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Solar panels in the Netherlands: the ultimate guide

Katrien Nivera 🇵🇭
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Solar panels in the Netherlands: the ultimate guide

With a shift towards sustainability and rising utility costs, many people in the Netherlands are looking for more ways to generate clean, affordable energy. It’s no surprise, then, that solar panels are growing in popularity. 

Inderdaad, solar panels have become relatively affordable and widely accessible, not to mention the wonders they’ll do for your bank account and the environment! 

Here’s what you should know about installing and owning solar panels in the Netherlands. 

The pros and cons of installing solar panels in the Netherlands

Of course, everything comes with its advantages and disadvantages, including solar panels. But don’t let that stop you from considering a leap to solar energy.

The advantages of installing solar panels in the Netherlands

Let’s start with the best things: the advantages of Dutch solar panels!

✅ You’ll save money on your electricity bill

An obvious pro is that generating your own electricity at home means a cheaper electricity bill — and we all need this nowadays.

Woman-reviewing-electricity-bill-in-the-netherlands
Your electricity bill will decrease as you use more solar energy from your solar panels. Image: Freepik

You’ll be using electricity generated straight from your solar panels and consuming less electricity from the main energy grid, meaning you can replace part of your usual payments with a pat on the back instead. 

READ MORE | 14 dang smart ways to save on energy costs in the Netherlands

✅ You can get a subsidy from the government

Another reason to consider installing solar panels in the Netherlands right now is that the Dutch government will actually foot part of the bill.

Currently, the Dutch government is offering a sustainable energy investment grant (ISDE) to compensate for the cost of energy-saving and sustainable installations. This includes heat pumps, biomass boilers, and solar panels, of course. 

The Dutch government extended the Investment Subsidy for Sustainable Energy (ISDE), and there’s up to €30 million available for the purchase and installation of solar panels.

As of January 1, 2023, the VAT on solar panels is 0% if they are delivered and installed on or near a home. This means you don’t have to pay VAT for the solar panels!

✅ Earn money back by selling your electricity to the grid

Did you know that if your solar panels produce excess electricity, you can actually get money back from your provider by selling the electricity back into the energy grid?

woman-getting-money-from-selling-energy-into-the-grid-with-her-solar-panels
Who doesn’t love to earn a little extra money? Image: Freepik

Yep, you don’t just save money by installing solar panels, you can also actually make money.  

READ MORE | Renewable energy in the Netherlands: everything you need to know

✅ You’ll be more sustainable (and give your home a better rating!)

And of course, who doesn’t love a good sustainable practice? Having solar panels installed means you’ll rely less on fossil fuels, which is great for the environment. 🍃

Not only that, but solar panels can increase your house’s energy rating — increasing resale value. 

The disadvantages of installing solar panels in the Netherlands

Listen, we’re going to keep it real with you. With all good things come a few factors to keep in mind as well. 

❌  Not every home can have solar panels

Firstly, solar panels aren’t suitable for every kind of roof. You’ll have to consult some experts beforehand to assess whether you can safely install solar panels on your home. 

couple-discussing-with-a-professional-about-getting-solar-panels-installed-at-home
Consultation is a very important process in buying and installing solar panels in the Netherlands. Image: Depositphotos

❌  The Netherlands can be cloudy

Secondly, solar panels are dependent on sunlight — and if we know anything about the Netherlands, it’s how tricky the weather can be. 

Solar panels can be inefficient during gloomy days and storms, so you’ll need extra batteries or plans to store the energy if you want to rely entirely on solar to power your home. 

The cost of solar panels in the Netherlands

That’s the million-euro question: how much money do you have to shell out to pay for solar panels in the Netherlands — and is it worth it?

The simple answer is that it will cost around €5000 (for six solar panels) and €12,000 (for 18 solar panels), including an inverter and installation, but excluding VAT. As of January 2023, you do not have to pay VAT on solar panels for your home. 

Woman-reviewing-finances-to-get-solar-panels-in-the-netherlands
Solar panels are a big investment. Image: Freepik

However, these costs depend on all kinds of factors, like the type of solar panels, the number of panels you need for your home, whether you can get a subsidy or tax break on solar panels, and the company you choose to buy from, to name a few. 

The cost of a single solar panel ultimately depends on the company you choose to work with, but they cost between €400 and €500 per panel on average. 

How many solar panels do you need to power your house in the Netherlands?

The number of solar panels needed for your home also depends on a few factors, including: 

  • Your annual electricity consumption
  • The wattage of the solar panels you’re thinking of buying
  • The efficiency of your solar energy system
  • Sunlight, and the general climate of the area you live in

The average home installation falls between 10 to 12 solar panels, which would partially power the average Dutch house with solar energy. 

Solar-panels-mounted-on-dutch-rooftop
Solar panels can cover your entire roof in the Netherlands, depending on your energy needs. Image: Freepik

To power your home solely using solar energy, you would need anywhere between 15 and 22 solar panels installed.

How much money will you save on your energy bills with solar panels in the Netherlands?

On average, you could save between €1,200 and €1,450 per year on energy bills if you have solar panels installed. 

But (surprise, surprise) the amount of money you could save varies based on how much energy your solar panels produce and the average electricity prices throughout the year. 

Photo-of-man-and-woman-sitting-at-desk-looking-at-Dutch-energy-bill-trying-to-work-out-how-to-save-money
Regularly check your energy bills and see how they compare to last year. Image: Freepik

You’ll typically earn back the investment in solar panels within four to five years. 

How much money will the Dutch government give you for solar panels?

The Dutch government has all kinds of schemes to reduce the overall costs of buying and installing solar panels. With changing laws and regulations, it can be difficult to keep track of the current rules. 

VAT for the solar panel purchase and installation

Currently, there is no more VAT on solar panels, which means you can buy solar panels without having to pay any extra taxes on top of the initial purchase costs. 

The netting scheme (salderingsregeling)

The netting scheme (salderingsregeling) is an arrangement where you can earn money for the excess energy your solar panels generate. 

When solar panels generate electricity, it enters the electricity net and is sold to your energy provider rather than going directly into your house. 

You’re compensated for all the energy you produce, which typically offsets your energy bill. If you produce more electricity than your household uses, you can actually make money from your solar panels. 

adults-reviewing-bills-after-investing-in-solar-panels-in-the-netherlands
Getting solar panels in the Netherlands to offset your energy bills is definitely worthwhile. Image: Freepik

Currently, the energy you sell is worth the same as the energy you buy. The Dutch government had plans to gradually phase out this scheme by 2031, but the senate voted against the proposal in February 2024, and salderingsregeling was set to continue for the foreseeable future.

