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The Dutch job market in 2026: What expats need to know

The Dutch job market is entering 2026 in a slightly different mood than in the past few years.

For the first time since 2021, job seekers now outnumber available vacancies — even as employers remain surprisingly optimistic about hiring, based on recent labour market insights.

Confusing? A little. But there’s no cause for alarm. 

Think of it less as a downturn and more as a reset after years of unusually high demand. For internationals, that means opportunities to find a job in the Netherlands are still there — but you’ll need to be sharper about how you approach them.

Looking for a job in the Netherlands? Specialist recruitment agency Undutchables has been helping internationals find roles in the Netherlands for decades — particularly in sales, customer support, and multilingual positions. Explore current vacancies.

The big picture: a market cooling down, or just levelling off?

Let’s start with the numbers.

At the end of 2025, the Netherlands had around 380,000 job vacancies, while unemployment rose to roughly 4%, the highest level in four years.

But here’s the twist: 37% of Dutch employers still expect to expand their workforce in 2026, placing the Netherlands among the most optimistic hiring markets globally, according to the latest employment outlook.

So what’s going on?

In short, the labour market is restabilising. During the post-pandemic years, companies were scrambling to hire, often lowering requirements and speeding up recruitment processes just to fill roles.

That extreme shortage is easing, so employers are becoming more selective again.

For expats, this means the “walk into a job” era is largely over. But a strong, stable job market remains firmly in place.


Where the jobs actually are (and aren’t)

Not all sectors are moving in the same direction — and knowing where demand is strongest can make a huge difference.

Sectors still hiring heavily

Some industries are still actively looking for talent.

According to the latest outlook, the top hiring industries are:

  • Hospitality, with around 64% of employers planning to hire
  • Construction and real estate, at roughly 56%
  • The public sector and healthcare, which continue to face structural shortages

These sectors are driven by long-term demand, from housing shortages to pressure on healthcare systems.

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Jobs in hospitality are still easy to come by. Image: Freepik

Another key trend? Language skills are gold.

Many Dutch companies operate internationally and are actively looking for people who speak other languages, especially German and French, particularly for roles in sales, customer support, and market-specific positions — something consistently highlighted in international recruitment trends and expat job market guides.

For internationals, this is a major opportunity. Being multilingual or having specific knowledge of and experience with markets outside the Netherlands can give you a serious edge over local candidates.

Sectors slowing down

At the same time, some industries are cooling.

According to the latest employment outlook, hiring intentions are softening in:

  • Trade and logistics
  • Business services
  • Financial services
  • Parts of the tech sector

That doesn’t mean there are no jobs, but competition is increasing, and employers are raising expectations.


AI: your new colleague, your competition, or both?

Artificial intelligence is no longer a future trend. It’s already reshaping how work happens in the Netherlands.

Around 61% of companies are already using AI in areas like hiring, onboarding, and training, according to the latest workforce insights.

At the same time, CBS data on AI use shows that:

  • 43% of workers already use AI tools daily
  • 41% believe AI could take over parts of their job

So… should you be worried?

Not necessarily.

Research suggests that AI is more likely to enhance jobs rather than replace them entirely, particularly in sectors like healthcare, logistics, and customer support.

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AI fluency will be vital in the future. Image: Freepik

In practice, companies are taking different approaches:

  • Some are experimenting with fully automated recruitment processes
  • Others are using a hybrid model, combining AI with human recruiters

The takeaway?

AI isn’t replacing you — but candidates who use AI effectively will likely outperform those who don’t.


The end of the easy freelance life: what the Wet DBA means for ZZP’ers

If you’re freelancing in the Netherlands, 2026 comes with some important changes.

The Wet DBA is now being actively enforced. Essentially, the government wants to prevent false self-employment, where someone works like an employee but is technically hired as a freelancer.

From 2026, enforcement is tightening further. Companies and individuals can now face fines, not just back taxes.

On top of that, upcoming legislation like Wet VBAR introduces stricter rules, including a presumption of employment for lower-paid freelancers.

For expats, the message is clear: freelancing is becoming more regulated, and compliance matters more than ever.

Freelancer looking for flexible projects? Try U-Connect from Undutchables, a platform that connects freelancers looking for work with companies looking to hire. Find your next project.

Skills over degrees: how Dutch hiring is changing

Another big shift in the Dutch job market is how employers evaluate candidates.

More companies are moving towards skills-based hiring, focusing on practical ability rather than formal qualifications.

This is particularly good news for internationals.

Degrees don’t always translate neatly across borders, but demonstrable skills and digital literacy are becoming more universally valued.

And then there’s LinkedIn.

In the Netherlands, recruiters actively use LinkedIn to find candidates — meaning a strong, optimised profile can significantly boost your chances, especially if you highlight your transferable skills.


Tips for expat job seekers in 2026

So, how do you actually land a job in this more competitive landscape?

Learn Dutch — even a little

You don’t need fluency, but reaching B1 level can significantly improve your chances.

Network like it’s your job

Cold applications often have response rates below 1%, while warm introductions can reach 20–30%.

Don’t be afraid to follow up

A simple follow-up message or call can make a strong impression and show initiative — something Dutch employers value.

Focus on expat-friendly sectors

Sectors that consistently welcome international talent include:

  • Pharma and life sciences
  • Tech (especially backend and AI roles)
  • International organisations
  • Multilingual customer-facing roles

These trends are widely reflected in Dutch labour market reports and expat hiring data.

