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Unemployment benefits in the Netherlands: what you need to know 2026

We’ve previously discussed what happens if you lose your job in the Netherlands, but what about the unemployment benefit front?

We all need cash when we lose our jobs; it’s a stressful time. The good news is that you can apply for an unemployment benefit in the Netherlands, AKA the WW-uitkering (sponsored by the good bureaucrats at the Uitvoeringsinstituut Werknemersverzekeringen (UWV) — try saying that 10 times fast!)

Don’t sweat it if you’re an international, you aren’t going to be left behind either. Read on to learn all there is to know about WW-uitkering. But first, are you eligible? Let’s see. 👇

✅ Am I eligible to claim unemployment benefits in the Netherlands?

  • Internationals can apply!! As long as they are legal residents of the Netherlands (😉).
  • You must have worked at least 26 weeks out of the last 36 weeks before you’ve lost your job — then you’re eligible for basic benefits covering three months of salary (de wekeneis, and not the full paycheck — more on that later on).
  • You can apply for unemployment benefits at uwv.nl. You will need a DigiD for the online application. If you don’t have one, you can send your application by post. To do this, you must personally register as a jobseeker at one of UWV offices.
  • If you lose more than five hours of your workweek, without access to financial compensation, you can apply for WW-uitkering. This is also the case if you only work ten hours a week.
  • External factors must be the reasons for losing your job. So, you can’t apply for unemployment benefits if you’ve been fired for personal misbehaviour.
  • You also can’t quit your job just to collect unemployment benefits.
  • You can apply only if you are immediately available for another paid employment (so no taking a six months trip to Thailand first).

💶 How much money is the unemployment benefit in the Netherlands?

Your benefit will be 75% of your daily wage, only for the first two months. After this period it will go down to 70%. Your payment is every four weeks. A Rekenhulp (calculation aid) to determine your exact brutto unemployment benefit on the official WW-uitkering website.

Worried-woman-at-her-home-unemployed-benefits-in-the-Netherlands
Currently unemployed? No need to stress: you can apply for unemployment benefits! Image: Depositphotos

⏱ How long can you have the unemployment benefit for?

How long someone is eligible to receive unemployment benefits in the Netherlands is determined by personal circumstances and history of past employment.

Generally, a distinction is made between eligibility for wekeneis or jareneis.

De wekeneis

As stated above, you can apply for benefits if you have worked 26/36 weeks prior for a period of three months up until a year. This is known as de wekeneis, a form of short-term support for unemployment.

De jareneis

You are eligible for long-term support of unemployment (de jareneis) when you’ve worked four years out of five before you lost your job.

This also counts if you were working in another EU country, as long as you can provide evidence. This is a lengthy process because you need to wait for the country to get back to the UWV — bug the hell out of them.

🤔 What is Werk?

Werk is the official platform where you have to be registered while on your benefits. The website helps with the job search and demonstrates that you are available and actively looking for employment.

It also includes options to request other benefits and promotes training programs to help you become more employable.

Do you have experience with unemployment benefits in the Netherlands? Help each other out and share it in the comments!

A guide to the best student cities in the Netherlands in 2026

Student cities in the Netherlands: to an outsider, they can seem practically identical. But, once you get to know them, you realise that they each have their different characteristics.

It’s crucial to take these differences into account when you’re choosing where to study in this beautiful, flat country.

So, without further ado, here is our ultimate guide to the student cities of the Netherlands.👇

Why should I study in the Netherlands?

The Netherlands may be a small country, but it’s one of the most densely populated in the world. With that comes lots of different people and cities rich in culture and history.

The universities in the Netherlands are pretty top-notch with most universities in the country ranking in the world’s top 400, with 7 in the top 150!

There are lots of student cities in the Netherlands. And, as the Dutch are among the best English speakers, outside of their native countries, it’s the perfect country for internationals.

Student life in the Netherlands

Most cities in the Netherlands have quite a large student population, and there is always lots to do for them.

READ MORE | Dutch sororities and fraternities: yep, they exist (and are echt bizarre)

Internationals-making-Dutch-friends-laughing-together-and-having-fun
Thanks to the large international student community in the Netherlands, it’s easy to find friends from all around the globe! Image: Freepik

What’s more, as the country is so small, you can travel easily from place to place within a few hours (although we have to admit that travelling can be quite expensive 👀).

Also, as they are so pro with speaking English, the Netherlands provides many courses solely in English, and tuition fees are low for EU students (€2000). So, where should I go, we hear you ask?

Where to study in the Netherlands?

Leiden

The best way to describe Leiden is your ‘home away from home.’ It’s is a small city, sandwiched between The Hague and Amsterdam (only 15 mins from the Hague and 30 to Amsterdam).

Leiden is known for its picturesque canals, some of which look identical to a view you’ll get in Amsterdam it’s basically best described as a mix of Amsterdam and Delft.

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Leiden is the place to be, especially when you’re on a boat! Image: Depositphotos

We have a massive soft spot for Leiden, as it’s the home of our lovely office. But besides that, it really is so homely and beautiful.

The student community is more tight-knit and makes up for a large part of Leiden, so it’s no wonder that it’s known for its countless student associations.

The city has the oldest university in the whole of the Netherlands (1575! 🤯), and it has taught tons of students over its many running years. Besides its social sciences and law courses, Leiden is also known for its artistic roots, as Leiden is also the birthplace of Rembrandt. 🖼

Groningen

This city in the north of the Netherlands is the largest city in the northern region, and is already bustling with lots of students. Of course, this makes it an incredibly popular place to live in as a student. 👩‍🎓

It’s equally as appealing to the eye (the city centre was actually voted the best in the country for a few years). The university is a landmark in itself and is the second oldest in the whole country.

Beautiful-old-street-canal-and-boats-in-Groningen-free-things
Who wouldn’t adore a view like this when commuting to class? Image: Unsplash

The city also has lots to discover and ranks high when it comes to places to study. PLUS, it also has great nightlife if you’re a party animal.

READ MORE | 11 cosy places to work or study in Groningen

The University of Groningen is the 6th best-ranked university in the Netherlands and 80th in the world.

It’s one of the oldest universities in the country (est. 1614) and is known for its female success: having hosted the first female lecturer and first female student and even the first Dutch astronaut! 💪

Amsterdam

Amsterdam is an obvious choice, being the Dutch capital and all. It is much loved for its museums, canals, picturesque scenery and, of course, there are plenty of things to do.

Amsterdam actually has the 2nd highest-ranked university in the whole of the Netherlands (The University of Amsterdam), and it’s the country’s largest university.

READ MORE | Hoera! UvA and Utrecht University rank among top 100 scientific universities worldwide

It also ranked in the top 100 in the world for the best student cities. And yes, there are also plenty of courses taught in English (although this has been heavily criticised. 👀)

photo-of-amsterdam-canal-and-buildings
You can find loads of university buildings scattered around the capital! Image: Depositphotos

If going out is your thing, there is plenty of nightlife in Amsterdam, but entry to a lot of the clubs is pretty pricey (€10 – €15 ouch for students).

If culture and history are more your thing, then you’re in luck. From the Anne Frank House to the Van Gogh Museum, there’s plenty to learn about here!

Rotterdam

Rotterdam, being the second biggest city in the Netherlands, is also bustling with lots of different people, from lots of different nationalities.

It has a large student community and is known for its large port, which is the biggest in all of Europe.

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You won’t find a skyline like this anywhere else in the Netherlands! Image: Freepik

If you appreciate modern architecture and design, then this is the city for you. It has a rich history, one which resulted in mass damage during WWII. 

As a result, Rotterdam used the city as a blank canvas to create an up-and-coming city vibe. It is the modern city of the Netherlands, and its architectural design is sublime.

READ MORE | 21 epic day trips from Rotterdam: the ultimate guide

It’s known for its multiculturalism, electronic music scene (the nights out are great) and its university: Erasmus University Rotterdam (72nd in the world known for its business school).

Eindhoven

Eindhoven is another city which is really big on innovation, with lots to do. Home to the well-known brand “Philips”, the city is literally “lit up” with innovative spaces and buildings.

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Eindhoven is the perfect student city if you’re craving an innovative vibe. Image: Depositphotos

This city is a hub for technology and engineering, which is represented through the Eindhoven University of Technology, which ranks highly among the world’s universities.

Eindhoven itself is also a lovely city, with lots going on. The nightlife isn’t too shabby either, and there are plenty of places to explore.

There is even an international airport there (which usually has cheaper tickets than Schiphol), so it’s easy and cheap to get home if you’re a flyer!

Delft

Delft is a beautiful small city located between the Hague and Rotterdam. Its sports all of the picturesque canals, Dutch houses and cobbled streets that you could ask for.

For this reason, it is seen as a very scaled-down version of Amsterdam minus the hoards of tourists. The city also has an incredibly rich history and is a true ‘postcard Dutch city.’

photo of delft houses in center with church
Delft looks straight out of a fairytale. 🧚‍♀️ Image: Unsplash

It’s also home to the country’s oldest and largest public technical university, founded in 1842. Delft University of Technology (TU Delft) is ranked 78th in the world.

If mathematics and computer sciences (and anything to do with technology) are your thing, then this is definitely a university to consider.

It is also one of the top universities for architecture. The campus is large, considering how small Delft is, and the university is extremely popular amongst international students.

The Hague AKA Den Haag

The Hague is often described as the ‘should-be’ capital of the Netherlands as it is home to the International Court of Justice, embassies and the government.

The Hague is a large city, close to Rotterdam, Leiden and Amsterdam — so it’s an ideal spot to get around Holland.

Look at that skyline! Image: Kevin Coellner/Supplied. You can check out all of Kevin’s photos of The Hague in our article here!

If you’re after a multicultural city, rich with history and culture, then this may be the city for you.

There are lots to do in the Hague, including (but not limited to), shopping, visiting the Binnenhof (home of the government), the Peace Palace and the Noordeinde Palace (home of the royal family).

Let’s not forget the beach nearby in Scheveningen because who doesn’t love a good zwemmen day in the sea? 🏊‍♀️

The most popular institute in the Hague is the The Hague University of Applied Sciences. This is a hoogeschool rather than a university, so it offers hands-on profession-orientated programmes. If science and culture are your thing, then this might just be the place to be.

Besides that, Leiden University also has a campus in The Hague, and offers some of its courses from there.

Tilburg

Tilburg is another city with plenty going on in it. All year round, there are loads of events happening, especially in the summer, when festivals often take place within Tilburg.

Despite Tilburg being known as a less-popular place to live in the Netherlands for expats, it’s rapidly turning into the go-to place and is now especially popular with students.

Tilburg has a large student population, and there is always a lot to do within the university. The nightlife and cultural activities are affordable, and the city’s location puts you in an excellent place to travel (relatively cheaply too).

Utrecht

Utrecht is one of those underrated cities of the Netherlands. It’s another traditional picturesque Dutch city, with more of those canals that we all love. It is also a great place to shop, eat and have a drink on the terraces.