However, as of May 2024, the new Dutch government coalition wants to scrap salderingsregeling again by January 1, 2024. The policy is still fairly far into the future, and no plan has been indicated yet, so the fate of salderingsregeling is still undecided.

So, why is the Dutch government planning on phasing out this policy? Because solar panels have become an extremely popular investment, the Dutch government is losing money by compensating everyone who sells their energy into the grid. 

Feed-in compensation (terugleververgoeding)

Originally, the Netherlands was going to shift to the terugleververgoeding policy in 2031, after salderingsregeling ended.

Similar to the salderingsregeling, you would receive some compensation depending on how much energy your solar panels produced, but this compensation would likely be lower than the cost of electricity or the original compensation you’d get from salderen (net metering). 

Now that the Dutch government is planning to continue salderingsregeling, they haven’t determined how much compensation you’ll get for having excess energy from your solar panels, according to the NOS in January 2024.

From 1 January 2027, the Dutch net-metering scheme disappears, meaning you’ll no longer be able to offset the solar power you feed back to the grid against what you pull from it in the evening. You’ll still get a small payment for it, but far less than net-metering gives you now.

A plug-in home battery fixes that. The Jackery SolarVault 3 Pro Max AC simply stores your daytime surplus so you can use it yourself in the evening instead of handing it over.

Some energy companies, including Eneco and Budget Energy, have actually started charging costs to solar panel owners for supplying energy back into the grid because salderen costs extra money for energy companies.

What type of solar panels can I get in the Netherlands?

There are three main types of solar panels you can get in the Netherlands: monocrystalline panels, polycrystalline panels, and thin film panels. 

Monocrystalline panels

Monocrystalline panels are made using silicon and have an aluminium frame. These panels are more efficient in producing electricity from sunlight because of the structure of the cells. 

These panels are also stronger and more resistant to temperature fluctuations — a must-have when you live in a country like the Netherlands. Overall, they’re a good choice if you plan to use solar panels for a long time since they’re extra durable. 

Monocrystalline-solar-panels
Monocrystalline panel cells are generally large black squares. Image: Freepik

On the other hand, monocrystalline panels also tend to be more expensive due to their high efficiency. 

On top of this, since their cells are made from a single piece of silicon, the panel sizes are limited. You may also need to cover more space to get the desired energy output for a larger home — meaning more expenses. 

Polycrystalline panels

Polycrystalline panels are also made using silicon. The main difference from monocrystalline panels is that they’re made from several pieces of silicon put together instead of one large piece of silicon. 

This means that these panels are generally cheaper than monocrystalline panels because they’re easier to manufacture and can be mass-produced. 

polycrystalline-solar-panels-mounted-to-roof-of-dutch-house
Polycrystalline panels have cells that are typically rectangular and blue. Image: Freepik

They can also be used in smaller areas as they come in smaller sizes. 

However, polycrystalline panels are also less durable and efficient than monocrystalline panels because they tend to be made from lower-quality silicon. 

Thin film panels

Thin film panels are much thinner than their monocrystalline and polycrystalline counterparts, as they use different materials for the cells. 

While these super-thin panels are ideal for portable solar devices, they’re also much less efficient and durable than their counterparts.

However, their durability has improved over time. 

thin-film-solar-panels-laying-in-a-field-in-the-netherlands
On thin film panels, you’ll just see a large gray sheet of solar cells. Image: Depositphotos

That doesn’t mean that they may not be the best choice for you, however! The choice of which panels to use really depends on your project and your budget. 

It’s best to consult with an expert about which solar panels are most suitable for your personal situation. 

How to maintain solar panels in the Netherlands

Believe it or not, maintaining solar panels has also become significantly easier over the past few years. 

Cleaning your solar panels in the Netherlands

The most important maintenance you’ll have to do on your solar panels is cleaning them. 

Solar panels have a special coating, which is usually enough for regular rainfall to clean them (and we’re never short of rain in the Netherlands). ☂️

READ MORE | Dutch Quirk #117: constantly check Buienradar

However, apart from the usual rainfall, you should be cleaning your solar panels at least twice a year. Window cleaners can usually do this for you with osmosis water. 

Inspecting your solar panels 

It’s also important to get your solar panels inspected by a professional at least once a year. The costs for these inspections vary per company you install your solar panels with, so it’s good to take these into account when planning to go solar. 

Man-inspecting-solar-panels-on-roof-in-the-netherlands
Better safe than sorry — get your solar panels checked and maintained frequently. Image: Depositphotos

When first purchasing and installing solar panels, you should also check if the costs come with a warranty for their maintenance or repair. 

Typically, if there are any problems with your solar panels, your warranty should cover any repair or replacement costs within the warranty period. 

Replacing important parts when needed

You’ll also have the replace the inverter every 10 years, which converts the solar-generated electricity from a direct current (DC) to an alternating current (AC). 

Tip: Some solar panel companies have mobile apps that show you the energy production and overall efficiency for each panel — wat handig!

Okay, you’re in! How do you get solar panels installed in the Netherlands?

The first step to getting solar panels is choosing which solar company you want to buy from — they’ll handle the installation and any future inspections or maintenance.

technicians-installing-solar-panels-on-roof-in-the-netherlands
You need to have solar panels installed professionally in the Netherlands. Image: Depositphotos

The next step is a consultation. Before you can even buy panels, you’ll need to talk to some experts. 

Is your home suitable for solar panels? What are the best kinds of solar panels to use for my home? Is it possible to switch completely to solar energy? How much does this all cost? These are all questions your experts will help you answer. 

Getting solar panels in the Netherlands doesn’t have to be super expensive or confusing. Discover the benefits of home sustainability — and before you know it, you could be the owner of solar panels. ☀️

Would you get solar panels installed at your home in the Netherlands? Tell us in the comments below!

Frequently asked questions: Solar panels in the Netherlands

How much does it cost to get solar panels in the Netherlands? 

How long does it take to get solar panels installed in the Netherlands?

Who installs solar panels in the Netherlands? 

Can you get a subsidy for installing solar panels in the Netherlands?

Is it worth investing in solar panels? 

These 7 changes from the new Dutch coalition will hit your wallet

Katrien Nivera 🇵🇭
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These 7 changes from the new Dutch coalition will hit your wallet

Following the announcement of the new Dutch government, the coalition has laid out its plans for the coming years — here are a few financial changes to look out for.

The new government outlined their plans in a 26-page document, and we’ve sifted through their most notable plans for your finances.

1. Income tax will decrease

In 2024, taxpayers under retirement age pay 36.97% tax on their income up to €75,518 and 49.5% on anything above that.

The coalition has some new plans for wealth tax and income tax as an individual, namely:

  • They want to reduce wealth tax, which jumped from 32% in 2023 to 36% in 2024,
  • They want to add a third tax bracket for “middle incomes” to reduce the burden.