Watch out for dodgy recruiters

Red flags — like upfront fees or vague contracts — could be a sign of a scam listing or a company that doesn’t value its clients or employees.

Check to see if the recruiter appears legitimate on LinkedIn, is listed on the company’s website, or, for employment agency recruiters, is listed with the ABU or NBBU. 

Highlight transferable skills

Employers increasingly value:

  • Communication
  • Problem-solving
  • Cross-cultural experience
  • Digital literacy

These often matter more than local experience alone.


So… what does this all mean?

The Dutch job market in 2026 isn’t worse — it’s just different.

There are still hundreds of thousands of vacancies, and companies are still hiring. But the days of easy wins are fading, replaced by a more balanced and competitive environment.

For expats, that’s not bad news.

It just means being more intentional:

  • Choosing the right sectors
  • Building the right skills
  • Approaching your job search strategically

Do that, and you’ll find that the Netherlands remains one of the most accessible and opportunity-rich job markets in Europe.

Have you noticed changes in the Dutch job market in 2026? Share your experience in the comments below!

Swimming in Amsterdam’s canals: what you need to know

Fancy a swim in a canal in Amsterdam? Maybe think twice. While those dreamy canals may look perfect for a refreshing dip, they’re full of dangers and questionable water quality — you’ll also need to break a few rules along the way. 

That being said, it’s surprisingly common for the Dutch to flaunt the rules and take a swim in an Amsterdam canal.

If you’re curious about where you can cool off in the Dutch summer, we’ve got all you need to know about swimming in Amsterdam’s waterways.

Are Amsterdam’s canals clean enough to swim in?

While Amsterdam’s canals are cleaner than ever before, we still wouldn’t recommend swimming in them because of poor water quality. They are not an official swimming location, so officials don’t test the canal water.

However, a 2018 investigation found that Amsterdam’s canals aren’t just a tempting source to cool off, but also have some nasty bugs floating inside.

Following an outbreak of gastroenteritis after an official swimming event, water samples at four canals in Amsterdam tested positive for norovirus type 1 and rotavirus. Yikes! 😬

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Does swimming in these murky waters really seem all that tempting? Image: Depositphotos

Researchers suspect that this is especially a problem after a few days of heavy rainfall when the sewage system overflows into canals. Meanwhile, the same hot weather that pushes people to swim in canals also encourages the bacteria to multiply.

So will you emerge from a canal dripping with dirt and slime? Unlikely. But you may be feeling pretty sick afterwards. Regardless, many Amsterdammers are happy to take a refreshing swim on a hot day, but maybe they’re the ones with recent tetanus shots. 🤮

Dutch canals were historically used as dumps and sewers

Yes, you read that right. In the Dutch Golden Age, Amsterdam’s canals were an all-in-one toilet and garbage dump — innovative, right? When people had garbage, they would chuck it into a canal without a second thought.

READ MORE | 11 gross things Dutch people do

Even worse, that rubbish would join all the sewage that had a one-way ticket straight to the canal via Amsterdam’s pipes and gutters.

Attempts to clean up Amsterdam’s canals for swimming

While Amsterdam’s canals may not be entirely clean or safe now, there are attempts to make them swimmable in the future.

The Amsterdam Water Vision 2040 (Watervisie Amsterdam 2040) outlines plans and goals for Amsterdam’s water. One of those goals is creating more swimming areas in pools, city parks, and the IJ river.

First, however, water will have to meet the quality requirements. To do so, Amsterdam needs to implement wastewater collection in marinas and ensure tour boats and personal boats reduce pollution in the water.

In addition to cleaning up the water, the municipality will also be working on improving access to the water by constructing jetties, stairs, and sloping banks.

Is it safe to swim in Amsterdam’s canals?

Poor water quality isn’t the only thing lurking in the canals of Amsterdam. Don’t let the serenity of the waterways fool you — hazards are present. There are casualties every year from swimmers in Amsterdam’s canals.

Here are some, according to Rijkswaterstaat:

  • When swimming, it’s difficult for boats to see you. Skippers can see about 350 metres in front of their boat, but the head of a swimmer that far away is just a small dot. Large ships cannot slow down or swerve quickly.
  • Passing ships can generate a strong undertow that can suck a swimmer underneath.
  • Similarly, a passing ship can suck water from the shore, forcing it to rise to half a metre when it flows back.
  • Currents exist in rivers and canals, particularly in low water levels during the summer.
  • Canals are often very deep, with no place to rest. If a swimmer has cramps, they may find it difficult to return ashore.
  • Strong fluctuations in the water temperatures in canals could cause hypothermia.
  • Jumping off bridges is very common in Amsterdam — but also very dangerous. Murky water means you can’t estimate the depth, and objects on the bottom may be hidden.

Can I legally swim in the canals in the Netherlands?

Short answer: no. Technically, it’s not legal to swim in Amsterdam’s canals because of the passing boat traffic.

You’re at risk of a €170 fine if caught swimming or jumping off bridges near:

  • the fairway of rivers,
  • channels,
  • waiting areas or mooring places for ships,
  • a bridge, sluis (where the water height is regulated), buoy line, or dam,
  • a ferry route,
  • around and inside ports,
  • fast sailing areas,
  • places that are specifically designated as prohibited areas
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Boat traffic in the Netherlands is especially high on celebrations like King’s Day. Image: Depositphotos

Are there animals in the canals in Amsterdam?