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Utrecht has some awesome architecture. Image: Pixabay

It’s also in quite a central location, so it’s literally perfect if you want to go anywhere in the country in a reasonably short time.

Utrecht University is also an excellent research university, with many student societies and activities. It hosts one of the oldest universities in Europe (est. 1636) and is one of the largest universities in the Netherlands so you can be sure that the student life will be in top form.

The nightlife is said to be good in Utrecht too, so that you can wind down with a drink (or ten 😉) after a hard day of lectures.

Maastricht 

Maastricht is a beautiful city that is right in the tail of the far south. Since it borders Germany and Belgium, it’s easy to escape the Netherlands if you’d ever want to.

For this reason, Maastricht is very diverse, and when you visit, you can tell that it’s different to most other traditional Dutch cities.

photo of maastricht buildings in the city
A view of Maastricht from the river. Image: Unsplash

The region also is hilly, which is weird as hell, knowing that most of the Netherlands is completely flat. But before you panic: it’s still bike-friendly, so don’t worry!

In Maastricht is Maastricht University (duh), ranking 6th in the world for young universities. It is the most popular in the whole region, and more than half of the students are international students from around the world.

You can be sure that, if you go here, you will be amongst a diverse set of people.

Any other student cities in the Netherlands?

There are plenty of other places to go in the Netherlands for your studies. Here is a list of some of the other cities you can enjoy your studies in. There are just too many to choose from, eh?

Some others include:

  • Dordrecht — famous Da Vinci College, perfect for design lovers
  • Arnhem — lots of internationals, perfect for sciences
  • Wageningen — loads of English-speaking courses, perfect for internationals

And there are many other cities with universities, but the ones listed in the article are definitely the most popular ones.

The only issue now is actually getting a place it certainly isn’t easy. You’re going to need this article for that. Good luck with your move! 🥳

Do you know any other student cities in the Netherlands? Which is your favourite? Tell us in the comments below!

Student loans, financing, and scholarships in the Netherlands in 2026

Almost all students are looking for ways to finance their studies in the Netherlands  — and preferably spare a little extra cash for drinks. 🍻 

But here’s a tip: if you study in the Netherlands, you might not even realise how much money you could be missing out on.

The Netherlands offers an aid system to help students finance their studies — and it’s not limited to Dutchies. 

This is the complete guide to student loans, financing, and scholarships in the Netherlands to get those benefits, stash some cash, and gain some financial knowledge. 💸

Paying for university in the Netherlands

Of course, the first hurdle to cross when studying in the Netherlands is how to pay for university. 

Compared to some other countries, the Netherlands can be extremely affordable when studying abroad. But that’s not to say that Dutch university education is cheap.

Woman-doing-her-finances-on-the-couch
It’s important to start thinking about your financial situation before you start studying and what steps you need to take to finance your studies in the Netherlands. Image: Depositphotos

How expensive your study will be and how much funding you can get for it is dependent on one major classification: whether you’re an EU/EEA/Swiss student or not.  

The difference between EU/EEA and Swiss students and non-EU/EEA students

Now, you might be wondering what on earth EU/EEA means and whether it applies to you. 

Tuition fees and student finance in the Netherlands differ if you are from the European Union (EU) or the European Economic Area (EEA) or from a country outside of these areas. 

EU, EEA, and Swiss students

Non-EU and EEA students

If you are from the EU/EEA, you can access most Dutch student financing that local students receive. 

On the other hand, if you aren’t an EU/EEA national, you won’t qualify for student financing from the Dutch government. You still have a few options to finance your studies, such as getting a part-time job or applying for scholarships. 


EU/EEA students: loans, financing, and scholarships

Yep — even if you aren’t a Dutchie, EU/EEA and Swiss students can still apply for student finance if they study in the Netherlands. Here’s how!

Student financing (studiefinanciering) from the Dutch government

Student financing is a form of student aid offered by the Dutch Ministry of Education and Culture (DUO). 

DUO handles everything to do with studying in the Netherlands, including enrolling for higher education and registering your diplomas and qualifications. There are some baseline requirements you need to meet to be eligible for student financing:

  • You are a Dutch national, have the same rights as a Dutch national, or are an EU/EEA/Swiss national, 
  • You are registered for a full-time or dual degree programme in the Netherlands in a research-oriented university (WO) or a higher professional education university (HBO), 
  • You are under 30 years old, 
  • You are registered at a municipality. You have a BSN and a DigiD.
  • You have a Dutch bank account in your name. 
Man-on-the-phone-while-checking-a-document
Don’t mind us, we’ll just be checking if we fit all the requirements for student financing. 😬 Image: Freepik

There are four main types of Dutch student financing: 

  • a supplementary grant, 
  • regular loans, 
  • tuition fee loans, and 
  • a student travel product. 

Keep in mind that not everyone is eligible for all four, as each type has some additional requirements to qualify. 

So what are they? Let’s take a look!

Supplementary grants

The supplementary grant is a sort of monthly allowance the Dutch government gives you for your monthly living expenses. 

This grant can get you a few hundred euros for your monthly budget, depending on your personal situation. 

You’re free to spend it how you like — so whether you want to spend it on groceries, textbooks, or just beers on a night out, it’s up to you!

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Having that extra bit of money is always welcome — it definitely makes a difference for your weekly borrels. Image: Depositphotos

The best part is that the supplementary grant is a “gift” from the Dutch government, meaning you don’t have to pay it back if you graduate within 10 years of studying

However, you only qualify for this supplementary grant if your parents’ total income is less than €50,000 per year. 

You can check whether you qualify for this type of student financing through the DUO website. 

Regular loans

“What do you mean ‘regular’ loan?” Well, despite the name, a regular loan is similar to a supplementary grant

You can apply for a loan through DUO and adjust how much money you borrow per month. The money will be given to you every month as a secondary allowance. 

The key difference between a regular loan and a supplementary grant is that taking out a regular loan will incur student debt. You then make payments on this debt after your graduate.

Woman-getting-ready-to-sign-a-contract-in-her-office
Deciding to take out a regular loan is a bigger responsibility. Image: Depositphotos

There are a few requirements you need to meet to qualify for a regular Dutch student loan:

  • You need to be an EU/EEA or Swiss national
  • You have lived in the Netherlands for at least five years, or you are working at least 56 hours per month. 

It’s important to know that if you want to eventually buy a house, start a business, etc., in the Netherlands, your student debt will be taken into account when your bank calculates your borrowing potential and interest. 

Tuition fees loan

Tuition fee loans are for — you guessed it — your Dutch tuition fees (and your tuition fees only!)

Like a regular loan, you also have to pay back your tuition fees loan after graduating.

But luckily, the interest rates for tuition fees loans are low (typically less than 1% per year). Super!

If you’re eligible for student financing, you need to meet a few requirements to qualify for a tuition fees loan: 

  • You are under 30 years old
  • You come from the EU/EEA or Switzerland
  • You study full-time or a dual course at a higher professional education university (HBO) or research-oriented education university (WO)
  • You pay tuition fees in the Netherlands

DUO can give you more information about applying to finance your study in the Netherlands this way.

Student travel product

This type of student financing is for those travel buffs out there! The student travel product means you can use Dutch public transport with a huge discount

The student travel product tends to be the most common form of student financing non-Dutchies get.

READ MORE | The ultimate guide to taking a train in the Netherlands: from OV cards to saving money

Students can choose between a weekend or a weekday subscription for their student travel product. 

If you choose a weekday subscription, you can travel for free on weekdays and 40% off on weekends. 

The weekend subscription has it the other way around. 

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The student travel product lets you travel on any and all forms of public transport for free — just not in first-class cabins. 😅 Image: Depositphotos

If you’re an EU/EEA or Swiss national, you need to meet the following requirements: 

  • You follow a full-time study programme at MBO (vocational education), HBO, or WO level. Even if you are under 18, you will get a student travel product  
  • You must be younger than 30 when the student travel product starts.
  • You, or your non-Dutch parent or partner from the EU/EEA or Switzerland, have lived in the Netherlands for five consecutive years or longer. 

And lastly, if you have a Type I residence permit (you can check this on the back of your ID card), use this handy tool by DUO to see whether you’re eligible for the product. 


How to apply for student finance in the Netherlands

So you’re applicable for student financing — hoera! 🎉

Now, how do you actually get student financing for yourself?

To apply for any student finance type, you typically need a valid residence permit and a BSN (citizen service number). Your local municipality will give you a BSN after you register in the Netherlands

To apply for student finance: 

  1. Log on to the DUO website. You’ll need your BSN and DigiD to prove your identity.
  2. Go to “Mijn Producten” (My Products) then “’Studiefinanciering” (Student Finance)
  3. Click on “Studiefinanciering” at the top right of the screen. 
  4. Find the “Nu aanvragen” (Request now) section for each type of student financing. 
  5. Select the type of student financing you are eligible for and fill in the relevant details DUO asks you for. 

Warning! Make sure to sort your student finance in DUO before the first day of the month that your study begins (the government recommends three months before). Otherwise, your payments may be delayed. 😬 


Scholarships to study in the Netherlands for EU/EEA students

If you aren’t eligible for student financing or just want an opportunity to get free money while you’re studying in the Netherlands, there are many scholarships available to EU/EEA students. Here are some of the most common ones. 

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You’ll meet plenty of students in a similar situation on your trips abroad! Image: Depositphotos

Erasmus+

The Erasmus+ Programme is one of the most popular scholarships in the Netherlands (and is not to be confused with the Dutch university, of course!). 

It’s intended to help both EU/EEA and non-EU/EEA students find the perfect destination for a study exchange or a traineeship in the EU. 

Each university has a different way of providing scholarships to its students who go on a study exchange in Europe, and their requirements vary per university. 

It’s best to consult with your study/exchange advisor to see the exact requirements and if you fit into them!

Hundreds of universities across Europe participate in the Erasmus+ programme, which makes studying abroad super accessible. You can be at any level of higher education to apply. It’s an offer you simply can’t refuse. 😍

Erasmus Mundus Programme

This programme is intended for EU master’s students. With an Erasmus Mundus scholarship, you must study in at least two countries as part of the programme for one to two years.

You need to have a bachelor’s degree at a recognised level, and all of your costs (tuition fees, travel costs, study material, and more) are covered!


Loans, financing, and scholarships for non-EU/EEA students

If you are a non-EU/EEA student, there’s bad news: you probably don’t qualify for regular loans, tuition fee loans, or supplementary grants in the Netherlands. 

But don’t let that discourage you!

There are other ways to finance your Dutch studies yourself, starting with private loans and scholarships. 

Taking out private loans

Because only Dutch, EU/EEA, and Swiss can take out a tuition fees loan, non-EU/EEA students typically have to take out private loans

If you’re interested in taking out a private loan, you should contact your university’s student advisor to see how this works and whether you’re eligible to take out a private loan from your Dutch bank.

Two-people-discussing-bank-loans
Consult with your bank as soon as possible if you’re thinking about taking out a private loan. Image: Depositphotos

You have to pay back this type of loan with interest after you graduate, but the catch is that it tends to have a higher interest rate (between 8-13%). 