However, exactly how this will work is still unclear.

2. Rent allowance increases, childcare allowance remains

The new coalition has made €500 million available for increased rent allowance in 2025 — but there is a setback for people who receive childcare allowance.

In 2026, the maximum hourly rate of childcare (which determines how much you pay) will not be indexed for a year, meaning you won’t receive an extra allowance to compensate if childcare companies increase their hourly rates.

3. Own-risk deductibles decreased

Eigen risico, or own-risk deductibles, is the amount of money you have to pay yourself before your basic health insurance provides coverage.

Some appointments are always reimbursed by insurance and aren’t covered by the deductible.

READ MORE | How to choose a health insurance plan in the Netherlands for 2024

As of 2027, the new coalition wants to reduce the standard deductible from €385 per year to €165. Now, that’s something we can get behind!

4. Extra tuition fees and costs for university students

Students will also have to deal with some potential financial burdens.

University students who are more than a year delayed on their bachelor’s or master’s degree must pay an extra €3,000 in tuition fees, which will take effect in the 2026/2027 academic year.

READ MORE | Studying in the Netherlands: the ultimate guide

Long-term students (although we’re not sure who this includes yet) must also pay extra tuition fees.

5. Energy tax on gas decreases

The Rutte IV cabinet pursued policies that increased energy taxes on natural gas and electricity, with the intention of making greener alternatives like heat pumps more attractive — but this new cabinet is heading in the opposite direction.

They aim to reduce the natural gas tax by €0.028 per cubic meter in 2025 and then raise it again to €0.048 per cubic meter in 2030.

This could save many woners (residents) money in energy taxes, but the government is estimated to foot the bill of €357 million.

6. Minimum wage stays the same

There were plans to increase the minimum wage by July 1, 2024, but these plans were snuffed out by the Dutch Senate.

The coalition will likely not attempt to increase the minimum wage by this time.

7. Tax increase on flights

The new coalition will cut out most environmental measures from the Rutte IV cabinet, but they plan to introduce a differentiated air travel tax depending on the distance of the flight, as they have more emissions.

They haven’t indicated exactly how this tax will work and how much it be.

Of course, this isn’t (yet) a comprehensive list of financial changes coming from the new cabinet.

Many of the plans are still unclear, so we have yet to see whether they’ll come into effect.

Will these financial changes affect you? Tell us in the comments!

From sunshine to storms as Code Yellow hits the Netherlands today

Lottie Gale 🇬🇧
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From sunshine to storms as Code Yellow hits the Netherlands today

Enjoy this morning’s sunshine while it lasts. The afternoon brings heavy thunderstorms and rain, with Code Yellow called for eight provinces tonight.

Despite the dry start, lots of rain and thunderstorms are expected this afternoon in the centre and south of the country, NU.nl reports.

We can’t complain — the Dutch sunshine has been trying its best recently. And summery temperatures of around 23 degrees are still expected throughout the morning.

A stormy afternoon

But it was only so long before the Dutch weather we know and love (ahem, loathe) returned.

READ MORE | 11 TikToks that perfectly describe Dutch weather

And the showers are back with a vengeance — the KNMI applies Code Yellow for heavy showers in the provinces of Limburg, North Brabant, Zeeland, Gelderland, Utrecht, South Holland, North Holland, and Flevoland.

Up to 40 millimetres of rainfall can be expected, alongside strong winds and possible hail. ☔

Questioning how many layers to wear when the Netherlands goes from tropical to torrential in 0.01 seconds? Us too.

@dutchreview The “prepare for all” wardrobe #dutchweather #dutchlife #dutchmemes #dutchreview #lifeinthenetherlands #expatsinthenetherlands #thenetherlands #MemeCut #Meme#Meme #MemeCut ♬ original sound – DutchReview

We’d recommend a jacket today, though; during showers, the temperature will cool to around 15 degrees Celsius.

And what about the north? Well, maybe don’t shout about it as the rest of the country gets soaked, but the north is expected to have a dry evening. 🍀

Have you been enjoying the warmer weather in the Netherlands? Let us know in the comments below.

New debit cards are replacing iDeal — here’s what it means

Lottie Gale 🇬🇧
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New debit cards are replacing iDeal — here’s what it means

iDEAL, Maestro, and V-pay debit cards will be a thing of payments past as all bank cards are set to be replaced by the Visa Debit and Debit Mastercard.

You will start to notice the Maestro and V-Pay logos disappearing as most banks across the Netherlands roll out the new cards over the coming years, the AD reports.

READ MORE | Banking in the Netherlands: the complete guide

This is so that everyone will be able to make physical payments in more places and more efficiently. But how does this change the way we pay now?

iDEAL gets phased out

Credit card users don’t have to worry about their preferred payment method disappearing, but the same can’t be said for iDEAL.

Since the European Payments Initiative (EPI) officially bought iDEAL last year, we’ve been expecting its phasing out.

READ MORE | What is iDEAL? Your guide to the Dutch online payment system

Now, it’s official: the new Debit Mastercard and Visa Debit cards supposedly make online payment easier, so iDEAL will no longer be necessary when paying online.

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Say “doei” to long payment processes! Image: DutchReview

Instead the new debit cards work similarly to credit cards, requiring you to enter the card number, expiry date, and security code to pay before confirming with your bank’s app.

What are the benefits?

It’s not just online payments — you can now pay physically with your new card, phone, or smartwatch in more places.

READ MORE | How to open a bank account in the Netherlands: the ultimate guide

According to Jos van de Kerkhof, country manager of Visa Netherlands, the new cards can be used in “almost all stores” — and your money is safer while you do.

Customers can change their own PIN code, and special measures are taken to ensure that they’re actually making the online payment, which deters fraud.

READ MORE | Dutch savings accounts: Best interest rates in the Netherlands in May 2024

That’s not the only way paying just got more secure — the new cards mean your card number is no longer stored in Google or Apple Pay, but a harmless token is generated instead.

Van de Kerkhof insists, “Our figures show that the fraud rate within European online payments has fallen by 50% since the introduction of the tokens.”

When will the new cards arrive?

There is not a specific date for everyone to start using these new debit cards, the banks themselves choose when to issue them.

READ MORE | The best banks in the Netherlands for internationals in 2024

Some smaller banks like bunq, Knab and Triodos already use the new cards, and the big banks like ING, ABN Amro and Rabobank are not far behind.

What do you think about the new debit card roll-out? Let us know your thoughts in the comments below.

Studying in Breukelen: everything you need to know

Gaelle Salem
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Studying in Breukelen: everything you need to know

Perhaps you imagined your dream college experience to take place in a cosy Dutch town that looks straight out of a fairytale. If so, ever thought about studying in Breukelen?