Is it the creepy-crawlies (or more slithery creatures) going undetected beneath the surface that concerns you? Or perhaps you can’t quite shake that story you were told as a child about sharks in Dutch waters?

Well, the waters of the capital are indeed teeming with diverse wildlife, from fish to birds, but don’t worry — they’re not known to be harmful.

Feathery and scaly friends alike might be paddling alongside you, and in all fairness, they’re the ones with a legal right to be there. 👀

READ MORE | Wildlife in the Netherlands: a Dutch safari

On that note, look out for hurtling fishing rods if you do decide to take a dip. Though you need a licence in most parts of the city to fish in the canals, you might see a few fishermen dotted along the canal walls.

How deep are the Amsterdam canals?

On average, canals in Amsterdam are about 2.6m deep. So it’s not a “dip your toes in” kind of paddle. 🌊

About one-third of the Netherlands is below sea level, and almost 20% used to be completely underwater — but that doesn’t mean they’re natural-born swimmers (cycling, on the other hand…).

READ MORE | Dutch Quirk #124: Not care about the fact that they’re living below sea level

In fact, each year, around 18 people drown in Amsterdam’s canals, according to Metro.

So while they aren’t exactly bottomless, be careful of their depth, especially if you happen to be strolling close to the edge when drunk.

Should I swim in a canal in Amsterdam? The bottom line

We’ve already discussed the questionable water quality, the hazards, and the risk of a fine. Yet, every summer, Amsterdammers are seen swimming in the canals. And when you’re faced with a blistering hot Dutch summer (like in recent years), sometimes people take a risk. 

So can you swim in the canal? Ultimately, it’s your decision. But keep in mind that the water isn’t particularly clean or safe, and swimming isn’t legal.

Getting in and out of the canals can also be problematic given the height, but there are often ropes for this — don’t just walk across people’s boats. Whatever you choose, make an informed decision. 

Feeling sweaty and don’t know where else to go? Keep reading, because you do have other options. 😉

Where else to swim in Amsterdam

The past few summers in the Netherlands have seen shocking heatwaves that have left residents looking for other ways to cool off, particularly considering the lack of air conditioning in Dutch houses.

Luckily, if you decide not to take the risk of swimming in a canal in Amsterdam, you have some great other options inside and outside of the city. 

READ MORE | Wild swimming in the Netherlands: the best spots for a dip

First up, you can check out the Zwemwater app or website. This has municipality-approved swimming places in Amsterdam. It’s important to note that this is not an exhaustive list of where to swim, just approved locations. 

If you can’t find something that takes your fancy on Zwemwater, you could also consider a trip to a lake — there are heaps of magnificent lakes in the Netherlands that are perfect for cooling off in.

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The lake Nieuwe Meer is perfect for a swim and is just outside Amsterdam city centre. Image: Brin Andrews/Supplied

If a lake day isn’t your style, perhaps a beach is. The Netherlands may not be your first thought when you think of beaches, but the country hosts a huge coastline — and there are plenty of stunning beaches along the way.

You can even find some great Dutch surfing spots if you’re a pro at hanging ten! (That’s surfer for catching rad waves.)

If you’re not feeling like swimming in the wild, you can also take a chlorinated dip and check out some of the best swimming pools in the Netherlands

Have you swum in the canals of Amsterdam? Or would you not dare? Tell us your thoughts in the comments below! 👇

Dutch environmental defence leader who led movement against Shell joins Tata Steel

Donald Pols, director of the Dutch environmental organisation Milieudefensie, has left the group to begin work at Tata Steel. 

According to NOS, he has accepted the role as Director of Sustainability, starting on June 1. 

Internally, his decision has caused frustration within the organisation. Under his leadership, the Milieudefensie led the charge against polluters such as Shell, Vattenfall, ING, and many others. 

His decision is a significant break with the group, which lists Tata Steel as one of 28 major polluters with which Milieudefensie is at odds. 

Tata Steel’s link to multiple health hazards

As confirmed by the RIVM (Dutch National Institute for Public Health and the Environment), Tata Steel’s emissions have been linked to a myriad of public health and safety issues. 

From noise, dust, and odour to more serious issues like high nitrous oxide levels, the company has faced scrutiny for years. 

Residents of the IJmond, a coastal region of the Netherlands where Tata Steel operates, are “concerned about the health effects of Tata Steel’s activities,” according to the Province of North Holland

The Milieudefensie has also criticised the company in the past for receiving climate subsidies despite having an improper climate plan. 

Critics dub Tata one of the “largest polluters”

Pols’s decision to accept the position has been fraught with controversy. 

Marty Smits, chairman of the Supervisory Board for the Milieudefensie, said in a statement that the group is “surprised and deeply disappointed by his decision to join Tata Steel, one of the largest polluters in the Netherlands.” 

Pols, on the other hand, argued in a press statement that his previous experience with putting “external pressure” on polluters is exactly what qualifies him for the new role. 

“At Tata Steel, I have the opportunity to demonstrate that industrial sustainability is not only enforceable but can also be driven from within,” he said. 

What do you think of Pols’s decision? Let us know in the comments! 