This is a much higher interest rate than the regular loan a Dutch, EU/EEA or Swiss national can take out in the Netherlands. 

If you don’t want to incur student debt or feel like you have a great CV to show off, applying for a scholarship is another option — and it might be more up your alley. 

Scholarships to study in the Netherlands for non-EU/EEA students

As a non-EU/EEA student, you might find yourself feeling a little more pressed for money (international tuition fees are no joke). 

If you’re looking for other forms of student financing, the Netherlands has plenty of scholarships you can apply to, but you typically face some tricky competition. 

Student-wearing-glasses-applying-for-scholarships-on-her-laptop
Applying for scholarships can be a complicated business — but there’s a huge payoff once you get everything handed in! Image: Freepik

Here are a few popular scholarships for non-EU/EEA students in the Netherlands. 

Erasmus+

We mentioned it before, but this is a really good one! The Erasmus+ Programme is a scholarship for all students to fund their study exchange or traineeships abroad in the EU. 

Many higher education institutions in the Netherlands participate in this programme and have different requirements to join. It’s best to ask your study/exchange advisor to determine whether your university takes part and what the requirements are. 

You can study in one of a hundred partner universities across Europe for your exchange or traineeship, and the scholarship can cover a lot of your costs — what’s not to love?

MENA Scholarship Programme

This scholarship is intended for young professionals from the Middle East and North Africa to take short courses and training in a specific field of their choice. 

The Holland Scholarship

The Holland Scholarship is a one-time grant of €5000 in your first year of university, available to non-EU/EEA nationals. 

Many research universities and higher professional education institutions participate in the scholarship, so you might find your university there too!

The Orange Tulip Scholarship

Also known as the OTS, this scholarship is available for non-EU nationals from NESO countries (Netherlands Education Support Offices). 

Happy-woman-looking-at-her-laptop
Earning a scholarship is a great relief if you’re a non-EU/EEA student in the Netherlands! Image: Depositphotos

You can find the exact list of countries and the other requirements for this scholarship on the NUFFIC website. 

How to find scholarships to study in the Netherlands

The scholarships above are just a handful of many available to EU/EEA and non-EU/EEA students — there are hundreds of scholarships waiting for applications out there!

Your university might also have specific scholarships for their students available, so be sure to check out what your university can offer you as soon as you can. 🏃🏻

You can usually contact your study programme’s student advisors to help you find appropriate scholarships and finance your studies in other ways. 

How to apply for scholarships to study in the Netherlands

Each scholarship has its own requirements and methods to apply, but typically you’ll need to: 

  1. Find a scholarship online or via your university
  2. Take note of the requirements, your eligibility, and the deadline for the scholarship
  3. Prepare your documents; this usually consists of a valid ID (your passport or Dutch residence permit will do), proof of enrolment at your university, your incredible CV, and a fantastically written motivation letter
  4. Submit your documents before the due date
  5. Wait for the magic to happen! 💰

Student jobs in the Netherlands

If you aren’t entitled to student financing, loans, and scholarships in the Netherlands, there’s another way you can finance your studies: student jobs

We get it, though; you might be concerned about work-school-life balance. 

Student-in-wheelchair-calling-on-the-phone-while-working-on-his-laptop
Handling studies, your social life, a side job, and your sleep can be a real challenge — but it’s not impossible. Image: Depositphotos

A student job is almost always part-time, meaning you can work minimal hours and schedule around your study commitments. 

A bonus is that you often don’t need to speak fluent Dutch (or at all). 

This will probably come as a relief to internationals, but trying your hand at learning and practising Dutch is something we’d recommend! 

Best types of student jobs

There are a few student jobs you can find anywhere, regardless of the city you live in. For example, retail and customer service always need people to work part-time. 

  • Retail stores 👕
  • Grocery stores 🍍
  • Bike delivery companies (UberEats, Deliveroo, Gorillas, etc.) 🚴‍♀️
  • Hotels (as a receptionist or housekeeper) 🏨
  • Call centres or help desks 📞
  • Your university 🎓
  • Restaurants or cafes 🥞
Thuisbezorgd-deliverer-on-their-bicycle
In a country like the Netherlands, it’s no surprise that one of their most common student jobs is delivering food on bicycles! Image: Depositphotos

How to find a student job

Your university is a great place to start looking for a student job to finance your studies. They may have some connections to employment agencies or a student portal to see their vacancies around the city. 

You can also google for student jobs in the Netherlands or your city or check websites like Indeed or Glassdoor

Student jobs and visas 

There are a few things to keep in mind regarding working and visas. 

If you are an EU/EEA or Swiss national, you do not need a work permit, and there is no limit to how many hours you can work while you’re studying. 

But if you aren’t an EU/EEA or Swiss national, there are a few restrictions. If you live in the Netherlands on a student visa, you need to confirm your working permissions with the immigration office of your university. 

Typically, your employer has to provide you with a personal work permit. With this, you can only work for a maximum of 16 hours per week during the year, or full-time during the summer months (June, July, and August). 

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You and your potential employer can discuss your work permit and contract situation. Image: Freepik

However, if you are studying at a higher education institution in the Netherlands and need or want to complete an internship for your study, you do not need a work permit. 

Instead, your host university, internship employer, and you can sign an internship agreement available through the Dutch Ministry of Social Affairs and Employment. If in doubt, it’s best to consult the Dutch government website for information on your specific situation. 


Costs of studying in the Netherlands

There are a few key costs to consider when you’re a student in the Netherlands. 

Tuition fees

Tuition is one of the major costs of studying at a Dutch university. The cost of yearly tuition fees depends on a few things:

  • Whether you’re an EU/EEA student or a non-EU/EEA student
  • Whether you’re applying for a bachelor’s or a master’s degree
  • If the university is private or public
  • What kind of higher education you’re doing (research-oriented vs higher professional education)
  • The type of study programme you are doing

So how much cash will you have to cough up? 

On average, a student from an EU/EEA country pays between €2,000 and €4,000 per year.

A non-EU/EEA student pays between €6,000 and €15,000 per year. 

TIP: The average higher education programme in the Netherlands tends to be shorter than most. Paired with affordable yearly tuition fees, students often pay less for their degree overall compared to their home countries! 🙌

Living expenses

Other than tuition fees, another big expense in the Netherlands is your housing and utilities

Before moving to the Netherlands, you should know that it’s notorious for its housing crisis, especially for students. 😵‍💫

Student-looks-around-an-apartment-for-a-house-viewing
We’re not going to sugarcoat — the house hunting process can be long and stressful, but every student gets through it! Image: Depositphotos

Finding a house in your city at an affordable price can be a real struggle, especially if you’re on a time limit. Your monthly rent will depend on a few factors, including: 

  • Which city and neighbourhood you’re living in 
  • If you want to live alone or with other people
  • If you live in student housing or private accommodation
  • Whether the rent price includes utilities (gas, water, and electricity, or GWL in Dutch)

READ MORE | Renting in the Netherlands: the ultimate guide

An average student room is between €500 and €800 a month. On the extreme ends, students can rent rooms from as low as €350 to as high as €1500 per room. 😬

Food

As a student, you can get by shopping once or twice a week at most. Depending on which supermarkets or grocers are available, you can get basic groceries for €50 to €60 per week

Travel

It’s easy to keep your travel costs down in the Netherlands because it’s super bike-friendly. A good bike will set you back around €100 and is the main form of transport for, well, everyone!

Person buying a second hand bicycle
Unlike housing, finding a perfectly affordable second-hand bike in the right size is MUCH easier! Image: Depositphotos

For longer distances, Dutch public transport is also exceptionally good and a fraction of the cost compared to Ubers or taxis. Owning a car as a student in the Netherlands is practically unheard of.

School supplies

Most Dutch universities have deals with publishers to print university textbooks at an affordable price. 

This means you’ll typically only pay between €20 and €50 per textbook instead of €100+. 

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Don’t worry— not every university class makes you buy a new textbook, so we guarantee you won’t be looking like this. Image: Freepik

Other costs may include notebooks, writing tools, and licences for certain software (think statistics or Adobe Systems). If your teacher requires these, check in with your university: they can provide them cheaper than on the general market.


How to save money when studying in the Netherlands

Apart from student financing, loans, and scholarships, there are a couple of things you can do to copy Dutch stinginess and save money to pay for your study in the Netherlands. 

Buy your textbooks second-hand

Many people sell their textbooks second-hand online on websites like Facebook Marketplace or on Bol.com (the Dutch version of Amazon). 

There’s also a good chance your university or study programme association has a website where you can buy second-hand textbooks or new textbooks at student-friendly prices. 

Some study programmes organise book trades where students can directly buy books from each other. It’s a great way to meet other students and make connections too. 😉

Rent just a room instead of your own apartment

You’ll be hearing this a lot, but we can’t say it’s wrong — accommodation and housing can be really expensive. When you’re on a house hunt, you’ll find listings for rooms instead of entire apartments more often than not. 

Renting a single room in a bigger apartment is a massive money-saver, especially since you can split the utility bill and other housing costs with your housemates. If you meet other students at your university, it’s also a chance to move in with people you know!

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Finding a house with other students is a great way to save money, meet people, and experience real university life! Image: Depositphotos

Housing agencies cover listings in plenty of student cities, so it’s only a matter of time and patience (and luck! 🍀) to find accommodation that suits your needs. 

Apply for government discounts

There are a couple of government allowances you can apply for when you move to the Netherlands, which will save you a decent amount of cash. 

For example, there’s a rental allowance, healthcare allowance, child care allowance, and other travel discounts

These discounts usually don’t have to be paid back even after you graduate, but you need to check your situation’s exact requirements and qualifications.

Save on your travel costs

You have a few options for saving money and travelling. It’s good to know exactly which kind of ticket you need to travel around (so you don’t accidentally pay too much for what you need). 

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Being a student in the Netherlands will teach you all the neat tips and tricks to travelling on a budget! Image: Depositphotos

The Dutch train service (NS) offers all kinds of discount subscriptions you can buy to travel at a fraction of the cost

If you’re feeling extra adventurous and want to explore the Netherlands while studying, the NS has a website for the best and cheapest train trips around the country!

Shop the sales

If you want to learn something about shopping sales, the Dutch are the masters. 

Your local supermarket will have weekly discounts for certain products (just grab a membership card), and you can save a lot of money. 

TIP: Keep an eye out for 1+1 labels — these labels let you buy one product and get the second one for free! They’re a big deal in the Netherlands, and you can find them everywhere. 

If you want to save even more money, shopping at a local market can save you a ton of money on produce — and it’s nice to help local businesses thrive!

Meanwhile, plenty of shops and restaurants in student cities have student discounts available. For example, you can often get a 10% discount on your purchase if you show your student ID at a bookstore or clothing shop. 

Woman-shopping-for-clothes-at-a-clothes-store
Take advantage of the few perks you get while you’re a student! Image: Freepik

If in doubt, ask an employee if they give student discounts and keep that ID of yours in hand!