Sitting on the outskirts of Utrecht, Breukelen is a peaceful little village brimming with natural and historical beauty. As a student living here, you’ll enjoy being surrounded by lakes and rivers as well as lavish castles and mansions. 🏰

In fact, Breukelen’s only university, Nyenrode Business University, is located in one of the town’s castles. Talk about a Harry Potter experience!

What can I study in Breukelen?

If the idea of studying in Breukelen’s small-town setting piqued your interest, it’s time to move on to the next phase: choosing a study program!

people-riding-boats-in-canals-in-dutch-town-breukelen-utrecht-netherlands
The Vecht river flows through Breukelen, giving the town peaceful vibes. Image: Jan dijkstra/Wikimedia Commons/CC4.0

Finding the right study program can be quite a challenge. However, it doesn’t have to be a daunting task, and the very fact that Breukelen is home to only one university makes that decision much easier.

Whether you’re looking to establish a career in international business by getting a bachelor’s degree or further your education with a master’s, Nyenrode Business University offers a fair range of English-taught business courses for internationals.

Did you know? Nyenrode Business University ensures that students receive the highest quality education possible. Establishing a career in international business through one of their world-renowned degree programs can open doors to unique opportunities worldwide.

The university degrees

Nyenrode has one exclusive bachelor’s degree on their Breukelen campus, namely a Bachelor of Science (BSc) in Business Administration. 

It’s a three-year program which focuses on practical relevance, academic knowledge, and personal development.

You’ll gain tons of experience and get a taste of the real world of business, and you’ll get to expand your network by meeting some pretty snazzy companies and CEOs too.

READ MORE | Welcome to Nyenrode’s Breukelen campus (and yes, it’s in a castle)

However, if you’re on the hunt for a post-graduate study, you’ll be glad to know that Nyenrode has several master’s degrees and MBAs in Breukelen. Here’s a short run-down of each and what they entail:

Master of Science degree in Management (full-time)

The Master of Science in Management is a 16-month journey (including the pre-master) that prepares you for entering the labour market as a skilled starter.

You can deepen your knowledge with one of three specialities: financial management, digital business and innovation, and global business. 

picture-of-diverse-students-walking-and-laughing-with-books-in-hand-studying-Breukelen
Naturally, good education comes with a price. Image: Depositphotos

Pre-Master of Science degree in Accountancy (part-time)

Nyenrode’s pre-master in accountancy offers a hands-on approach to working at one of the larger accountancy firms in the Netherlands. By the end of this study, you’ll be a full-blown professional in accounting!

Executive MBA

The Executive MBA is a two-year program consisting of 12 intensive modules, where you work with a group of like-minded professionals to broaden your views on business management and leadership.

Modular Executive MBA in Business & IT (part-time)

Nyenrode’s Modular Executive MBA is for the folks who wish to complete a business master’s degree but can’t find the time to do so due to, for example, a tight work schedule.

READ MORE | Studying in the Netherlands: the ultimate guide

The program is three to seven years long, and it focuses on expanding your professional knowledge by learning how to set up your organisation for continuous technological growth.

What does it cost to study in Breukelen?

It’s no secret that studying in the Netherlands gives most international students true value for their money.

The average tuition fee for a non-EU student clocks in at €6,000 per year, which is not too shabby when you compare college costs in the US or the UK.

However, this all depends on the university — and since Nyenrode is a privately owned institution in the Netherlands, costs are higher.

To study BSc in Business Administration at Breukelen, you’re looking at an annual tuition fee of around €22,500 per year, excluding textbooks and additional material.

For a general master’s degree or MBA at Nyenrode, tuition fees vary depending on your chosen program. However, you can expect figures to reach anywhere from €30,000 to €50,000 annually.

Financial support to the rescue

Since the financial costs of taking a program at Nyenrode in Breukelen can burden those on a tight budget, many are often in need of financial aid. 

Luckily, scholarships are available to support students financially. The university currently offers two types that each grant a maximum of €10,000 per academic year.

READ MORE | Studying in Amsterdam: everything you need to know

Not looking to get a scholarship? Depending on your nationality, you might also be eligible for student financing through the Dutch government (a.k.a our one-true-love, DUO).

How can you find student housing in Breukelen?

If you’re completing a degree at Nyenrode University, you’ll have the privilege of being able to rent a room on the school’s campus in Breukelen.

Located in a centuries-old castle, the campus consists of five buildings that feature 291 rooms, all fully equipped with furniture, toilets, showers, sinks, and kitchens.

picture-of-boats-in-canal-in-dutch-city-breukelen
Your everyday view might look like this when studying in Breukelen. Image: Ben Bender/Wikimedia Commons/CC3.0

However, if you’re looking to secure a spot outside of Nyenrode’s Breukelen campus, you’ll have to stick to the conventional ways of finding an apartment, and it all starts with these few tips 👇:

Let Op! The Netherlands is currently undergoing a major housing crisis, and students are among the worst affected. It’s important to start looking for a place to rent months before you actually embark on your move to Breukelen.

If all else fails when trying to find a place to rent in Breukelen, the town boasts some hotels and guest houses that you can also book temporarily. 

And if you’re a Nyenrode student, their Breukelen campus has two hotels that have almost 100 rooms for students to stay in: the Plesman Hotel and the Campus Hotel.

Is Breukelen an expensive town to live in?

Your decision to study in Breukelen can’t be made without considering one super boring yet ultra-important question: how much does it cost to live there?

picture-of-a-man-studying-in-breukelen-cafe-netherlands
Grab a nice cup of coffee and study in Breukelen’s many cafés! Image: Depositphotos

We’re not going to sugar-coat it, living in the land of tulips can be expensive — just ask the ever-increasing energy and gas prices.  

Costs to rent an apartment in Breukelen

If you’re planning to settle down on Nyenrode’s campus in Breukelen, the costs to rent a room in one of the buildings can range anywhere from between €320 to €500 per month, depending on the type of room you pick.

However, if you’re on the hunt for a room outside of Nyenrode’s campus, but want to remain in Breukelen, here’s how much you can expect to pay for housing in the village:

  • Apartment: anywhere from €100 per month
  • Studio: from €900 per month
  • Single room in a shared apartment: from €450

To stay in a hotel or guest house in Breukelen for a few nights, rooms can range anywhere from €150 to €250 per night. 

Cost to rent an apartment in Utrecht

If the costs to rent a room or stay in Breukelen exceed your student budget limits, you might also find solace in knowing that there are accommodation options in other cities.