What are your rights as an international working in the Netherlands? We asked the experts

When moving to a new country, there are a lot of things you may not think about at first — even though they will greatly affect you. An example? The local employment laws.

We’re sorry for coming at you with such Dutch directness, but it’s true: the intricacies of Dutch labour law aren’t always easy to wrap your head around (especially as non-Dutch-speaking expats like us 😉).

That’s why I asked the experts! From sick leave to dismissal and from obligations to rights — I sat down with GMW lawyers to discuss the most important things to know as an international working in the Netherlands. 

Meet the experts

Founded in 1989, GMW lawyers is a law firm based in The Hague offering various legal services. 

I had the pleasure of meeting two of their best employment lawyers, Godelijn Boonman and Seliz Demirci, at their charming office to chat about Dutch labour law.

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I asked all the most burning questions. Image: DutchReview

Having worked in employment law for more than 33 years, Godelijn tells me that she “enjoy[s] working with internationals because it always brings me to another country.” After all, “employment law is employment law,” she smiles, “but it’s the people with whom I work that make all the difference.”

READ MORE | Everything you need to know about mediators in the Netherlands

Seliz, who also specialises in employment law, agrees: “Working with internationals is refreshing. It’s nice to get an international perspective on how we do things here in the Netherlands.”

Now, the question is: How do they do things here in the Netherlands? What do expats need to know? What should we be wary of? I asked all the questions; here’s what Seliz and Godelijn had to say. 👇

So, what do internationals need to know about working in the Netherlands?

Naturally, working conditions, culture, and employment law vary greatly per country. That’s why it’s a great idea to read up on the local legislation before accepting a job abroad. 

When it comes to the Netherlands, you’ll be happy to hear that your working conditions will most likely be similar — or better! — than those in your home country. 

“Overall, we have a very strong protection of employees in the Netherlands”, says Godelijn — “not like in the US and the UK, for example. Internationals are usually happily surprised.”

☝️ In the Netherlands, your employer can’t fire you ‘just because’

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In almost all cases, your boss first has to give you the opportunity to improve. Image: Depositphotos

Firstly, you should know that you can’t get fired in the Netherlands just because your boss’s cat got sick in their bed that morning. Your boss must provide a solid case for why you should be let go. 

“What makes a big difference in the Netherlands is our closed dismissal system,” Seliz explains. “We have nine legal grounds stipulated in law — and an employer needs to stand on at least one of them (or a combination of them) to be able to let someone go.”

Each of these legal grounds also comes with specific obligations for the employer. “For example, if an employee underperforms, the employer has to give them a chance to improve.” 

“That means you cannot fire someone just because you don’t like them”, she tells us. 

READ MORE | Unfair dismissal in the Netherlands: What you need to know [2026 guide]

In general, employees in the Netherlands aren’t fired willy-nilly, and if you have a permanent contract and don’t agree with the dismissal proposed by your employer, then the only way you can be let go is in court.

The only exception to this rule is if you are a statutory director, in which case the shareholders can dismiss you without first going to court.

🤧 You can get sick pay for a very long time

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Feeling sick or burnt out? As part of your employee rights in the Netherlands, you will still receive a salary. Image: Depositphotos

Another important aspect of your work rights in the Netherlands is your right to sick leave (ziekteverlof in Dutch). 

“The internationals I speak to are always surprised by this,” says Seliz.

Why? Well, in the Netherlands, your employer is obligated to pay you a whopping two years of sick leave if you fall ill and cannot do your job. 

By law, your Dutch employer must continue paying at least 70% of your salary (up to a maximum monthly wage, which is now €6,617.44 gross) — and many employers even choose to pay the full amount during the first year of illness.

Also good to know: In the first year you are sick, you are entitled to at least the minimum wage, even if this is more than 70% of your salary. In the second year of illness, your sick leave paid may be less than the minimum wage.

Dutch labour law is elaborate and complex — but it’s good to know that, in most cases, the law is on the employee’s side. 😉 Got any questions about Dutch law or a specific situation you’d like to discuss? Geen problem!

👩‍💻 Working from home is not a right in the Netherlands

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This one may come as a surprise, but your Dutch employment rights do not include the right to work from anywhere. Image: Depositphotos

I’ll be honest: For the longest time, I was convinced that the right to remote work was legally prescribed in the Netherlands — but it’s not.

Yup, although the Netherlands is often dubbed the “WFH capital of Europe”, and almost 75% of employees in the Netherlands work remotely at least some of the time, “it is not a legal right to work from home in the Netherlands”, says Godelijn. 

That being said, there’s no need to worry. Especially since the COVID-19 pandemic, most employers in the Netherlands allow their workers to work from home on at least a part-time basis. 

Let op: working from home means working from home, as the lawyers tell me — unfortunately, you can’t just bog off to Thailand for 8 months and work from there (sorry!). 

The Dutch government had previously proposed a “working from anywhere” law, but this was rejected.

Good to know: If working from home is not the norm in your company, you can simply make a request to work remotely with your employer. This request must be made in writing two months ahead of time, and your employer can only reject it for valid business-related reasons.

🇳🇱 Cultural differences will affect you in the workplace 

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Letting loose at the work borrel? Make sure you still behave (somewhat) professionally. 😉 Image: Depositphotos

It’s no myth that the Dutch are famously direct. “That’s the first thing internationals have to be aware of when working in the Netherlands”, Godelijn laughs. At the same time, Dutch work culture is very non-hierarchical.