And that’s your complete guide to student financing, loans, and scholarships in the Netherlands. 

Hopefully, you’re feeling more knowledgeable about your financial options and how to best fund your studies! 

Do you have any tips for how to finance your studies in the Netherlands? Tell us your thoughts in the comments below! 💭

Editor’s Note: This article was originally published in April 2022, and was fully updated in August 2022 for your reading pleasure.

Student finance, loans, and scholarship in the Netherlands: frequently asked questions

How much is student financing in the Netherlands?

Can international students get student loans in the Netherlands?

Does the Netherlands offer student loans?

Is education in the Netherlands free?

Where to eat in Amsterdam in 2026: 5 trendy places for lunch and dinner

Looking for a new place to stuff your face in throughout 2026? Want somewhere trendy to explore?

The food lovers here at DutchReview roamed the capital to try out some incredible places. Here are some awesome Amsterdam hotspots which will really satisfy that hunger

1. NOMADS

Twice a year, NOMADS “changes” to a different location. Not only does the menu change but so does the interior design of the restaurant. As a Portuguese, seeing photographs of the streets of Alfama and our typical blue tile in a mural in the bathroom was heartwarming.

But tasting the food was the most important. A Portuguese person judging Portuguese food abroad? There is nothing we hate more than people trying to replicate our local food and failing miserably — particularly with the Pastel de Nata.

Interior of NOMADS restaurant in Amsterdam the Netherland
The interior is sleek and modern — fit for Portuguese food with a twist. Image: DutchReview

NOMADS was a breath of fresh air. Instead of replicating local dishes, the chefs develop the dishes further and give them a special twist. The key elements in each dish made me feel at home, and the added twists made it truly a culinary experience.

We had a four-course meal, accompanied by a bottle of white Serras de Azeitão from Setúbal. For the first course, we had baby octopus salad, bread with sesame butter, asparagus cooked three different ways (wow!), Pasteis de Bacalhau (codfish pastries) and oysters with cucumber gel.

Everything was great, particularly the octopus salad and the Pasteis de Bacalhau. These are staple dishes in Portuguese culture, and I am glad they were not forgotten. The oysters were the best part of this course; they literally tasted like the sea.

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We were very well-fed at NOMADS! Image: DutchReview

For the second course, we had some lovely mackerel and a bacalhau à brás that was different from what I had seen. This classic dish is essentially shredded codfish with scrambled eggs.

At NOMADS, the bacalhau à brás is topped with a milk foam infused with codfish.

However, under the foam is a Bacalhau à Brás that tastes exactly like it has been cooked by a Portuguese grandmother.

You would think we would be heading to dessert, but no. They do dinner the Portuguese way — lots of food.

For the third course, we have some Arroz de Marisco (seafood rice), which the waiter kindly pronounced to the best of his abilities, and oxtail.

The arroz de marisco even included clams — another Portuguese staple. The oxtail dish was incredible — the tail cow meat was tender and perfectly cooked. It really paid a tribute to the amazing meat dishes in Portugal.

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Authentic Arroz de Marisco a la NOMADS. Image: DutchReview

For dessert, we got a treat from home. The Pastel de Nata that is so hard to replicate was by far the most authentic I have eaten outside of Portugal.

It could not beat the original “Pasteis de Belem” as it follows an ancient recipe from the Jerónimos Monastery. Still, it would surely beat a lot of well-established bakeries in Portugal.

We also had a “rice pudding”, a take on the classic “Arroz Doce”, a dessert my grandma makes all the time. The pudding’s consistency and taste were perfect, which is hard to do with just milk and rice.

It is usually topped with cinnamon, but the chefs at NOMADS innovated again by adding raspberries, blackberries, blueberries, and fruit-infused foam.

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The Pastel de Nata was authentic and delicious. Image: DutchReview

It was a great experience. NOMADS made us feel like we were back in our mother’s kitchen in Lisbon. If a Portuguese tells you where to eat good Portuguese food, trust them.

📍 Address: Oranje Vrijstaatkade 55, 1093 KS
🌐 Website: NOMADS
👍 Socials: Instagram | Facebook

2. Toni Loco Pizzeria Restaurant

Shortly after a trip to Italy, I was dying for a pizza that had some love in it. Frankly, I was done with the likes of Dominos (that’s definitely not worthy of being ‘Italian’ at all) and wanted something that really got my taste buds going.

Toni Loco is the new kid on the block and offers pizzas of all sizes and toppings. For a perfect snack at lunch, you can buy a single slice, or you can get a super-sized pizza.

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Pizza at Toni Loco, a damn fine hotspot if ever we’ve seen one in Amsterdam. Image: DutchReview

This pizzeria restaurant is modern and trendy and gives the atmosphere of Mama’s kitchen. You can watch them make the pizzas by hand. After that, it’s all yours to enjoy!

I opted for a bit of everything as I couldn’t decide. My absolute favourite was the tuna and red onion pizza, mouth-watering (never diss tuna on pizza until you’ve tried it).

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Watch the whole Toni Loco process as your dream pizza becomes a reality. Image: DutchReview

We chose a sesame crust, which I’d never tried before (I thought I would hate it). However, it was delicious and left me wondering why no one else does this.

When I asked about it, they said that Dutch people didn’t ever seem to eat the crusts on pizza, so they did this to encourage them to eat the whole pizza. I’ve always loved the crust, but now I love it a little bit more.

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Big enough for four. Maybe big enough for two really hungry customers. 😉 Image: DutchReview

What makes this hotspot even better is a wide selection of champagnes to sip alongside your pizza. So if you’re looking for something more classy than vanilla coke (gross), then this is the perfect opportunity to get a glass or two of bubbly in.

Serving-of-full-sized-pizza-at-a-table-in-toni-locos-restaurant-in-amsterdam-the-netherlands
The serving plate shows you just how huge their pizzas can get! Image: DutchReview

Verdict: Overall, I loved the food, I loved the champagne, and I loved the hospitality. You can also order and have it delivered to your door (#blessed).

📍 Address: Albert Cuypstraat 59, 1072 CM Amsterdam
🌐 Website: Toni Loco Pizza
👍 Socials: Instagram | Facebook

3. Vanderveen Bar and Restaurant

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Image: DutchReview/Supplied

Looking to impress a hot date but don’t want to break a sweat? Well, here’s a cosy little nook that will do all your charm for you. Vanderveen Bar and Restaurant is managed by Fabio, with Luca at the bar, and a dynamite team of five chefs who make their mark in fine dining.

This hotspot will leave you full and happy. The same chefs that do breakfast and lunch have also mastered fine dining in the evening. The staff at Vanderveen are cut from the same very special cloth, and at very reasonable prices.

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“I’ll see your cheeseburger and raise you salmon tartar”. Image: DutchReview

This hidden gem can be found in southwest Amsterdam on Beethovenstraat. Upon entering, it’s immediately visible that they’ve got enough space for heaps of people.

The front end has a communal vibe, as if you’ve just come in for a game of chess and a coffee. Out the back is where the wining and dining happens, the real magic.

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Their wine menu boasts imports from South Africa, Portugal, Italy, France, and Australia. No shortage of choice at Vanderveen. Image: DutchReview

Knowing that Fabio and his chefs had kept a cheeseburger on the menu, my stomach ordered for me. He smiled and agreed it would fix any hunger I had. For the sake of taste, we agreed the best starter was their refreshing chilled salmon tartar. Grazing the dinner menu, I kept getting distracted by the wine selection.

With wines from Australia, Italy, France, Portugal, and even further imported by their next-door neighbour, it wasn’t long before Luca suggested one. We went with the white wine from Deakin Estate Australia — perfect.

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The duck is sublime, let no one tell you different about this hotspot in Amsterdam. Image: DutchReview

The duck took its final form, drizzled in a seductively sweet orange reduction. The cheeseburger? Well, it was delicious, my girlfriend joined me, and she doesn’t like any burger — well, she loved this one.

When it came time to depart, Luca, the bartender, asked if we’d like coffee, agreeing two espressos were the perfect end to a cosy evening at Vanderveen. Talking with Fabio or Luca for a few minutes, it’s plain to see they love good food and good wine.

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Olive oil, made and owned by Fabio’s family, is yours to try at Vanderveen Bar and Restaurant. Image: DutchReview

More impressive still is that Fabio’s family has made their own olive oil for generations. It is available to try right now, so if you’re looking to get out of the cold and relax with some good company, Vanderveen on Beethovenstraat is the place.

The music you’ll hear in Vanderveen is reason enough to step in for a hot cup of coffee on a snowy Sunday. They’ve created seamless playlists for morning, noon and night.

📍 Address: Beethovenstraat 27a, 1077HM
🌐 Website: Vanderveen Bar and Restaurant
👍 Socials: Instagram | Facebook

4. De Roode Leeuw – Hotel and Brasserie

If you’ve gone looking for traditional Dutch flavours or an elegant spot in the city centre, De Rode Leeuw is where you will end up. If you love a good bit of steak or you’re a fan of culinary exploration, take a trip to central Amsterdam and let your tastebuds melt.

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De Rode Leeuw is spacious and relaxing with that Amsterdam energy just outside. Image: DutchReview

The mix of modern and traditional Dutch cuisine is seamless, a good portion of the menu is reasonably priced, and the atmosphere is electric. The starters were deliciously simple, a poached egg showered in five spices, and served in a glass. From the appetizer, it only gets better.

New Hotspots of Amsterdam
After two years of renovating, they still provide a lovely dining experience. Image: DutchReview

📍 Address: Damrak 93 – 94, 1012 LP
🌐 Website: Brasserie De Roode Leeuw
👍 Socials: Instagram | Facebook

5. Kanarie Club

The former tram depot in Amsterdam known as “Food Hallen” is where you’ll find one of Amsterdam’s most stylish hotspots. The interior of the Kanarie Club’s design is made up of materials and colours inspired by the different activities that took place in the hall, such as woodwork, metalwork, and painting.

Different zones make the hall into a café where you can work, a cosy restaurant and a beautiful cocktail bar. With the film and food halls in the Kanarie Club’s backyard, this old tram depot in Oud-West is rightly one of the most popular work spots in Amsterdam.

Wideshot-of-kanarie-club-restaurant-in-amsterdam-the-netherlands
With plenty of seating in Food Hallen, you can bring as many friends to Kanarie Club as you like! Image: DutchReview

Drinking with a large group at Kanarie Club

Kanarie Club not only offers a nice spacious bar (including cocktails and bar bites), but it is also centrally located and is ideal for large groups.

The bar bites offer an excellent variety, and there is always something for everyone. There is also the possibility of playing a game of beer pong with colleagues and/or friends. The famous Kanarie Club pool bar serves as a playing field for beer pong.

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The fresh bites and good atmosphere is hard to beat. Image: DutchReview

Besides beer pong, there is also enough space to have a drink or celebrate with a nice group of friends. Kanarie Club has introduced the “Bird-Day Box”.

This box contains all the necessities to celebrate a good party with your friends. The box can be reserved for groups of 10 people or more.