Depending on where you decide to live and how generous your landlord or landlady is willing to be, here’s how much you can expect to pay for housing in the city of Utrecht, based on HousingAnywhere’s Index:

  • Furnished apartment: average €1300 per month (including electricity, gas, water)
  • Studio: average €950 per month (utilities included)
  • Single room in a shared apartment: anywhere from €400 to €1200 per month 

Costs to…well…live (according to Dutch standards)

picture-of-river-de-vecht-in-dutch-city-breukelen
Breukelen has no shortage of accessible bike paths with stunning views. Image: Jan dijkstra/Wikimedia Commons/CC4.0

As a student living in Breukelen, you’ll probably want to indulge in a nice cup of coffee on your way to school some mornings —  or reward your good grades with a night on the town. 

Or perhaps you’d prefer to save up and spend some cash on a second-hand bicycle and make use of the lowlands’ superb bike paths.

Whatever it may be, to keep your finances in check, we’ve sketched out a brief overview of how much it would cost to live in Breukelen as a student — and yes, cheese is on the list. 🧀

ExpensePrice
Dutch SIM card with 10 GB of data€15-40
Secondhand bike (basic)€70-120
30-minute+ intercity train ride€6-10
Week of groceries€50-80
Cappuccino (regular)€3.85-4.50
Cheap restaurant meal€16-25
Crate of beer €13-18.00
Loaf of bread (half to whole)€0.70-3.00
Pasta (500 gr)€0.90-1.50
Chicken fillets (300 grams, not organic)€5.00-7.00
Cheese (10 to 14 slices)€2.50-4.50

How can you get a student job in Breukelen?

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Looking for a job in a big city? Utrecht’s bustling city centre is not too far away. Image: Depositphotos

Breukelen’s small-town charm comes loaded with international eateries, boat tours, and gorgeous monuments to visit — but what good does any of that do if students can’t afford it, amirite? 

Here’s a quick list of popular student job choices in or around Breukelen:

HORECA (Hotels, restaurants, and cafés) in Breukelen

If you take a stroll through the village, you’ll find cute cafés and restaurants on basically every street corner. 

Head inside and ask if they’re looking for employees or reach out to them via social media. Who knows? You might just find yourself a job as a barista or a server!

READ MORE | Considering an MBA in Amsterdam? Meet Nyenrode Business University

And if you’re worried about not speaking Dutch, the Netherlands, as a whole, is a very international country, which means that basically everyone speaks English.

Plus, studying in a predominantly Dutch-populated town like Breukelen means that you’ll pick up the language in no time. Just mingle with the locals as much as possible!

Bike couriers

From Uber Eats to Thuisbezorgd and Flink, there’s a tremendous demand for bike couriers in the Netherlands.

If you apply for the job, you’ll deliver groceries, meals, or packages to people’s homes — and who wouldn’t love cycling through gorgeous and nature-filled scenery like Breukelen?

There’s one small snag with this job, though. To be a bike courier, you need to know how to manage the daunting (!) cycle lanes and get to know the Dutch traffic system pretty well.

Retail

If you’re a people person and prefer to work with clients on an hourly basis, then perhaps a job in sales will do you good!

Breukelen has many charming boutiques and department stores that are likely looking to hook you up with a contract. 

READ MORE | A guide to 6 streets to explore in Utrecht (that you maybe didn’t know about)

However, if you want a taste of the bustling city life, you can also find work with popular fashion stores, like ZARA, in the nearby city centre of Utrecht. 

What’s student life like in Breukelen? 

photo-of-students-studying-in-Breukelen-at-Nyenrode-Business-Universiteit
So, what can you expect as a student in Breukelen? Image: Freepik

During your college hunt, you might be persuaded by the “go big or go home” mindset and feel compelled to study in a larger, more popular city.

But anyone who has spent time abroad will tell you that it isn’t until you get outside the concrete jungles that you get a real slice of Dutch culture.

Looking for the best? Nyenrode Business University has an extensive campus in Breukelen, offering a wide range of facilities and living quarters for students, from a spacious library to hotels and student bars. On top of that, you can make lifelong friendships and establish a network for life!

With its quaint local shops, medieval architecture, and a strong sense of community — Breukelen is a great place to be for any student, and there are a number of reasons why:

Study spots are easily accessible

Breukelen’s serene atmosphere and secluded vibes make the village a utopia for any student looking to get into a good study session — giving you all the quiet time you need to concentrate. 🤓

However, if you want something with a little more background noise, students can also open up their textbooks in various cafés or beautiful parks around town.

If you’re a Nyenrode student and you’re looking for a study spot on the Breukelen campus, the university has a library building that’s chock-full of study areas and cubicles.

Student associations can be found nearby

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Student associations are a great way to make lifelong friends in Breukelen. Image: Depositphotos

One way to make the most out of your college experience is by joining a student association in the Netherlands!

Student unions are a perfect way to connect with new people, learn more about yourself, bulk up your resumé, and overall make life more exciting as a student.

Since Breukelen is just a stone’s throw from the centre of Utrecht, those studying in the small village can benefit most from the many student associations existing in and near Utrecht. 

If you’re a student at Nyenrode, you can join the school’s social club, the NCV. With over 41 committees to take part in, the association gives students an opportunity to broaden their personal and professional network. 

Diverse megacities are just a short distance away

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While studying in Breukelen, you’re not far away from some of the Netherlands’ best cities! Image: Depositphotos

While there are many perks that come with choosing to study in Breukelen, one thing that students might miss out on is the vibrant vibes and entertainment opportunities offered by large, metropolitan areas. 

Small towns also tend not to be as international as larger cities, so you won’t get to experience the melting pot of different cultures that big cities typically bring.

READ MORE | Public transport in the Netherlands: the complete guide

The upside? Major, more diverse cities, like Amsterdam, are not too far away, as it’s only a short, 30-minute train ride from Breukelen to the capital city.

The Dutch’s omnipresent transportation system makes travelling extremely convenient — so there’s no doubt that you can get the best of both worlds, no matter where you study in the Netherlands. 

Studying in Breukelen means you’ll be living in the beating heart of Holland, surrounded by charming shops, sprawling gardens, and elegant castles. 

Are you planning to study in Breukelen? Tell us in the comments below!

Studying in Breukelen: Frequently Asked Questions

What university is in Breukelen?

Where is Breukelen?

What is the population of Breukelen?

Featured image: Arnoldius/Wikimedia Commons/CC4.0

Here’s a breakdown of the new right-wing Dutch coalition agreement

Lottie Gale 🇬🇧
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Here’s a breakdown of the new right-wing Dutch coalition agreement

Finally, a coalition agreement between the PVV, VVD, NSC and BBB has been reached, forming the most right-wing Dutch government coalition the Netherlands has seen in decades.

Yesterday, the new coalition released an outline agreement of their proposed policies. So naturally, we spent our morning translating it, dissecting it, and wiping the odd tear away. 