In the workplace, this combination can be lethal — or, well, it can end in conflict. Godelijn explains: “A lot of Dutch people need to learn that their jokes can harm people, even if they think it’s just a joke.” 

“A Dutch employer once called me about a joke that was made on the work floor. A person had made fun of an Asian employee for not being able to pronounce the English “r”-sound.” 

She adds: “The Dutch person just didn’t understand how that was a problem. To him, it was ‘just a joke’.” That’s how cultures can clash and situations can get sticky. 

three-woman-sitting-at-table-laughing-during-an-interview-with-employment-lawyers-from-GMW
“Especially Christmas parties seem to have a bad reputation.” Image: DutchReview

Seliz agrees: “Internationals often say that Dutch people make a lot of silly jokes. We want to keep things gezellig — but in other countries, jokes aren’t made that freely, especially not at work”.

At the same time, Seliz and Godelijn agree that “internationals can sometimes be a little sensitive sometimes, too.” 

“Yes, sometimes things should be done differently,” Godelijn says, “but a lot of the time, it’s not as serious as internationals make it out to be. Both sides need to adjust to each other.”

Did you know: Conflicts like these don’t always require a legal battle. Instead, it may be a good option to talk to a mediator or to make an internal complaint. “My tip for internationals,” says Seliz: “always communicate openly with your employer”.

📑 If your one-year contract doesn’t get extended, your employee rights are limited

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Contract up? You may just have to pack your things. Image: Depositphotos

Although, in most ways, the Netherlands is a true haven when it comes to employment law, one big issue still affects many international employees in the Netherlands: temporary contracts.

Especially for internationals who have moved their whole life to a different country, not knowing for how long they will be employed can be a very stressful situation.

But why are temporary contracts such a big thing here? 

“It’s probably because of the many employee-friendly clauses in Dutch employment law”, Godelijn thinks. “Because employees are protected in such a high way, employers are often wary when starting with new employees.”

She explains: “Legally, companies can offer three one-year contracts before someone has to be given a permanent contract, but decent employers usually don’t wait out the three years. They should do one year and then move onto the permanent contract.”

The bad news? If a one-year contract runs out, “there are no legal obligations because the contract ends by operation of law.” 

That means there will be no severance pay other than the statutory one, which amounts to 1/3rd of a month’s salary per worked year. Even if you are sick, your employer can simply let your contract run out. 


What is your experience with the Dutch job market? Share your thoughts in the comments!

WHO confirms Dutch woman died from hantavirus on cruise ship

Three people are dead and at least four more are suspected to have fallen ill after a hantavirus outbreak on the Dutch cruise ship MV Hondius.

The World Health Organisation has now confirmed that a Dutch woman from Friesland was carrying the virus when she died.

Her husband (who also passed away) is strongly suspected to have had the virus, though laboratory tests have not yet established this.

A German woman also died on board, bringing the total number of fatalities to three.

The WHO’s first report on the outbreak also identifies a man currently hospitalised in South Africa as a verified case. This brings the WHO’s count to two confirmed cases, five probable cases, and three deaths.

149 people are stranded near Cape Verde

The MV Hondius, operated by Dutch expedition company Oceanwide Expeditions, is anchored near Praia, the capital of Cape Verde. No one on board is allowed to disembark.

The ship set out around three weeks ago with roughly 150 passengers, heading to the South Pole and the Falkland Islands.

Symptoms of hantavirus first appeared onboard on April 6, when the 69-year-old Dutch man developed a fever, headache, and mild diarrhoea. His condition worsened rapidly, and he died five days later after developing severe breathing difficulties.

Of the 149 people from 23 countries still on board, passengers have been told to stay in their cabins and keep their distance from one another.

According to NOS, tests have been carried out on everyone, but results are not yet known.

Among those with probable infections are at least one Dutch crew member and one British crew member, both suffering from high fevers and other symptoms.

Evacuation being prepared, but not yet confirmed

According to a press release by Oceanwide Expeditions, Dutch authorities are actively preparing to evacuate two symptomatic crew members and one person who travelled with the deceased German passenger.

Two specialised aircraft with medical equipment are being readied, though the company stressed the operation is not yet finalised.

What is hantavirus?

Hantavirus is a rare virus usually spread through contact with infected rodents, more specifically, their urine, saliva, or droppings.

It doesn’t pass easily between people, which is why the WHO considers the risk to the general public to be low.

Want the latest Dutch news to come zooming through the internet to your inbox? Dat kan! Subscribe to DutchReview’s weekly roundup 📮

Switching bank accounts in the Netherlands: the full guide

Whether you’re chasing better interest rates, a slicker app, or lower monthly fees, switching bank accounts in the Netherlands is easier than you’d expect — and there’s even an official service to do most of the heavy lifting.

Here’s everything you need to know about the process, including the steps involved, the general timeline, and some helpful tips.

When (and why) to switch your Dutch bank account

Before we delve into the process of switching bank accounts, let’s highlight how saying “doei” to your existing account might be a good idea.

Traditional Dutch banks charge monthly account fees, and while a few euros a month might not seem like a big deal, those costs add up. For money-savvy internationals, neobanks and fintech firms offer free plans or significantly more features for the same price.