What do you get? A cask of beer, two rounds of the famous Dutch bitterballen, balloons and a DJ at the weekend from 9 PM to play your favourite birthday songs for you.

The costs for the Bird-day Box are as follows: 10 people (€130), 20 people (€170) and 30 people (€210), etc.

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The dishes are plated up so nicely, you almost don’t want to eat it! Almost. Image: DutchReview

The Kanarie Club isn’t just an ideal work spot for students, freelancers and those looking for a place to enjoy some quiet time or chill with friends and family. The menu is extraordinary, the atmosphere is nice, the staff cheerful, and the setting is as beautiful as one could expect.

Whether you’re there for breakfast, for flexible working, lunch, dinner, or just to drink cocktails: Kanarie Club remains one of Amsterdam’s best hotspots.

📍 Address: Bellamyplein 51, 1053 AT
🌐 Website: The Kanarie Club
👍 Socials:  Instagram | Facebook

Have you ever been to any of these restaurants in Amsterdam before? Tell us about your experiences in the comments!

6 delicious places to get vegan food in The Hague in 2026

What are the best places to get vegan food in The Hague? In honour of vegans everywhere, we’re presenting you with our six favourite vegan cafes and restaurants in the beautiful city of The Hague.

Having lived in The Hague for over three years, I know my way around the vegan scene.

Each of these cafes will please both the consummate vegan and the carnivorous-but-curious: from fresh, exciting salads (they do exist, I promise) to traditional baked goods to mock meats, they’ll have everything your heart desires.

1. Veggies on Fire: fancy vegan dinner in The Hague

Veggies on Fire is perfect for when you want to celebrate something with a really special meal. It opens in the evenings, so it’s very much a dinner place, and reservations are recommended (though I have managed to eat there without one as well).

The servings are super generous, which is awesome, and contain a real variety of foods. Their desserts are delicious as well.

I also love it because it’s out of the centre of the city, on Beeklaan, but easily accessible by tram (or bike, if you want to work up an appetite beforehand).

2. Maoz Vegan: vegan fast food in The Hague

If you want fast food, Maoz is the place to be. It’s mostly a falafel shop, selling fries, wraps, bowls and salads.

Located right on Plein, where a lot of people go for a drink in the evening in The Hague, it’s the perfect place to stop off to grab something quick and delicious.

My personal favourite is the falafel pita with mounds of Maoz’s delicious garlic mayo — plus fries. They have some incredible spicy sauces as well, along with pickled chilis for the brave among us.

3. Plenty: vegan breakfast food in The Hague

Let me say it clearly: I’m OBSESSED with Plenty.

Freshly baked croissants, cinnamon rolls, soda bread (so crunchy! so chewy!) and chocolate cake galore — this is the place to come for a vegan baked treat or, even better, breakfast (and then brunch and then lunch and then afternoon tea).

The decor is also mind-blowingly good — think Scandinavian hipster with salt lamps and a postcard on each table that you can write while you wait for your food.

Please, if you do one thing with your life, it should be to eat here.

4. FOAM: aesthetically pleasing vegan food in The Hague

FOAM is so good, I can’t even explain it to you. It’s a fully vegan brunch/lunch place, also in Noordeinde.

It has a beautiful back garden with trailing climber plants, and inside the cafe you can see glass jars filled with spices and pickles.

All the food is made right in front of you — there’s no separation between the kitchen and the restaurant.

FOAM also always has incredible homemade baked goods, which I can never resist taking with me for later.

5. Quench: vegan food and drinks in The Hague

photo-of-vegan-drinks-being-cheered-at-Dutch-vegan-restaurant-in-The-Hague
Vegan drinks in The Hague? Hell yeah. Image: Freepik

I have such a soft spot for Quench, because it was the first place I found vegan croissants at in The Hague.

Other cafes have them now too (as I’ve mentioned above), but I can still remember the bliss of crunchy, flakey goodness I experienced there.

Quench, as the name suggests, actually specialises in drinks. It’s really like walking into Willy Wonka’s Chocolate Factory, but for vegan beverages (alcoholic or not).

They also do an amazing selection of homemade bagels.

6. Conscious Kitchen: community-style vegan food in The Hague

The Conscious Kitchen is an incredible place. Located on Witte de Withstraat in The Hague, it opens every Thursday evening to feed people with food that would have otherwise been thrown away from the Haagse Markt.

Everything is vegan, and you pay what you think the meal is worth — most people pay about eight euros.

READ MORE | If everyone in the world went vegan it would solve world hunger: Dutch research

The food is collected, prepared and served by volunteers. It’s an amazing way to get to know people in your local community, as well, as many people come alone and are in the mood to chat.

Are you going to eat at any of these places soon? Or do you know any other vegan hotspots in The Hague? Let us know in the comments below. 

Reducing your energy bill in 2026: why you need a contract coach

The cost of living in the Netherlands increases every year because of, well, inflation. 🤷 The last few years have been like no other, and we see this reflected in our ever-increasing energy bills.

So how can you regain control of that pesky piece of paper?

The good news is that even though managing your Dutch utility bills in recent years has proven to be a different ball game than usual, you can still save on energy costs in the Netherlands

READ MORE | Gas, electricity, water and more: the ultimate guide to utilities in the Netherlands

But let’s first understand why prices have skyrocketed in the first place before we dig into how to bring them down. 

This post might have affiliate links that help us write the articles you love, at no extra cost to you. Read our statement.

Energy prices are skyrocketing: why?

The Netherlands, and the rest of Europe, have been in an ever-worsening energy crisis for the past few years. 

In 2020, the winter turned out to be colder than usual, and with everyone penned up at home, people turned up the dial on their heaters. This resulted in greater energy demand, causing prices to rise. 📈

In 2021, the price hike continued, worsened by fears of diminishing gas stocks. Initially, the increasing costs were mostly felt by companies, but it didn’t take long before the average Dutchie (half a million of them, to be precise) began having trouble paying their energy bills.

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Checking bills is never fun, but it can be made easier. Image: Depositphotos

When Russia invaded Ukraine in February of 2022, the question of Russian energy became even more relevant. 

The increasing motivation for ending the Netherlands’ dependency on Russian gas, coupled with a huge rise in energy bill costs, has made Dutch policymakers think — fast.  

As the Netherlands increases its focus on renewable energy and begins importing more LNG (liquified natural gas), the government is also introducing measures to cushion the impacts of the rising prices

Psst! The lovely folks at PartnerPete are experts in hooking internationals up with the best utility providers in the Netherlands. They know a thing or two about saving on energy costs and can help you find the best deals — completely in English. 

Dutch energy bills: understand your contract

If there’s one thing you understand when you look at your energy bill, it’s that energy prices are rising, and you see it reflected in the sum total of your utility bills.

READ MORE | How to take control of your Dutch utility bills in 5 simple steps

We also know that in order to understand that frustratingly expensive slip of paper, you spend an unreasonable amount of time translating, googling, and maybe practising one or two Dutch swear words

Keeping up with energy prices is one thing, but keeping up with Dutch contract language is a whole other ball game. Nevertheless, it’s important to understand how much you’re paying and for what. 

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We’ll give you a few minutes to run and check your energy contract. Image: Depositphotos

With continuously climbing energy prices, the most important thing to consider is whether you have a fixed or non-fixed contract. 

  • With a fixed contract, the price you pay for energy is locked in, meaning you aren’t at the mercy of the market. However, if you want to terminate your contract prematurely, you’ll often have to adhere to a 30-day notice period and might have to pay a fee. 
  • However, if you have a non-fixed contract, then the costs billed to you are calculated on the running market price. 🏃 In this scenario, we’d probably try to run ourselves — either from our responsibilities or to a new provider. (Please only attempt the latter, though).

As an international, changing energy providers and switching contracts is not always an easy feat. Luckily, we know someone who can help you navigate the Dutch energy market. ⚡

Meet PartnerPete’s ContractCoach  

PartnerPete has developed a special service for internationals in the Netherlands that takes a three-pronged approach to tackle Dutch energy costs. Say hello to your very own ContractCoach! Now, what exactly can they do for you?

Translations

Firstly, the ContractCoach service offers to translate all the important documents you need to stay on top of your utility bills. Not only does PartnerPete help translate Dutch for non-Dutch-speakers, but they also help to make head and tail of the jargon. 

Contract follow-ups

In the Netherlands, it is often beneficial to switch providers once a contract expires. This tends to happen once a year. But what also tends to happen is that people forget to follow up after the contract expires, leaving them stuck with their current provider.

A Contract Coach contacts you once a year to discuss all your various utility contracts, ensuring that you’re happy to stay with your current one or helping you make the switch to another.

Contract cancellations

If you do decide to switch to a new supplier, PartnerPete’s ContractCoach will ensure that your old one is terminated correctly. The same goes if you’re moving to a new house in the Netherlands

Bonus feature: Energy Price Alert

As a new and improved feature, PartnerPete’s ContractCoach service now also includes energy price alerts. 🚨

This is perhaps the easiest way to reduce your energy bill in 2022. Anytime the energy rates drop below the one you have in your current contract, PartnerPete will notify you. 

What’s more, your ContractCoach will inform you proactively with a better offer than what you’re currently paying.

You can then decide whether to make the switch or not — a thing you, of course, won’t have to do on your own. 🤝

If you want to learn more about ContractCoach, reach out to PartnerPete or check out their website.

What are your biggest challenges when it comes to energy bills in the Netherlands? Tell us in the comments.

Cocaine in the Netherlands: everything you need to know 2026

Cocaine in the Netherlands is available, semi-popular, and relatively affordable.

In fact, the drug and country have a history together that goes way back.

In the Netherlands, there’s often a lot of talk about cocaine — in part due to raging gang wars in the major cities, and also in part due to its growing social acceptability (at least among certain classes).

So, here’s what you need to know.

Disclaimer: DutchReview does not support or condone in any form the use of any illegal drugs, including But hey, if you’re going to do it, you might as well be informed, right?

Cocaine, along with other non-medicinal drugs, is illegal in the Netherlands. This has been the case since 1912 when the Opium Law was passed.

However, because the Dutch government views the idea of a drug-free country as unrealistic, the use of most drugs in the Netherlands is tolerated — which is where the country’s reputation as a drug-tolerant country comes from.

Producing and dealing in cocaine are both punishable by law, although typically you probably won’t be prosecuted for possession of between 0.5 and 1 gram for personal use.

Police do often seize it when they find it on you, though — after all, cocaine is the most commonly-seized drug in the Netherlands.

How do you buy cocaine in the Netherlands? 

If you want to score some cocaine in the Netherlands, you’ll need to find a dealer first. Most people find dealers through friends or by asking around at a party.

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Buying cocaine in the Netherlands is easy if you know the right people. Image: Depositphotos

It’s best to have an introduction to a dealer through someone who has bought from them before. Street dealers do exist in the Netherlands, so there’s a chance you’ll be offered some cocaine in a dark alleyway — but there’s no guarantee of the quality. You might get crack, talcum powder, or even heroin instead.