The outline begins by reminding us that The Netherlands is “a beautiful country” and one “to be proud of”. The new government then emphasises that they will be “taking a new path” in their leadership.

They insist their policies are for “people who deserve legal certainty and good governance” and people who want “safety for their family in their own neighbourhood.”

So, let’s take a look at some of the most important points. 👇

Housing and public transport

Expect more construction sites cropping up — if the new coalition has their way, 100,000 new homes will be added per year.

According to their agreement outline, “an extra street, inner-city and outer-city” should be built. Though it’s unclear how literally we should take this. 🤔

What they do make clear is that at least 30% of these new homes must be for social rental housing.

Any increases in rent for social housing will be limited if you already own a house, plus the increase in property taxes will be capped.

READ MORE | The 2024 guide to private housing and social housing in the Netherlands: what’s the difference?

As for homeowners in the Netherlands, another key point they make is that: “the mortgage interest deduction will not be compromised”.

The coalition also made sure to address the roads n’ rails, announcing that cars will be able to drive on Dutch roads at 130km/h “where possible” and the construction of the Lelylijn, connecting Lelystad and Groningen by train, continues.

Healthcare and education

The coalition hopes to strengthen the Netherlands’ primary care offering for patients and workers alike through “good employment conditions and limitations of regulatory and administrative burdens.”

This includes plans to cut the healthcare deductible in half by 2027, from €385 per year currently to €165.

When it comes to ethical topics, such as abortion and euthanasia, the “legal frameworks remain unchanged”.

READ MORE | This 28-year-old Dutch woman with mental illness will be euthanised in May

In education, however, the four parties are clamping down on “anglicisation” and “politicisation.”

This means they are looking at ways to reduce the English-language influence and that teaching methods must not only be “proven effective” but also “politically neutral”…

Control over asylum and migration

If you are reading this article, you’re probably an international in the Netherlands, so let’s talk about what all this could mean for you. 

Unsurprisingly, the forming parties want to see big changes when it comes to asylum and migration.

READ MORE | Always an expat, never a local: an international’s attempt to integrate into Dutch life

They describe their plans for asylum seekers as “The strictest admission regime for asylum and the most comprehensive package for the control of migration ever.” 

This means the asylum and migration system as we know it will be “reformed,” and a temporary Asylum Crisis Act could be introduced if necessary.

This act may be implemented for a maximum of two years and would include significant policy changes, for example:

  • Those with an asylum status will no longer be given priority when social housing is allocated.
  • Asylum seekers who have been rejected are “deported as much as possible, including forcibly”.

This will also impact international students and workers, as tighter qualification requirements for highly skilled migrants mean fewer people will qualify for a visa.

READ MORE | The Netherlands has a new coalition: Here’s how it affects internationals and expats

Ultimately, the coalition is calling for a reduction of highly skilled migrants, asylum seekers and study migrants.

Tweet translation: Hope, courage and pride? More like: Despair, fear and weakness

National and international security

When it comes to keeping the Netherlands safe, the coalition wants to take a reinforced approach to organised crime.

They will introduce heavier penalties for terror, violent and sexual crimes, as well as increase the maximum sentences for juvenile criminals.

READ MORE | How safe is the Netherlands? The safety guide to visiting and living in Holland

As for their international policies, they state that “The Netherlands continues to support Ukraine politically, militarily, financially and morally against Russian aggression”.

And, in spite of the ongoing conflict Israel-Palestine conflict, the forming parties want to look into moving the Dutch embassy to Jerusalem.

READ MORE | Amsterdam’s pro-Palestine protests: in videos

While other countries have their embassies in Tel Aviv, the coalition stands by their potential Jerusalem move: “The Netherlands supports the right to exist and the security of the state of Israel.”

Lifestyle

The agreement does promote social security, improved debt assistance and (almost) free childcare.

However, if you’re looking to celebrate these changes with a night away in a Dutch hotel, the savings stop looking so good.

That’s because the VAT rate on hotel stays will return to 21% and will increase for other goods and services.

READ MORE | A tax on terraces? Here’s how it could affect you

However, you could swap the hotel for a cinema date since the VAT spikes will not apply here — or for other daytime recreational activities.

Climate and energy

And will there be new policies when it comes to climate and energy? Only if the existing goals are not achieved.

READ MORE | 14 dang smart ways to save on energy costs in the Netherlands [UPDATED 2024]

However, the coalition has agreed on one tangible target: they want to double the expected number of large nuclear power stations, increasing the number from two to four.

READ MORE | 9 surprisingly unsustainable Dutch habits 

So, nuclear energy is covered, but what about more sustainable options?

Well, heat pumps will not become mandatory as previously suggested, and subsidies for electric cars will be abolished next year — so we don’t have much good news for you.

Spending and governance

The agreement should also mean cuts totalling 14.7 billion euros per year, with expenditure (tax reductions and investments) reduced by 4.7 billion euros per year.

Has all this talk about targets already got you thinking about the next election?

READ MORE | The Dutch language guide to understanding Dutch politics

Well, one final major point from the agreement includes preparing a new electoral system for the House of Representatives.

So, by the time we know how successful these policies are, the way we vote next could change.

While these are the policies outlined by the new coalition government, it’s important to note that these may change as they try to put them into practice. 

That being said, you may want to strap yourselves in, it looks like it’s going to be a bumpy ride for internationals in the Netherlands.

What do you think of the new coalition and their agreement? Let us know your thoughts in the comments below.

The Netherlands has a new coalition: Here’s how it affects internationals and expats

Katrien Nivera 🇵🇭
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The Netherlands has a new coalition: Here’s how it affects internationals and expats

Following the general elections in November 2023, Dutch political parties have finally formed a coalition agreement. But what does it have in store for internationals and expats?

Outlined in a 26-page document, the coalition has laid out its plans for the next four years.

Here’s what they have to say about international students, expats, and immigration.

Restricting highly skilled and study migrants

Unsurprisingly, the new Dutch coalition has called for a reduction of highly skilled migrants and study migrants (aka international students).

How exactly? They want the reduction to be proportionate to what municipalities, education institutions, healthcare, and housing can support — whatever that means.

Who counts as a highly skilled migrant? A highly skilled migrant (knowledge migrant or kennismigrant in Dutch) is a migrant from outside the EU who comes to work in the Netherlands because of their specific knowledge or skillset.

Only companies recognised as sponsors by the Dutch Immigration and Naturalisation Service can apply for a highly skilled migrant visa on behalf of the migrant.

While expats can be from inside or outside the EU, highly skilled migrants are specifically from outside the EU.

However, if the new government has its way, the qualification requirements for highly skilled migrants will be tightened so that fewer people will qualify for such a visa.