READ MORE | The best banks in the Netherlands for internationals in 2026

And, if your cash is sitting in a Dutch savings account earning next to nothing while other platforms offer more competitive rates, that’s money quietly slipping away. Switching to a bank that offers a higher interest rate can make a big difference in the long term.

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If you travel frequently, a bank with multicurrency accounts and low-cost foreign transfers would be a great asset. Image: Freepik

Beyond fees and interest rates, there are plenty of reasons that are (quite frankly) more personal.
No one wants to scramble for Google Translate just to navigate their banking app, so the availability of English-language support is another major motivator to switch banks.

Similarly, you may want a bank that offers ethical investment opportunities, multicurrency accounts, or easier international transfers.

Good to know: You needn’t worry about how switching banks will affect your credit score.

As the Netherlands has no credit score system, changing banking platforms has zero impact on your creditworthiness — a relief if you’re used to the anxiety-inducing credit checks common in the UK or US.

Thinking of switching? bunq lets you open an account in minutes, without needing a BSN upfront. Everything runs through a slick app that supports up to 38 languages, so you’ll never find yourself puzzling over a Dutch-only notification at an inconvenient moment.

How the Dutch bank switching service (Overstapservice) works

The Overstapservice (or switching service in English) is a joint initiative by several Dutch banks, and it heavily simplifies the process of changing banks.

The service ensures that payments continue to proceed smoothly for a period of 13 months after you switch from one account to another. Transactions are transferred to the new account, and creditors are informed of the new account number (i.e. IBAN).

Most international-friendly Dutch banks, such as bunq, ABN Amro, Revolut, and ING, participate in the Overstapservice. You can view the full list of participating banks on the official website.

woman-holding-dutch-bank-card-while-switching-banks-via-netherlands-overstapservice-bank-switching-service
Although most major Dutch banks take part in the Overstapservice, foreign banks do not. Image: Freepik

However, let op: the Overstapservice only works between Dutch banks with Dutch IBANs. If you’ve got a German IBAN with Deutsche Bank and you’re trying to switch to bunq, you’ll be unable to use this switching service.

Switching your Dutch bank account: a step-by-step guide

Here’s how to make the switch, from opening your new account to closing out your old account cleanly.

Step one: Open your new bank account

Your first port of call is opening a new bank account.

Most Dutch banks let you open an account via their mobile app or online banking portal, which can shorten the process to a matter of minutes.

To ensure that the process is as seamless and stress-free as possible, be sure to have all your necessary documents with you. You’ll likely need:

  • Your BSN,
  • Your ID or passport,
  • Proof of address, and
  • Proof of enrollment if you’re a student.

Make sure your new account is fully set up before you kick off the Overstapservice.

The good news: if you’re switching to bunq, most of the hard work is already done for you.

bunq is fully registered with the Overstapservice, meaning your direct debits, incoming transfers, and recurring payments are all moved across automatically — no chasing, no paperwork.

Step two: Submit an application with the Overstapservice

Once that’s done and dusted, it’s time to submit an application to switch accounts.

This is generally done through your new bank by filling out a physical or digital application form.

woman-selects-starting-date-for-dutch-overstapservice-bank-switching-service
You can even fill out the Overstapservice form online and choose your preferred start date. Image: Freepik

You can choose a preferred start date up to three months in advance from when you submit the form. If you’d like to close down your old bank account, you’ll need to indicate this on the form.

You’ll receive a notification as soon as your application has been received, but do note that it can take up to two weeks for the switching service to officially begin.

Step three: Wait while your payments are moved

After you’ve submitted the form, it’ll take some time for both banks to verify and process your data.

Has your data been given the stamp of approval? Hoera, the Overstapservice is now in progress.

This service runs for 13 months, during which the Overstapservice will forward your new IBAN to any individuals or businesses that want to transfer money to you. If you’ve approved direct debit services for any payments, these will begin drawing from your new account.

Step four: Double-check your subscriptions and recurring payments

While the Overstapservice is in effect, there are also a few things you may need to arrange yourself.

Firstly, your old bank will forward you an overview of scheduled payments and upcoming direct debit requests. Check this overview carefully.

woman-checking-up-on-her-recurring-payments-as-she-activates-dutch-bank-switching-service
Always double-check that your regular payments and direct debits have shifted to your new account. Image: Freepik

Has a payment not been listed? You’ll have to arrange this with your new bank.

Next, be sure to inform government organisations (such as the Belastingdienst) of your new IBAN, as these typically aren’t covered by switching services. If you’ve got an employer or clients, you’ll want to keep them in the loop, too.

Step five: Close your old bank account

Eindelijk! If you’ve double (and triple) checked that your payments are properly transferred and everyone’s been informed of your new IBAN, it’s time to shut down your old bank account.

Make sure to transfer any remaining funds to your new account, and download any bank statements you might need. Depending on your bank, you will likely need to have a €0 balance.

For most Dutch banks, you can close your bank account via their mobile app, online banking portal, or in person at your local branch. Are you (temporarily) out of the Netherlands? You can also send a letter by post.

What happens to your old IBAN?

Once you’ve switched banks in the Netherlands, you’ll be granted a new IBAN — there’s no porting your old number across.

If you’ve opted to shut down your old account, your old IBAN will no longer be in use.

photo-of-woman-holding-bank-card-pays-online-using-laptop
Helaas, it’s impossible to transfer IBANs. Image: Depositphotos

This means that if someone still tries to send money to it, their payment will bounce, and they’ll receive a message stating the IBAN is no longer in use.