TIP: You can have any drugs you purchase in the Netherlands scientifically tested at Jellinek. The service is anonymous and virtually free (It’s €2.50 per drug sample in Amsterdam). Find out more.

Dealers are typically quick and easy. If you messaged a dealer and ordered a pizza at the same time, the cocaine would almost be guaranteed to arrive faster.

Some people purchase their drugs through the Dark Web and have them posted to their mailbox. Pretty silly though, right? You have no idea what you are ordering or if you’ll be caught.

How much does cocaine in the Netherlands cost?

You can expect to pay between €50 and €60 for one gram of cocaine in the Netherlands.

How pure is cocaine in the Netherlands?

A 2018 study found that the average level of cocaine in cocaine powders in the Netherlands was 65.5%. This is considered to be among some of the purest in Europe.

But what substances are commonly used to bulk out the drug? How do you know what you’re actually putting up your nose?

Truth is, unless you get every cocaine batch you order tested, you can’t truly know. There’s no obvious signifier just by looking at it as drug dealers use substances with the same texture and colour.

Sometimes batches of cocaine are mixed with innocent ingredients such as caffeine but most of the time it is dangerous substances like the following:

SubstanceWhat it is normally used for 
StrychnineRat poison
Sodium carbonateLaundry detergent
LevamisolMedication to kill parasitic worms in animals
Magnesium sulfateEpsom salts
FentanylAn opioid used as pain medication

Lidocaine is also common and mimics the numbing of the mouth and gums people associate taking cocaine with. In a study of drugs, lidocaine was discovered in over 66 per cent of the cocaine batches seized for testing.

What an Amsterdam street dealer has to say

Vice spoke to a long-running street dealer who has been selling drugs in Amsterdam in the 1980s. He said “It’s terrible out on the streets now. People are selling all kinds of shit. Like lidocaine, for example. If you put that on your gums, it will numb them a bit, just like with cocaine.”

“People are cutting their stuff more and more. The quality has just gone downhill. And sometimes I sell flour or baking powder.”

Words in Dutch for cocaine

There are a few Dutch slang words for cocaine of course, other words for cocaine in Dutch include: soz/sos, kabouterpost, witte motor, wit brood, Colombiaans marcheerpoeder, neus poederen, nakkie, lijntje, sleuteltje etc.

Other general colloquialisms include coke, coca, snow, blow, charlie sheen, nose whiskey, powder

How does cocaine get to the Netherlands?

Most cocaine sold in the Netherlands today is not produced here, unlike during WWI. Most of it is produced in South America.

So you may be wondering exactly how it gets here. Most of it is produced in Colombia and is then transported to one of the Netherlands’ former colonies in the Caribbean.

From there, it travels by ship to the flat shores of the Netherlands, usually via Rotterdam.

Often smugglers will install a false bottom on a container, under which they will hide their illicit cargo. It’s also been found in the soles of shoes, inside fish, and in fairground rides.

Getting the cocaine from boat to land usually involves either a corrupt official or pure luck (given the amount of cargo coming ashore each day, something will always slip through).

What are the effects of cocaine?

As with anything, it affects people differently. Ever heard the saying “different strokes for different folks”? Well, it’s the same with drugs.

Some people report feeling much more energised and curious on the drug whilst others say it increases their anxiety levels and gives them hot flushes.

Generally speaking, cocaine is a strong stimulant that increases the natural level of dopamine found in our brains. Dopamine is a neurotransmitter that creates feelings of reward, motivation, and pleasure and generally makes us feel good.

The effects of cocaine in the Netherlands

A comedown on cocaine

A comedown is a mental and physical crash after taking drugs. If your brain has had an abnormal amount of ‘uppers’, then your body and mind with feel withdrawal when it is no longer high. This can manifest itself in a variety of ways but most commonly:

Coming down from the effects of cocaine in the Netherlands

The comedown can last between a day to a few days depending on what you mixed the drugs with and how late you partied, and so on.

Make sure you drink enough water, try and eat healthy food and get enough rest. If you are still not feeling right after 5 days, go and speak to your doctor.

What is the difference between crack cocaine and cocaine?

Both substances are derived from the coca plant. Cocaine is the powder form of the plant that is typically snorted, rubbed on gums or injected into veins.

Crack on the other hand is smoked. It differentiates chemically because the cocaine powder is mixed with water and baking soda.

This mixture is heated to dissolve the hydrocholoride component and results in a far more concentrated form of cocaine. Instead of a fine powder, tiny rocks are created.

Do’s and don’ts of taking cocaine

We don’t want to glamourise cocaine, but if you make the decision yourself to engage it’s important to be educated on drugs and their use.

Here are a few things that you must take into consideration if you are planning on using cocaine:

Do’s Dont’s 
Do go to the toilet even if you feel you don’t need to go as drugs can interfere with the bladder signals to the brainDon’t give in to peer pressure – you must feel comfortable taking drugs
Do make sure you are with a friend who trust completelyDon’t buy drugs from street dealers (see point 9)
Do take small doses and work your way up to the high – the effects can take a while to kick in and you don’t want to be caught off-guard by taking too much in one goDon’t try drugs for the first time in a setting you are not familiar with. If you get anxious or paranoid is it good to be able to venture home

Being educated about drugs is your responsibility. We all must choose wisely, make informed decisions and try to mitigate the risks if we choose to take recreational drugs.

It’s also good to bear in mind that sometimes you’ll get darn right ripped off and dealers will sell you baking soda as “cocaine”.

History of cocaine in the Netherlands

Bizarrely, the Netherlands was once the biggest cocaine manufacturer in the world 

The Dutch cocaine factory supplied soldiers drugs during the war

The Dutch cocaine factory was located in Amsterdam on Weespertrekvaart. Conny Braam wrote a book about the Dutch cocaine factory and spoke to Vice about her findings.

She pointed out how during her research it became apparent that cocaine sales from the Netherlands soared during World War I.

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A sketch of the Dutch cocaine factory. Image: Hermanus Hendrikus Baanders/Wikimedia Commons/CC4.0

Why? Because cocaine was given to soldiers to increase their productivity in the war zone. It suppressed appetite, reduced fear and heightened alertness which made it very effective for tired and hungry soldiers in battle.

Is that how the Netherlands became such a wealthy economy?

The Dutch sold cocaine to so many people which perhaps held them in good stead to become the most competitive economy in Europe

“Everybody from the British, the Germans, the French to the Canadians. Neutral Netherlands supplied coke to all of those countries.”

But after the war ended, what happened to the soldiers addicted to cocaine?

In 1919 the Dutch Opium Law came into force making cocaine a controlled substance and exports bans were put in place.

So what happens to the thousands of vulnerable soldiers who are heavily reliant on the drug? A black market emerged (which is still in use today).

History of cocaine: from South America to the most seized drug in the Netherlands

Certain populations of South Americans have been chewing on the leaves of the coca plant for over 4,000 years. This ‘snack’ reduces tiredness and boosted energy levels required for the hard labour in the mountainous terrain.

Spanish invasion

When the Spanish invaded Peru in 1532 they took control of the coca leaves and would regulate their distribution to labourers. They began taxing the leaves and tried to export them to Europe but the leaves did not travel well.

Invention of cocawine

As technology advanced and knowledge of the plant became more refined, cocaine was transported to Europe in a drink called ‘Cocawine’.

This wine was created by a French chemist named Angelo Mariani who mixed the coca leaves with alcohol to create a potent wine. Advertisements for this wine included “fortifies and refreshes body and brain and restores health and vitality”.

old-fashioned-poster-advertisment-for-vin-mariani-with-the-words-popular-french-toxic-wine-and-a-woman-in-a-yellow-dress-dancing
An advertisement for French toxic wine. Image: Jules Chéret/Wikimedia Commons/CC4.0

Coca-Cola

Cocawine is said to be a predecessor of cocaine in coca-cola, invented in 1886. Recognise the “coca” part? Well, now you know where it comes from! — the coca plant of course. About one line of cocaine was added to every bottle of Coca-Cola.

Coca-Cola was originally only distributed in soda fountains, meaning only the elites in society could afford the beverage. In time, Coca-Cola bottles were invented which gave the rest of society access to the soda.

A drink that originally showed status slowly became “corrupted” by the minorities. Grace Elizabeth Hale in The New York Times explains “southern newspapers reported that “negro cocaine fiends” were raping white women, the police powerless to stop them. By 1903, Candler [manager of coca-cola] had bowed to white fears [by] removing the cocaine and adding more sugar and caffeine.”

Widespread use

Writers and artists such as Henrik Ibsen and Robert Louis Stevenson came to love the drug. The Independent found that Sigmund Freud wrote a paper entitled “über cola” and said the drug brought “exhilaration and lasting euphoria, which in no way differs from the normal euphoria of the healthy person”.

It is now one of the most consumed drugs in the world. The European Monitoring Centre for Drugs and Drug Addiction 2019 Netherlands drug report showed that cocaine is the most seized drug in the Netherlands, followed by cannabis and then MDMA. 

The human cost of cocaine production

Nearly 75 million euros worth of cocaine is bought in Amsterdam annually and an investigation conducted over six months showed that 30% of people have used the drug.

The production of cocaine is illegal so there is no law which can protect the cocaine producers or drug traffickers.

Many people are coerced into drug trafficking, and cocaine producers in South America make very little money and work in harsh conditions.

The street value of a gram of cocaine ranges between 25 and 50 euros but the South American cocaine labourers receive about 50c for a days work.

We hope you learnt something new about cocaine in the Netherlands. Do you think we missed anything? Or is there something else you would like us to cover? Let us know in the comments below! 

 

Eating out in Leiden in 2026: the top hotspots to check out!

As you might know by now, Leiden has a special place in our hearts here at DutchReview. Given it’s where our office is based, it should be of no surprise that we frequently get asked: “where should we go out for dinner in Leiden?”

Well, if you’re wondering the same thing, then lucky you we like eating, and we like writing about it. So we have come up with the top hotspots for a lekker night out at restaurants in Leiden.

1. Los Cosmos

Missing some southern warmth in the lowlands? With its mouthwatering tapas, delicious cocktails, and a tastefully decorated interior, Los Cosmos will transport you into a warm summer day in Spain.

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Ideal for a fancy night out. Image: DutchReview/Supplied

From deep flavoured lamb to delicious gamba’s and fresh asparagus from the grill, there’s something for everyone in your friend group to enjoy! It’s an ideal place for a fancy night out or a quick bocadilla for lunch by the canal.

📍 Location: Aalmarkt 15
🍽 Recommendations: Ceviche de gambas to share, gin basil smash to drink
👍 Socials: Instagram, Facebook

2. Aan de Rijn

Having a coffee or beer at the beautifully located Aan de Rijn while visiting Leiden’s Saturday street market is one of my favourite things to do. It’s just made for your Instagram.

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Perfect for a sunny summer evening. DutchReview/Supplied

So if you’re pining for the classic canal views of Leiden, this is the place to be. The interior is also pretty goddamn gorgeous when the weather in the Netherlands fails us, as usual.