There will also be a restriction on the number of international students accepted to bachelor programmes in the Netherlands. They will do this by:

  • Having more courses in Dutch,
  • Implementing a numerus fixus (fixed number of places) on foreign students,
  • Restricting who receives a basic student grant from the Dutch government,
  • Increasing tuition fees for non-EU students.

There is one silver lining, though: they won’t restrict international students if there is a labour market shortage in the particular field that they want to study.

READ MORE | What are the most in-demand jobs in the Netherlands in 2024?

More requirements for integration

If you were hoping to complete your integration soon, first off, congratulations!

However, the coalition plans to add a few more requirements to make integration more difficult:

  • The standard period to naturalise will be extended to 10 years regardless of permanent or indefinite residence,
  • Internationals who want to adopt the Dutch nationality must renounce their other nationality(-ies) when possible.

Now, here’s where you’ll want to pay attention.

In theory, the language requirement for the inburgeren (integration) exam, and therefore, naturalisation, will be increased from A2 to B1 for everyone.

This implies that this is regardless of when internationals began the integration process — however, we will have to wait and see how this looks in practice.

READ MORE | What language is the Dutch integration (inburgering) exam in 2024?

The new coalition will also crack down on “undesirable foreign influences” like weekend schools and regulate the volume of calls to prayer. Hmm, sound familiar?

Reforming the system

The document also lays out their plans for asylum seekers, describing their approach as “the strictest admission regime for asylum seeks and the most comprehensive package for the control of migration ever.”

The coalition aims to reform the entire asylum and migration system, with policy plans to require work permits for non-EU labour migrants, impose employer responsibilities for the housing of migrant workers, and potentially restrict the free movement of people within the EU in the case of EU expansion.

If needed, they may also implement an Asylum Crisis Act for a maximum of two years, which means:

  • People with asylum status will not get priority for social housing allocation
  • Rejected asylum seekers are “deported as much as possible, forcibly if necessary”

The coalition also mentions the abolition of the indefinite asylum permit, however, whether this step would fall under the Asylum Crisis Act, or their general approach, is unclear.

Of course, these are only tentative plans and agreements made within the coalition.

What will become of them, we have yet to see.

Will you be affected by the new Dutch coalition’s plans? Tell us what you think in the comments!

Moving to The Hague? Your employer may soon have to guarantee housing before you arrive

Lottie Gale 🇬🇧
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0
Moving to The Hague? Your employer may soon have to guarantee housing before you arrive

The number of expats in the Hague is rising. Now, the municipality wants employers to ensure expat workers have accommodation before moving there.

By deterring expats with such a requirement, the city hopes to prevent the housing market from becoming completely inaccessible for locals, the NRC reports.

According to Martijn Balster, the PvdA’s councillor for housing, “expats drive up prices and make housing unaffordable for middle and low income earners”.

Whether The Hague will actually succeed in implementing this new rule is yet to be seen. However, according to local politicians, it’s needed.

Catching up with Amsterdam

While it might be nice to be sandwiched between the seaside and lots of green space, it doesn’t leave much space for new homes in The Hague.

That’s partly why it’s the most densely populated city in the Netherlands. And out of 500,000 residents, around 70,000 are expats or migrant workers.

More and more investors are buying private homes in the city, which drives rent prices up. 📈

READ MORE | 7 questions about buying a house in the Netherlands, answered by a mortgage expert

Those who brave the high costs join a queue of 175,000 others also hoping to make the Hague their home.

READ MORE | Housing & rental scams in the Netherlands: the ultimate red flag guide

That’s why the municipality wants to take action to stem the flow of expats moving there.

Awaiting trial results

The Hague is not alone in wanting such a rule to be brought in.

In fact, the obligation was trialled in Rotterdam last year, and the results will soon be presented to outgoing Social Affairs Minister Karien van Gennip.

READ MORE | Is now the time to buy a house in the Netherlands? Here’s what the mortgage experts say

In the meantime, the municipality wants to focus on making the most of the city’s limited space by combatting vacancy and gaining control over the private ownership market.

Let’s wait and see what happens. 👀

What do you think of the Hague’s potential new requirement for expats? Let us know in the comments below.

This Dutch city wants to fine people €1,000 for littering — but is the Netherlands really that dirty?

Lyna Meyrer 🇱🇺
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This Dutch city wants to fine people €1,000 for littering — but is the Netherlands really that dirty?

Have you ever thrown the empty container of your FEBO chips onto the ground? Or maybe a cigarette butt? First, you should reconsider your morals. Second, this could soon result in your bankruptcy. 👀

Yup, you read that right. The Dutch city of Enschede is currently working on a ‘mega fine’ of €1,000 for anyone who dumps any waste onto the city streets.

Can’t afford that? Community service it is.

This elevated fine is meant to replace the current fine for littering, which is set at €160 nationwide (but rarely given out).

The majority of the city council has voted in favour. Now, in order to see this implemented, they need the approval of national politicians.

It all started with a vacation… 🚮

With this new law, Enschede wants to “become the cleanest city in Europe”.

Local city councillor Malkis Jajan came up with the idea after visiting Singapore, where very strict laws against littering are already in place.

Here, first-time offenders face a fine of up to S$1,000 (around €600), while repeat offenders will be fined up to S$ 2,000 (around €1,200) and community service.

“I noticed how incredibly clean it was there,” Jajan tells RTL Nieuws — “and when I came back to Enschede, I thought, ‘Isn’t it crazy that we’re so used to it not being clean here?'”

But… isn’t the Netherlands already super clean?

Well… yes and no.

On the one hand, the Netherlands is often praised for its clean streets, smart waste management system, and impressive efforts to clear streets after big events like King’s Day or Pride.

READ MORE | Recycling in the Netherlands: an international’s guide in 2024

But what if we take a closer look at our streets, trains, and public spaces like train stations or parks? 👀

It’s not uncommon to see garbage bags, empty cans, and bottles along the gum-covered streets, often torn apart by seagulls, spreading trash everywhere.

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Look familiar? Image: Depositphotos

Due to worker shortages, trains are also often plagued with overflowing garbage cans, while the platforms are no stranger to the odd McFlurry cup and cigarette butt.

And people are taking note. 👇

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by from discussion
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And it looks like this frustration is where Enschede’s idea is coming from. After all, it’s not exactly hard to hold on to our rubbish until we come across a garbage can.

And don’t we want to enjoy the beautiful Netherlands in all its clean, green, charming glory? 🌟

What do you think about Enschede’s new proposed law? Is it necessary or not? Share your thoughts in the comments!

This online savings platform is the solution to the Netherlands’ stingy savings rates

Sarah O'Leary 🇮🇪
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This online savings platform is the solution to the Netherlands’ stingy savings rates

While interest rates in the Netherlands are finally rising after years of sitting at an all-time low, when we look abroad, Dutch bank accounts still don’t have much to offer to savers! 