Handy tips for switching your Dutch bank account

While switching bank accounts in the Netherlands is generally a seamless process, a few oversights can quickly muddy the waters. To save yourself the stress and headaches, follow the tips below:

Keep a small balance in your old account for a while

Even with the Overstapservice running, the odd direct debit may still try to come out of your old account.

If funds are still being withdrawn from your old account and there’s no balance, you could quickly find yourself in the red. Try keeping a certain amount of money in your old account until all your payment requests and direct debits have been updated.

Save copies of important bank statements from your old account

Once your old account is closed, accessing your past transaction data may be tricky or downright impossible.

photo-of-woman-doing-her-own-taxes-in-front-of-laptop-as-freelancer-in-the-Netherlands
If you’re a freelancer, you may need to keep your old account statements. Image: Freepik

It’s wise to download statements going back at least a year before you shut your old account down, especially if you’re self-employed or need records for tax purposes.

Let your employer or clients know about your new IBAN

While the Overstapservice will generally redirect incoming payments to your new IBAN, this redirect ceases once the switching service is complete.

Update your employer, clients, or anyone else who pays you directly so your new IBAN is on file as soon as possible.

Make sure your digital wallet is connected to your new IBAN

Apps like Apple Pay, Google Pay, and Tikkie are linked to your current account, so remember to update these after you switch banks.

Once your old account closes, your old debit card stops working — and so does everything connected to it.

Have you recently switched Dutch bank accounts, or are you thinking about making the move? Share your thoughts and questions in the comments below.


Switching bank accounts in the Netherlands: Frequently asked questions

Do I get a new IBAN if I switch Dutch bank accounts?

Is switching bank accounts free in the Netherlands?

Should I open a new Dutch bank account before closing down my old account?

Dutch code yellow issued for storms and possible HAIL this Saturday

The KNMI has issued a code yellow warning for heavy thunderstorms sweeping across the entire Netherlands this Saturday, May 2 — and yes, hail is on the table.

While the morning will stay clear and dry, storms will push in from the south by mid-afternoon and track northeast across the country.

Here’s the storm report for Saturday, May 2

The KNMI warns of wind gusts reaching 75 km/h locally, 10–20 mm of rain falling in a very short period, and potentially even hailstones up to 2cm.

The storm will hit Zeeland, North Brabant, and Limburg first, with wind and rain showing up by around 3 PM. It’s expected to hit South Holland, Utrecht, and Gelderland two hours later, by 5 PM.

North Holland, Flevoland, Overijssel, and the IJsselmeer area will be hit an hour later (6 PM), as the storm heads northwards.

Friesland and Drenthe will feel the brunt of the squall by around 7 PM, followed by Groningen at 8 PM.

Irrespective of where you are, the KNMI warns that localised flooding is a real risk, particularly for traffic and outdoor activities.

While a code yellow is the least severe weather warning, it’s still worth keeping an eye on Buienradar and any public transport apps you use.

Will the storms ruin your Saturday plans? Let us know in the comments.

Travelling to the UK from the Netherlands? Your ETA just got more expensive

The UK has raised the price of its Electronic Travel Authorisation to £20 (roughly €24), nearly double the original cost since the programme launched in 2023.

If you’re planning a trip to the UK soon, your Electronic Travel Authorisation (ETA) has now skyrocketed by 25% compared to last year.

To put the new price into perspective, a family of four is looking at £80 in travel costs, just for travel authorisation.

Why the price hike?

The UK Home Office confirmed the increase on March 18, with the higher fee applying to any application submitted from April 8 onwards.

At present, the change is framed as part of a shift towards a “user-funded” border system, in which operational costs are passed to travellers rather than covered by general taxation.

The rest of the scheme thankfully stays the same: one ETA covers multiple trips to the UK over two years (or until your passport expires, whichever comes first), with individual stays of up to six months permitted.

Do I really need an ETA for the UK?

Unfortunately, you probably do. As of February 25, 2026, holding an approved ETA is mandatory before travelling to the UK.

Airlines have the right to deny passengers who don’t have one — and yes, that includes Dutch nationals, EU citizens, and internationals who hold EU residence permits.

British and Irish citizens are exempt, as are people who already hold a valid UK visa or have EU Settlement Scheme status.

ETA scams are on the rise

Many third-party websites posing as government ETA services have been aggressively targeting travellers, with one unlucky tourist even being charged a whopping €437 in scam fees.

To avoid potential scams, apply only through the official UK government website or the UK ETA app, available on both iOS and Android.

Most applications receive an automatic decision within minutes, though the Home Office recommends allowing up to three working days to be safe.

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What you need to know about Labour Day in the Netherlands

It’s Labour Day in the Netherlands. Yes, people, gather round! It’s the universal holiday on which we celebrate labour. (I guess). You might have missed the significance of it, especially if you have spent previous Labour Days in the Netherlands.

Perhaps you’re so well integrated that you’re not even sure what Labour Day is! 😉

Geen problem, let’s catch you up on what you need to know about Labour Day in the Netherlands.

What is Labour Day?

Labour Day (or International Workers Day) originates from the ultra-communist nation of the United States of America. Bet you didn’t see that one coming, ey?