As you can see, the place has got it going on. With some funky tunes and the quality service by Roos, David, and the crew, you’re in for a fun night eating out in Leiden.

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It was meant for sharing, but I could’ve eaten it all. Image: DutchReview/Supplied

Shared dining is the done thing here. The idea is that you select a couple of small dishes at once, which are beautifully arranged on a wooden board. It’s a solid concept, and you can mix and match whatever you want (honestly, there are no bad choices).

A great terrace, lovely decor, and a shared dining concept is just the start of what Aan de Rijn has to offer — you can’t go wrong with that.

📍 Location: Nieuwe Rijn 37
🍽 Recommendations: Shrimp croquettes, poke bowl, and cheesecake.
👍 Socials: Facebook

3. Bar Lokaal

Not far from Aan de Rijn is another crowd-pleaser in Leiden (not that anything is far away in Leiden, but this one is literally around the corner). Bar Lokaal brings you some deluxe veggie dishes, but no need to worry meat-lovers. They’ve got some top-notch cuts for carnivores as well.

First of all, it’s worth noting that Bar Lokaal is located at one of the most beautiful squares in Leiden the Hooglandse Kerkplein. After having a few glasses of wine, you can almost taste that romanticized 16th/17th century.

Tip: you have to drink wine there. Not only do they know a lot about wine pairings, but they also serve wines from our favourite wine company, Baltazar.

Like many other spots in the city, Bar Lokaal encourages sharing (which is good because I’m always eyeing up what everyone else has ordered). The portions, and the price tags, are a bit bigger than other shared dining venues, so you should be satisfied if you order between four and six dishes.

We devoured a lovely smoked rib-eye, but where Bar Lokaal really shines is in when it comes to their vegetarian dishes. Especially their cauliflower dish is making a name for itself. Here’s a picture of it it tasted just as good as it looks.

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That’s a meg plate of food. Image: DutchReview/Supplied

Other tips? Well, make a reservation if you want to bag a spot it’s packed most of the time, and you can see why. Luckily, they’re open for breakfast and lunch as well if you’re around for a daytime bite.

📍 Location: Hartesteeg 13
🍽 Recommendations: The banging roasted cauliflower
👍 Socials: Instagram, Facebook

4. Freddy’s Gastrobar

For a tasty meal that will have you lekker waving and a cosy interior, Freddy’s Gastrobar in Leiden is a great place to grab a filling lunch or romantic dinner.

A new restaurant to the landscape of Leiden’s many food hotspots, Freddy’s opened up in 2022. Built into the lowers floors of the Heineken Head Office, this gastro bar is named after the famous Freddy Heineken.

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The inside of Freddy’s warm interior. Image: Abuzer Van Leeuwen/Supplied

With multiple food choices on offer, from three-course set meals to delicious desserts and even vegan options for those plant-based folks, this restaurant in Leiden has something for everyone.

Freddy’s is also a mere hundred metres away from Leiden station, so it makes a great final stop on a day out in the small Dutch city. Plus, with some epic borrel deals, it’s also a great spot for post-work drinks — because we all know that Dutch 9-5 is stressful. 😅

And, if you’re a big beer drinker, you’ll be delighted to know that Freddy’s has two tables with their very own beer taps, meaning you can have a night with endless drinks and chatter. 🍺

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The different courses at Freddy’s are just lekker! Image: Abuzer Van Leeuwen/Supplied

If you do take a trip to Freddy’s, make sure you do a bit of research about Freddy Heineken, the man who was kidnapped, and make sure you note the painting of the namesake himself on the walls while you enjoy the plush seats and sit at the grand wooden tables.

📍 Location: Herenstraat 1
🍽 Recommendations: Thai fish cakes
👍 Socials: Instagram, Facebook

5. Pizzabakkers in Leiden

Fancy a pizza with a view of the prettiest house in Leiden? And all that without breaking the bank? Well then, you’re in luck because there’s a Pizzabakkers in Leiden too!

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That happy face is reserved for pizza. Image: DutchReview/Supplied

De Pizzabakkers is a small and homley franchise. A few of them are popping up around the Netherlands, all of them run by spirited owners who put in their heart, soul, and salami. Their pizzas are always delicious, thanks to the influx of Italians in the Netherlands. You’ll even find a young Italian lad doing his magic in the kitchen. This authenticity puts it far above other generic franchises.

Since I lived in Italy for a while, I have been absolutely spoiled when it comes to pizza and espresso. So I can happily report that the Pizzabakkers in Leiden also passes my totally unscientific pizza-eating trial.

What else is there to know? Well, prices are reasonable, which is good if you want to swing by for a quick pizza. I had the pizza of the month twice, and both were great pizzas with premium toppings and were enough to satisfy my (large) appetite. Another plus side to the Pizzabakkers in Leiden is that they have a scenic terrace where you enjoy the view of (what is in my opinion) the prettiest house in Leiden.

📍 Location: Herenstraat 1
🍽 Recommendations: Salami finocchiona
👍 Socials: Instagram, Facebook

6. Just Meet

This one was on my Leiden list for a long time, but it was always packed when I tried to walk in on a Saturday or Sunday. I was relieved when I finally secured a reservation at this deluxe meat-eating establishment on the Breestraat.

Just Meet is located in an absolutely fabulous building. There are two large dining rooms, both equally atmospheric and divided by a hallway with a large piano in it. It also has one of the best classic staircases you’ll encounter in Leiden.

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Honestly, I would be happy sitting at the bar. Image: DutchReview/Supplied

We started this dinner with a serving platter called ‘Plateau Just Meet’, and that was awesome from the get-go. It even featured some vegetables on it:

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Would you look at this spread! Image: DutchReview/Supplied

But now, let’s go on a truly carnivorous adventure. See, for real meat lovers, you need to go for one of the sharing steaks. After selecting your meat of choice (ask the waiter for their recommendation), they will collect your meat from the “curing cabinet”.

A fun part of the process is that you get to select your own knife. Each knife comes with its own story (we definitely talked about these knives for 10 minutes sorry to our lovely waitress for keeping you so long!)

After the foreplay, you can watch the cooks prepping a beautiful plate of meat.

And there it is, one of the best steaks I’ve ever tasted in the Netherlands. My mouth is watering evening now as I’m writing about it.

📍 Location: Breestraat 18
🍽 Recommendations: the cowboy steak for two.
👍 Socials: Instagram, Facebook

7. City Hall

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The beautiful interior of the bistro. Image: DutchReview/Supplied

If you’ve ever visited Leiden, you’ll know the City Hall — a beautiful building that marks the city centre. But it offers more than admin queries. Tucked within the historic building is an Italian bistro. This is the perfect place for a treat (as the menu is on the pricey side), but it’s worth splashing out.

📍 Location: Stadhuisplein 3
🍽 Recommendations: Tortellini con pere e pecorino
👍 Socials: Instagram, Facebook

8. Tabú

Did you know that Leiden never used to have a Latin, Mexican, or taco restaurant? That’s loco, right. Well, Tabú has solved this issue with its stunning canal views, colourful decor and zesty food.

It has to be mentioned that every Monday and Wednesday from 5 to 7 PM, they host a “cocktail madness” when two of their daily special cocktails go for 12 euros.

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An array of zesty starters. Image: DutchReview/Supplied

📍 Location: Rembrandtstraat 27
🍽 Recommendations: Tostada del salmone and the quesedilla
👍 Socials: Instagram, Facebook

9. Lot en de Walvis

It’s a staple of the Leiden food and drinks scene and one of my favourites (whenever the weather permits). One of the best parts of Lot en de Walvis is the great location, with gorgeous views of the marina and an extensive terrace.

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The delectable fish dish! Image: DutchReview/Supplied

📍 Location: Haven 1 2312 MG Leiden
🍽 Recommendations: Pepesan Ikan Nasi Kuning (the fish dish above)
👍 Socials: Instagram, Facebook


Here was our list of top dining spots in Leiden! Have you been to any of these restaurants yet? Or have we missed your favourite off the list? Let us know in the comments below!

Editor’s Note: This article was originally published in July 2019 and was fully updated in December 2022 for your reading pleasure.

Dutch man dies after being beaten by youths when confronting them for throwing fireworks at his dog

A 52-year-old Dutch man died from his injuries after being severely beaten on New Year’s Eve.

It was initially reported that the man died from his injuries after being beaten. However, the NOS now reports that a clear cause of death cannot be given.

The man had reportedly confronted a group of young people after they started throwing fireworks at his dog.

According to Dagblad van het Noord, the man was out walking his dog at 2:30 AM during New Year’s Eve celebrations in Leek (in the province of Groningen) when the assault took place.

After being severely beaten by the youths, the man managed to make it back home, where he died as a result of his injuries.

Nothing confirmed yet

While multiple newspapers are reporting on the incident, the police have yet to confirm the events that took place.

Speaking to the NOS, a police spokeswoman has said that “We are going to hear witnesses again today, the investigation is still in full swing.”

However, an arrest has been made. An 18-year-old who was allegedly involved in the assault was arrested on New Year’s Day.

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Becoming a freelancer in the Netherlands: The 2026 ZZPer guide

Dreaming of quitting your job and becoming a freelancer in the Netherlands? It sounds like you may have been bitten by the ZZPer bug and are in love with the idea of being your own boss! 🪄

Even with the stellar Dutch work-life balance, becoming a freelancer and essentially marching to the beat of your own drum can be an enticing option.

So, are you stomping on the pedal to become a fully-fledged ZZPer and start your own fabulous business? You may want to gently nudge the brakes for a minute — at least until you’ve read up on a few things you need to know first. 👇

This post might have affiliate links that help us write the articles you love, at no extra cost to you. Read our statement.

What’s a ZZPer?

Standing for zelfstandige zonder personneel (independent with no staff), a ZZPer refers to a freelancer in the Netherlands.

The most common business model for freelancers is an eenmanszaak (sole trader/proprietorship), in which you have full legal and professional responsibility for your business.

READ MORE | Types of Dutch companies: quick and easy guide

Going freelance comes with a host of benefits, such as a flexible schedule, full creative control and direction of your business, choosing your own clients, and setting your own rate.

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Freelance life isn’t for everyone, and that’s perfectly okay! Image: Freepik

However, things aren’t sunshine and stroopwafels all the time. From wrangling taxes, building your own client base, setting up all the legal requirements… etc., the freelancer lifestyle is not without its challenges.

But if you fancy being your own boss and are willing to navigate a few possible bumps along the road, then the freelancer route just might be the right choice for you!

What do I need to become a freelancer in the Netherlands?

Oké, so you’ve got this exciting new business idea and you’re champing at the bit to make it a reality, but you’re wondering what the next steps are.

We’ve worked our way over that particular hurdle, so here’s something to help: a mini-guide on everything you need to become a freelancer in the Netherlands. 🙌

A KVK number

Legally, you’ll need to register your business with the KvK (Dutch Chamber of Commerce) before you start freelancing.