For those of us who have hoarded our cash, there are few options to earn much money on our savings in the Netherlands — which is dang ridiculous.

But hol’ up, cash collectors! There’s a solution that has come to town. Raisin gets you access to the best interest rates across the EU — no joke. You can store your money where it can really grow! 

What is Raisin? 

First things first, allow us to introduce you. Raisin is a savings marketplace — and it’s perfect for internationals on the lookout for the EU’s best savings products.

Photo-of-woman-using-online-banking-dsavings-platform-Raisin-to-manage-her-savings
Looking for a safe, online space to manage your savings? Raisin may be the answer for you. Image: Depositphotos

We hear you: what the hell is a savings marketplace?

Basically, Raisin is a savings broker that lets you put your savings into accounts of banks across the EU — without you having to leave your home, deal with language barriers, or remember login information for 10 different banks.  

Let’s put it this way: you have money in the Netherlands, but most Dutch interest rates are not worth your money (yeah, that’s right, you do deserve better!)

So, you join Raisin and find a bank somewhere else in Europe. Suddenly, you could be getting up to 35 times the Dutch interest rate!

READ MORE | More interest, more money: why saving money is now worth it again (and how to get up to 4.2% interest!)

Raisin has proven itself popular because it gives you access to these banks and their interest rates (without needing to worry about living in that country).

Savings accounts can be opened and managed fully online, and they’ve even arranged deals with banks to offer their clients a collection of the best interest rates in the EU — baller. 

Even better, Raisin is currently offering new customers an exclusive bonus of up to €100! To take advantage of this, simply use this link and enter the bonus code BEGIN100 when registering. Interested? Make sure to sign up before June 15, 2024.

Get that bonus

Why should you use Raisin as an international in the Netherlands?

If you’re reading this article, you’re likely an international in the Netherlands, just like us! So here’s what attracted us to Raisin — and why it may just be the right option for you. 

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Raisin is a great option for internationals who are looking to save in the Netherlands. Image: Freepik

Get exclusive access to the best interest rates

With Raisin, you have a wide range of savings accounts to choose from, and you can rest easy knowing that the deposited amount(s) will only ever grow — not decline. Raisin is tirelessly looking to find you the best interest rates that EU international banks have to offer.

Choose from a broad portfolio of savings accounts

Whether you’re looking for the security of high, fixed rates on term deposits, or good interest rates with maximum flexibility on overnight savings, Raisin can offer all of the above. Not sure what the heck any of that means? Let’s break it down for you. 

Raisin offers three types of savings products for international savers:

Overnight money accounts 

No, this isn’t somewhere for you to put your cash while you sleep. An overnight money account is essentially an account that you can open, add to, or withdraw from at any time, anywhere — and you can start using it immediately. It’s the most flexible option and is accessible to all as you only need €1 to open the account! (Checks back pocket, yep, we’re good to go!)

Currently, Distingo offers a freely withdrawable savings account with an interest rate of 3.31% per annum exclusively through Raisin!

Term deposits

A term deposit account is slightly more structured and less flexible than an overnight money account. You deposit a fixed amount of money for a fixed amount of time. Usually, this means you cannot add or withdraw money from the account during the term, but it also means that the bank is willing to offer you a higher fixed interest rate!

Savings accounts with conditions 

Landing somewhere between the above two options in terms of flexibility is the option to open a savings account with conditions. With this option, you can deposit a fixed amount that can only be withdrawn in its entirety.

There is no fixed term for the account, but there is a short notice period if you do decide to withdraw the deposit. 

Unsure of which account to take out? Check out this helpful overview and comparison.

What all three of the above options have in common is simple — some of the highest interest rates that EU banks have to offer!  

Set up multiple savings accounts with banks across the EU

What’s more, through one single Raisin account, you can set up as many savings accounts with as many banks across the EU as you want — completely for free.

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Who says you have to set up just one account? mage: Freepik

Yep, that’s right. There are no costs involved in setting up your Raisin account. In fact, they will even cover the costs of any international Euro transfers that you may have to make upon choosing a term deposit account! 

All across the EU, your money is guaranteed up to €100,000

While your savings may be off backpacking in a (for example) French or Estonian bank account, you can take a relaxing breath and know that, while your savings are off getting cultured, they won’t disappear on you. 

READ MORE | Dutch savings accounts: banks with the best interest rates

Anything up to €100,000 per account holder per bank (or the equivalent amount in local currency) will be protected by national, statutory deposit guarantee schemes in accordance with EU guidelines — no matter what happens to the bank where your money is lodged. 

Allow your savings to grow — without the risk of investing

If we’ve learned anything in the past year, it’s that the world can be a pretty unpredictable place. It makes the prospect of investing in property or the stock market all the more unappealing. 

READ MORE | Investing in the Netherlands: 7 great apps for getting into stocks

However, it’s good to know that, thanks to high-interest rates, your money can continue to grow steadily in value once you place it in a savings account with Raisin. You can leave your money be, and watch your balance rise — and no rebellion on Reddit or a tweet by Elon Musk will change that. 

TIP: If you’re looking to find some of the best fixed interest rates, Raisin also has some pretty sweet deals with Privatbanka!

Handle your savings completely online 

If you’ve been an international with a bank account in a different country, then you know the struggle of trying to update your personal information or making international transactions — things just aren’t as simple as using online banking. 

Photo-of-woman-sitting-at-desk-looking-at-laptop-using-Raisin-banking-online-savings-platform-in-Netherlands
You can set up an account with Raisin for free — and manage your savings all from the comfort of your own home! Image: Depositphotos

With Raisin, you won’t be expected to fly across the world to handle simple matters — it’s all online, no trips to the bank needed. 

Sign me up! 

Finally found a place that your savings can call home? We’re glad. You can open up a free account with Raisin now and take advantage of their €100 bonus for new users in three easy steps.

  1. Create an account* — You can register your account by filling your details into the provided form. 
  2. Login — Once you have selected your username and password, login and identify yourself. 
  3. Send on your proof of address — Upload or email something that verifies your address. 


Their website also offers all its key documents in Dutch and English, and you don’t have to worry about getting lost in translation — their customer service will operate in English if that’s your preference!

Listen, we know managing your finances is hard, especially when you’re trying to do so in a foreign country — but that’s why services such as Raisin exist. You got this! 💪

Have you tried Raisin before? Tell us about your experience in the comments below! 

* Residents of the United States of America (USA), so-called Permanent Residents, as well as holders of a Green Card (anyone who is considered a “US person”) are not entitled to access the offers due to extensive regulations regarding the transfer of data under FATCA regulation.

Feature Image: AlleSerebrina/Depositphoto

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