expat needs? To have control over your finances in a language you actually understand. After all, finances alone can be pretty tricky.
Luckily, ING offers fantastic support that’s not just responsive, but also available in the English language.
If you need to speak with someone, whether to open an account, report an issue, or ask a quick question, help is just a message or call away.
Ready to embark on your banking journey with ING? Open your account today and get started.
However, as of today, ING only issues Maestro cards, with plans to roll out Visa and Mastercard only at a later point in the year. Maestro only in 2025? It’s not a serious bank.