You can easily make an appointment with a KvK kantoor (office) near you through the official website. Remember to bring your official documents, such as your ID/BSN information with you.

READ MORE | Can I work in the Netherlands? Complete guide to work permits and visas to land a Dutch job

At the end of the process, you’ll be issued with your KVK number. This means that you are registered in the Handelsregister (Dutch Business Register) as a legitimate business in the Netherlands.

In addition to this, you will also be required to choose a unique name for your business, detail its legal structure, and define what activities it will be undertaking.

Not sure if your ideal business name has already been taken? Maak je geen zorgen (don’t worry), because you can search the KvK’s business register.

Let op: Unless you’re an EU, EEA, or Swiss citizen, you’ll also need to be in possession of a valid residence permit.

Your residence permit will provide you with a BSN (Citizen Service Number), which is mandatory in order to register as a freelancer, get insured, and pay your taxes.

A BTW nummer

Also known as a VAT number, your BTW number will be provided to you when you attend your KvK appointment.

Containing part of your BSN (Citizen Service Number), you will need to use your BTW nummer when filing your taxes and when sending invoices.

Insurance

Living in the Netherlands without valid insurance is a bit like driving down the German Autobahn after you’ve been on a six-week bender. You’re probably going to be in a lot of legal trouble (and it might hurt more than just your wallet).

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Whether you work from home or a freelancer that’s racked up a wealth of Air Miles, protecting your business and your health should be a top priority. Image: Freepik

In short, you’re legally required to take out Dutch health insurance (zorgvezekering) as a ZZPer. Although international students and expats can receive healthcare in the Netherlands through global or EU health insurance providers, it is mandatory to take out Dutch health insurance instead when legally employed here.

READ MORE | 9 things you need to know about Dutch health insurance as an international

Luckily, there are a range of effective Dutch health insurance providers that can give you the coverage you need! These include:

Although Dutch health insurance is mandatory, it’s not the only type of insurance that freelancers are advised to take out.

Freelancers who want to insure their businesses against lawsuits brought about by possible professional errors may also want to take out beroepsaansprakelijksheidsverzekering (professional indemnity insurance). For some lines of work, such as law, accountancy, and architecture, indemnity insurance is legally mandated.

Meanwhile, what if you accidentally drop your customer’s laptop whilst explaining an important report to them? If you’d like to avoid the risk of being liable for the accident, you may want to take out bedrijfsaansprakelijkheidsverzekering (business liability insurance), from a company like Univé.

Tools you’ll need for your business: ZZPer edition

Making the most of your full-time freelance dreams often means treating your one-man (or one-woman) show as a serious business. Although success is never a guarantee, there are definitely tools that can aid the process. 👇

A business bank account

Let’s face it, trying to be über-professional while your ‘freelance’ bank account includes charges for your Netflix and chill binge can get rather… hard.

That’s why investing in a business bank account is a great move. Not only will it create a financial division between work and play, but a business bank account will also give you access to specific features that can help your business flourish and grow.

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A business bank account helps you stay on top of things whilst offering you powerful add-ons to boost your freelancing career. Image: Freepik

Whether you’re planning on taking out a loan, setting up an invoicing system, or just need some assistance getting your head around VAT calculations, a company bank account will probably be your wallet’s BFF. In fact, setting up a business account is even recommended by the KVK.

Our top picks for ZZPer-approved business bank accounts include:

Note: You may need some extra documents to open a business bank account. These include proof of identity and an extract from the KVK business register (Handelsregister).

An invoicing program

Oké, it’s time to rip off the plaster: being your own boss means that you NEED to be organised.

Although many freelancers are aware of the importance of keeping many aspects of their business well-organised, the invoicing side can be a tricky beast to master. However, properly filed invoices are both tax obligatory and useful for recording your business’ cash flow.

If you’re new to the ZZPer life or just aren’t comfortable with handling invoices yourself, it stands to reason that you may want a little help.

READ MORE | 7 things you need as a freelancer in the Netherlands

The easiest and most hassle-free way to get your invoices in order? By using invoicing software!

photograph-of-a-freelancer-typing-on-his-laptop-with-cup-of-coffee-and-open-notebook-by-his-side
Hate invoicing? Luckily, there are simple solutions that’ll make this step a walk in the park. Image: Freepik

In fact, some banks (such as bunq) even offer invoicing services straight from the app or offer you the option of connecting to third-party software that’ll make the job easy as pie. 🥧

However, if you’d prefer using dedicated software, our freelancer-approved list of handig (handy) invoicing programs include:

How much tax will I pay?

The Dutch tax office collects a 21% BTW tax from freelancers in the Netherlands typically four times per year. In addition to the regular rates for your goods or services, you will need to add this extra tax on every invoice you charge your customers.

Of course, for reasons of transparency, you will need to inform your clients that the cost you’re charging them is including (or excluding!) VAT.

READ MORE | How to pay your taxes as a self-employed person in the Netherlands

The process of paying taxes (belasting) in the Netherlands as a freelancer can be a bit like walking around Scheveningen beach with a fat stack of patatjes (chips), as greedy seagulls caw overhead. In simple terms, the whole ordeal can be fraught with stress and confusion.

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It’s sad, but true: taxes are a necessary evil when living and working in the Netherlands. Image: Freepik

Although enlisting the services of an accountant is always a good idea, freelancers that don’t want to shoulder the additional expense also have apps that can guide them through the process.

One of our personal favourites is Finom, a handy app that helps manage the financial aspect of running your own business, including invoicing, business bank accounts, and offers options for your clients to make payments.

Feeling a little overwhelmed? Maak je geen zorgen (don’t worry), because things aren’t all head-scratchingly confusing when it comes to doing your taxes as a freelancer. 👇

Tax subsidies: freelancers can get them, too

Being self-employed in the Netherlands means that you might be entitled to some tax deductions that’ll help your business thrive.

If you’ve just set up your business, then you’ll likely be eligible for startersaftrek, which is a form of tax relief for new companies.

Not quite new, but making under €20,000 per year? It sounds like the kleineondernemersregeling (small business scheme) might be just right for you. Even better, this scheme means you don’t need to pay VAT!

And calling all ZZPers that cajole their spouses or partners into working for them: you could be entitled to meewerkaftrek (working partner’s abatement), as long as their work is unpaid.

Oh, and if you’re devoted to doing a lot of research and development for your business, the Dutch government really digs that. They’ve even got handy dandy aftrek voor speur- en ontwikkelingswerk (R&D credit) for you, as long as you spend at least 500 hours per year on the task.

Let op: To be eligible for these subsidies, you will need to work at least 1,225 hours per year on your business.

Do I need a contract to work with clients as a freelancer?

According to the Belastingdienst (the Dutch tax authority), it isn’t mandatory for freelancers in the Netherlands to set up a contract with their clients.

However, it may be advisable to create one, so that all parties involved are assured of the obligations and other details that their work relationship involves.

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Whether you love marching to the beat of your own drum or could use a bit more supervision, there’s probably a contract that’s perfect for you! Image: Freepik

Dutch law outlines several types of model agreements (or modelovereenkomsten). These include:

No employer authority

If you draw up this contract yourself, it entails that you don’t need your client’s supervision or instructions, and can work at your own discretion.

However, the second type of ‘no employer authority’ agreement gives you slightly less freedom as a freelancer. If this contract was drawn up by the Tax and Customs Administration instead, your client may be allowed to provide supervision or define the end goal of your assignment.

No obligation to work personal work

This type of agreement means that you are not mandated to undertake the contracted work yourself and can nominate someone else to do it. In other words, you’re allowed to decide if delegating the work to someone else is a good idea, as well as who’ll be filling your boots.

However, if this agreement was drawn up by the Tax and Customs Administration, then your client can refuse the replacement if they don’t meet the necessary criteria for the job.

No employer authority and no obligation to work in person

This agreement combines several of the specifications of the two previous contracts. Drawing up this contract means that you are allowed to do the job at your own discretion, without supervision from your client.

This agreement deals with the conclusion of assigned work between you and your client.

How to (effectively!) manage your business as a freelancer

If you’re dead set on becoming a freelancer in the Netherlands, there are definitely some helpful things to know!

Learning Dutch is an asset for freelancers in the Netherlands

Think doing your taxes is nerve-wracking? Now picture doing them… IN DUTCH! 😱

Oké, jokes aside, learning Dutch is not a necessary requirement for becoming a ZZPer. However, getting its guttural gs, confusing grammar, and Scheveningen’s spooky syllables under your belt definitely makes navigating freelance life in the Netherlands much easier.

READ MORE | The top 16 free ways to learn Dutch

In addition to all of this, learning Dutch opens the door to attending useful networking events in the Netherlands.

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Whether you’re paying taxes, reaching out to fellow freelancers, or just networking, Dutch can definitely be an important asset. Image: Freepik

Whether you’re trying to reach out to fellow freelancers or widen your customer base, being able to efficiently communicate in Dutch is a powerful tool in your ZZPer arsenal.

Setting up a Dutch pension plan is a great idea

Of course, being a freelancer also means that you’re solely in charge of your retirement funds.

Whilst many ZZPers may put off setting up a proper pension plan until their businesses are fully established, there’s no better time than the present to work on your financial health.

Not quite sure where to start? It’s perfectly normal to feel a little lost! Thankfully, there are helpful apps that can help you set up and manage your own pension funds.

But wait… am I really a freelancer?

Although this might sound like a purely obvious question, it’s an entirely different story in legal terms. The Belastingdienst (Dutch tax office) has noted that there are three key things that an aspiring freelancer needs to fulfil to legally qualify as a ZZPer.

READ MORE | Salaries in the Netherlands: the ultimate guide to Dutch wages

These specify that you need to:

  • Work independently to provide goods or services.
  • Ask for a commercial price or hourly rate.
  • Do business with people other than friends or family, and compete with other entrepreneurs in a similar industry.

In addition to these criteria, the Belastingdienst may also pay attention to a number of other factors to gauge your ability to take to ZZPer life. You can read all about them here.

Is the freelancer in the Netherlands life right for me?

Of course, just like salted liquorice (or zoute drop), becoming a freelancer in the Netherlands may not be the right choice for everyone.

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Freedom is great, but freelancing occasionally has TOO much freedom for some. Image: Freepik

As a ZZPer, you’ll need to have an aptitude for:

  • Finding (and maintaining!) your own client list
  • Organising your own schedule and resources
  • Managing your business’ finances (or employing the services of those that can)
  • Handling periods without much work

If all of these requirements still have you keen as a bean, then your future ZZP business is likely in very good hands!


Being a freelancer in the Netherlands: FAQs

With a lot of information to sift through on the hows, whats, and whys of freelancing in the Netherlands, we know you’d have some questions. Let’s clarify some of your doubts! 🙌

What is a ZZPer?

What do I need to freelance in the Netherlands?

Can internationals become freelancers in the Netherlands?

How can I pay taxes as a freelancer (ZZPer) in the Netherlands?

Do freelancers need to pay taxes in the Netherlands?

Are you debating dipping a toe in the ZZP life? Let us know in the comment section below!