So what happened in the USA? The Socialists and Communists chose May 1 as the date for International Workers’ Day to commemorate the Haymarket Affair in Chicago on May 4, 1886.

Labour Day is celebrated in 80 countries that usually take the day off to protest.

Labour Day in the Netherlands

However, in the Netherlands, Labour Day actually isn’t usually a day off for most workers; in fact, it’s not celebrated much at all here. 🤷‍♂️

Political parties and Labour Day

Generally, most of the celebration happens amongst left-wing party workers and members.

Parties such as the Green Left-Labour Party (GL-PvdA) and the Socialist Party (SP) will usually celebrate by doing things such as visiting memorials that are important to them and singing “The Internationale.”

Or, in the case of 2024, proposing higher wages for healthcare workers!

If you’re feeling particularly energetic this Labour Day, you can always join in.

What about regular folk?

Outside of these political parties, some public workers have the day off, the stock exchange is closed, and there are some marginal socialist meetings.

Also, May 1 is one of the very few non-Christian holidays in the Dutch calendar.

These include King’s Day (which used to be on April 30 until a few years ago), Remembrance Day (May 4) and Liberation Day (May 5). So lots of people get in their caravans and dash for a holiday in France or Germany.

READ MORE | Dutch Quirk #66: Go camping in France for the holidays

Apart from this, though, more or less nothing happens in the Netherlands on Labour Day.

Chances are that you won’t notice anything, spend your whole day grinding away at the office, or you’re simply unemployed (but can’t be bothered to vigorously protest that on Labour Day).

So what the hell, Holland? I thought we were the shining beacon of socialism in Europe, at least that’s what Fox News taught me – so, why aren’t there any protests on Labour Day in the Netherlands?

Why is Labour Day not widely celebrated in the Netherlands?

The answer can be found in the Dutch model of consensus politics: the Polder model.

If you’re new to the Netherlands, listen up; it’s essential for understanding our political culture and history. The Dutch model of government is centred around consensus-based decision-making.

Historically, in countries such as Russia, Germany, and France, communist movements fought vicious street battles with other political groups. The sharp edges of the socialist uprising were not seen in the Netherlands.

A consensus was needed, but it was difficult to achieve, as Dutch society was “pillarised” into various political pillars. As a result, socialism was just one of many different political beliefs.

READ MORE | Dutch Quirk #111: Have a lack of hierarchy

Another reason you may not have heard of it is that the Dutch predominantly celebrate Christian holidays. Also, we’re capitalist enough in the sense that employers will never ever give us an extra day off. 😔

Should there be more happening on Labour Day in the Netherlands? Tell us your thoughts in the comments below!

The Netherlands battles multiple wildfires, as Europe steps in to help

For the first time ever, the Netherlands has asked France, Germany, and Belgium to help fight a wave of wildfires burning through military training grounds and nature reserves. 

The French and German contingent comprises eight vehicles, with crews, command staff, and a helicopter equipped to carry water for aerial drops, RTL Nieuws reports.

The Netherlands requested foreign aid

For Dutch firefighters, the situation had already pushed resources to their limits before foreign support arrived.

“We had to deploy almost everything we have,” Fire Service Commander Anton Slofstra said. Belgium had already sent support the previous day. The first foreign platoon arrived in Brabant on Thursday morning. 

Slofstra called the situation unprecedented. “We have never done this before,” he said. 

“The Netherlands often provides aid and is now requesting it for the first time,” Minister of Justice and Security David van Weel echoed, in a post on X. “We have applied for international aid through the European UCPM.”

Four provinces, multiple fires

Blazes broke out across four provinces over two days. Oirschot in Brabant and Weert in Limburg saw the worst of it, both on army-owned terrain.

The Gelderland town of ‘t Harde had seen the first major blaze the night before at another military training area.

A further, smaller incident was reported on army land in Assen, Drenthe, RTL Nieuws reports.

READ MORE | House fires in the Netherlands: what you need to know

Not all fires were on Defence land. Firefighters were also called to the dunes at Noordwijk and to Waalwijk, where part of a shopping boulevard burned.

Whether military exercises directly started any of the fires remains under investigation.

Airport had been raising the alarm for months

Kempen Airport, which had to be evacuated when flames spread from the adjacent military terrain, had repeatedly flagged the danger to the Defence Ministry, NOS reports.

“We’ve been saying for months that something could go wrong,” an airport spokesperson said. The concern centred on exercises involving potential ignition sources like hand grenades, explosives, flares, and live ammunition. 

The pace and intensity of exercises had increased recently, the spokesperson added.

When ‘t Harde went up, the airport fired off another message to senior Defence figures, warning that Weert could be next. It did, the very next day, reports NOS. 

Military keeps training, but adjusts

Stopping exercises wasn’t an option, General Onno Eichelsheim, Commander of the Armed Forces, argued. The army needs to train to function when real emergencies hit. He did, however, acknowledge that dry-weather protocols may need updating.

Defence Minister Dilan Yeşilgöz (VVD) announced short-term adjustments: live flames, dummy rounds, and pyrotechnic devices have been put on hold for now, reports RTL Nieuws.

Prime Minister Rob Jetten commented on the bravery of the firefighters, saying, “Much respect for the men and women of the fire department” on X

For now, the fires are under control, according to RTL Nieuws

Were you caught in the smoke, or did you see the fires from where you live? Tell us in the comments.